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Bank of the Universe

作者: Girl Wears Short Skirt
東方
連載中 · 4.3M ビュー
  • 620 章
    コンテンツ
  • 4.0
    506 レビュー結果
  • NO.200+
    応援
概要

Li Xiandao obtained the ancient Bank of the Universe, but the bank was now totally empty and there were no treasures at all. The only thing it held: a bunch of debts. The Eternal Celestial King borrowed a supreme celestial artifact, promising to pay it back in two pieces in 3,000 years. He will pay an additional piece for every 1,000 years after the expiry date! Moon Celestial loaned a high-quality face, to be returned in 10,000 years. If overdue, she will pay with her life! Time Immemorial Sage loaned 10,000 years in life from the Bank of the Universe in order to break through. After he breaks through, he will pay back 10,000 years. If late, he must pay back 10 times the amount! Li Xiandao looked at these debts and at the empty Bank of the Universe. He made his mind up to become a true expert, to find all these supreme beings to get back the overdue debts one by one! A powerless mortal had became the biggest creditor in the Nine Heavens and Ten Lands and even the entire Celestial World!

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Chapter 1Even The Celestial God Is Indebted To Me

"Once you are a slave, everyone within three generations will all be slaves!"

"Your grandfather is a slave, your dad is a slave and you'll be a slave your entire life too. So what if I nearly kill you? You'll have to take it!"

"Li Xiandao, you're quite ambitious for wanting to cultivate. Why don't you take a good look at yourself?"

"You don't have any talent, I would even be better off training a dog. Even a dog knows to show humility in front of its owner. Are you even capable of that?"

"Li Xiandao. How dare you try and learn the martial arts of the Zhou family! You won't live to see another day!"

---

Li Xiandao opened his eyes and tried to stand up, knowing that he wasn't in a good situation.

He was a transmigrator, who arrived three months ago and ended up being a slave for the Zhou family, and was abused day in and day out. Of course, Li Xiandao wasn't happy with what happened and he tried to learn martial arts in secret. But he was discovered and the young master of the family hired a group to beat him to death, and discarded the body at an unmarked burial ground!

Upon opening his eyes, Li Xiandao couldn't believe what he was seeing!

It wasn't an unmarked burial ground!

It was a lavish palace, and Li Xiandao was laying in a room inside that very palace!

"Master, are you awake?" said a feminine soft-spoken voice, triggering him to open his eyes.

"Who are you?" asked Li Xiandao.

"I am the housekeeper for the Bank of the Universe, Seven!" the voice replied.

"The Bank of the Universe?" Li Xiandao scowled and investigated his surroundings, including Seven.

A beauty!

An otherworldly beauty!

Li Xiandao swore that no woman from his previous life, with the help of any sort of makeup, photoshop, or filters even came close to Seven!

Seven's looks were too good to be true!

She was like an HD photo. One could only look at it as touching it would completely destroy its beauty.

"The Bank of the Universe, the most mysterious bank in the entire universe. Master, in the process of you coming here, you've been elected to become the ninth owner of the bank!" said Seven.

"Ninth owner? What happened to the previous eight?" Li Xiandao managed to ask the really important question, not being overwhelmed by what he saw before him. 

"They died!" Seven said regretfully.

"How did they die?" Li Xiandao asked without hesitation.

"I don't know. Seven is just a guiding spirit. I can't go anywhere other than the Bank of the Universe. I don't know anything about what the previous eight owners did outside the bank!" replied Seven.

"You're a spirit?" Li Xiandao was a bit disappointed. How could someone so beautiful be a spirit?

"Yes, I'm a spirit. Born in the Bank of the Universe. As long as the bank lives on, I will never die!" Seven replied with a nod.

"Then, what does this Bank of Universe do?" asked Li Xiandao.

"It's a bank, and obviously banks do business! We trade everything that exists in the universe, it's just a matter of what price!" Seven answered.

"Anything can be traded?" Li Xiandao's eyes glistened with hope.

"Yes! There have been countless transactions since the birth of the bank, nobody gets cheated, everything is written down in black and white. Contracts are in effect as soon as they are signed!" Seven said proudly.

"Doing business requires capital, so what does the bank have so far?" asked Li Xiandao.

Seven's smile was immediately turned upside down, replying with her head hung low, "Because the previous owners haven't been doing their job so well, the bank is currently empty. Many facilities and areas are now closed off. The only thing that's in service is this very palace."

"Didn't do their job well?" Li Xiandao scowled.

"Many debts were not paid, resulting in a broken contract. The Master gets punished whenever a contract is broken. I presume that the previous deaths have to do with that!" answered Seven.

"What types of debts were they? And the debtors too, paying back debts are perfectly reasonable," Li Xiandao stood up, full of righteousness.

"Here are the contracts," Seven summoned a bunch of contracts in front of Li Xiandao with a wave of her hand.

Li Xiandao was dumbfounded when he grabbed one and looked at it in detail.

"The Eternal Celestial King, loaned supreme celestial equipment, paying back two pieces after 3,000 years. The debtor pays one additional piece for every 1,000 years after the expiry date." 

"The Eternal Celestial King is the unmatched celestial king whose name is known across all the lands. The same king forces a change of leaders to every world he visits using the borrowed Eternal Celestial Sword?" Li Xiandao said with a trembling voice.

"Yeah, and also someone who doesn't pay back their debts!" Seven agreed.

"He's the Eternal Celestial King, the one who raided the Celestial world from the Nine Heavens and Ten Lands. He was even more insurmountable with the sword, and you still dare to call him out on owing debts?"

He has been through many worlds, from the highest of Celestial worlds to the Nine Heavens and Ten Lands. He owned many territories, had many followers, and his way of training was recognized everywhere. Everybody wanted to get into the Nine Heavens and Ten Lands, and enter the celestial world through that.

Li Xiandao was in a corner of the 'Dali Land' in the Nine Heavens and Ten Lands.

And now, Seven told him that the Eternal Celestial King, who was praised by countless people in the celestial world, owed him a huge sum?

That was ridiculous!

How could he get it back?

Seven corrected Li Xiandao, "Master, the Eternal Celestial Sword doesn't belong to the Eternal Celestial King, but is the property of the Bank of Universe. And now that you're the owner of the Bank of the Universe, that also means that the Eternal Celestial Sword is yours!"

"It's mine?" Li Xiandao said full of glee.

"That's right, the Eternal Celestial King is aware of the contract, but he's refusing to honor it. According to the contract, he has to pay another piece of Celestial equipment of equivalent value. That means that the Eternal Celestial King owes you 10 super-strong Celestial Equipment!"

"10 super-strong Celestial Equipment!" Li Xiandao was shocked.

Seven took out two more contracts, saying, "This belongs to the Winter Moon Celestial, and this one belongs to the Time Immemorial Sage. Both of them are known for their debts and defaulting their contracts whenever they're due. Moreover, Master has the responsibility to chase the debts."

"Winter Moon Celestial, the most beautiful celestial in the celestial world, with countless admirers?"

"Time Immemorial Sage, one of the elder war gods. These are among the highest profiles in the celestial world!"

But now, there were all people who were debtors to him.

After taking a closer look, Li Xiandao's eyes lit up once again.

"Moon Celestial, loaned a high-quality face to be returned after 10,000 years. If overdue, it will be paid with one's life!" 

"Time Immemorial Safe loaned 10,000 years in life from the Bank of the Universe in order to break through. When he manages to break through, he will pay back 10,000 years. If late, he must pay back 10 times the amount!"

It turned out that the Moon Celestial bought her looks from the Bank of Universe to become the best looking celestial in the celestial world!

On the other hand, Time Immemorial Sage owed the bank 10,000 years, times 10 because it was overdue, resulting in 100,000 years!

Li Xiandao's breathing sped up and he became very worked up, "It's completely reasonable to pay back loans! So what if he's the Celestial King? So what if she's the most beautiful celestial? One day, I'll make them pay!"

"I support Master. I don't know how many overdue debts there are throughout the Nine Heavens and Ten Lands. The previous owners have lent out many many items, and since their death, they have just been abandoned. Now, we need Master to get all these people to pay and make the Bank of the Universe great again!" shouted Seven.

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Dyrem · 東方
レビュー数が足りません
142 Chs

I'm only one year old, what the heck is a Overturning System?!

Absurd! Reincarnating as a newborn in a demon-infested world, the overturning system arrived 30 years early. [At 30, after enduring endless hardships, you have achieved nothing and remain a loner. Reward: Late Bloomer (Talent) - Effect: The older your bones, the faster you cultivate.] [Overturning mission: Defeat Chen Yuan at the sixth level of the Guiyuan Realm within a year. Reward: Swordsmanship entry-level] One-year-old Chen Yi looked at the content on the panel, then down at his small arms and legs, falling into deep thought. 'Damn! This system definitely arrived too early!' 'I'm only a year old, what good is the Late Bloomer talent now?' 'And Chen Yuan of the Guiyuan Realm...' ... Years later, war reports came from the frontlines. 'The Tianyuan Continent’s top ten martial arts prodigy, Champion Marquis of the Wei Dynasty, the Amorous Young Master, Sword Saint Chen Yi, slaughtered 100,000 demons on the battlefield of Taizhou Mountain to celebrate for the human race!' However, Chen Yi looked at the battlefield flowing with rivers of blood and shook his head: 'I’ve been making overturn since I was one, experiencing countless life and death situations to achieve my current cultivation level. It’s not surprising you can’t resist!' Those 'life and death' crises were terrifyingly daunting. The big brother at one year old, childhood sweetheart at five, senior brother at ten, princess at a tender age... Who understands my hardships? PS: Infant stream, system-arriving-early stream, light-hearted, humorous, passionate. PPS: Also known as 'Starting the Overturn as an Infant', 'Reborn as an Infant, What an Overturn! ', 'Talking is Useless, It's Time to Fight.'

Guard August · 東方
レビュー数が足りません
93 Chs

Others Level Up, but I Pursue Cultivation!

[Simulator+Cultivation+Farming Stream+Survival Stream] One day, through transmigration, Su Xing arrived in a data-centric high martial world. This world had extraordinary strong beings known as professionals, favored by the "heavens," who could level up and strengthen themselves by running dungeons and killing monsters. Su Xing changed his job to the hidden profession of Cultivator, but due to unknown reasons, he could not gain experience or level up like other professionals. Unable to level up, he could only cultivate... but in this era where Spiritual Energy was depleted and Cultivators were nearly extinct, even obtaining Spiritual Energy was a luxury. After four years in college, Su Xing was still a minor in the Qi Refining Stage, struggling even to graduate. Fortunately, he awakened the golden finger "Life Simulator," which allowed him to simulate the future by paying energy and bring back the Cultivation Level, items, and more from the simulation to the real world. However, in the simulated future, the Foreign Race invaded in full force, leading to the overthrow of the Human Race overnight. In such desperate circumstances, Su Xing chose to lie low and develop, cultivating Spirit Plants, concocting Elixirs, enhancing his Cultivation Level, improving the overall strength of the Human Race... He continuously strengthened himself through the simulator, becoming a hidden powerhouse, silently resisting the invasion of the Foreign Race... ps: This is a story about a simulator, leaning towards a careful survival strategy, farming development, and operating from behind the scenes...

Three five mysterious seven · 東方
4.1
940 Chs

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最新
HeretocLv4

I am back. As I promised, a review after reading 200+ chapters. Currently I have read till chapter 400, so I believe I might be able to shed some more light on this story and what you can expect. To began with, I am reading this through raws, so I can't comment on translator quality or stability of update. But, from the already released 60 chapters, the translation quality is readable but not exactly upto the bar. One thing I like about the story is it's simplicity. Until now, author has stayed true to the main theme of the story : collecting debt and bringing back the bank to its former glory. Most CN stories seem to forget why they started the story. Everything just seems to spiral out of control. Every arc will have its own mission. There is no end goal. But here you can see what the story is about. MC doesn't deviates from ut. It does has smaller arcs but they are there to support and fill in the main theme. Another thing which makes me like this story more is short filler arcs. Oh, there are fillers arcs, short side story arcs, supporting chapters and what not. But author clearly recognises on where to stop. You won't find stupid tournament arcs or trasure hunting arcs stretching over several tens of chapters. Coming to the MC. He's OP. Which actually suits the theme of the story. He doesn't acts like your genric OP MC. You won't find him bullying people or slaughtering families. In fact, he rarely leaves the bank. It's mostly his ever increasing group of subordinates who collect debt. Only when they kick a hard stubble will the MC come to deal with it. Now about his personality. Please don't expect proper character building and depth. He's no character from ASOIF or something from the hands of Sanderson, Abercrombie or Butcher. He's quite simple and honestly, one dimensional. One thing in his favour is his modern sensibilities. Atleast until now I haven't seem him having any inclination for harem. Infact he dislikes harem. So harem haters will definitely like this. He's not dense and something is building between him and Seven. It's not romance but there are flirting moments here and there. I won't spoil it further but its pretty good for a non romantic CN novel. And yes he's not stupid. You can see why he's making a deal. He knows when he can rip someone off and when he has to stay neutral. Pretty good imo. One thing which ticks me off, is side charcter development. They are fanatical in belief to the level of zealots. The angels have NO character growth or development. They are like NPCs to help the MC. Only needed when a side quest requires it. Pretty sad. They could have fleshed out the story further. But I can see that author wants to play safe. Dealing with multiple characters is not a simple task. You need to balance the fine line between too less and too much. World development is a bit icky. You have ten mortal world's, nine immortal worlds and one big celestial/divine world. The raw terms are a bit confusing so please forgive me if these do not match the translation. The world is not exactly fleshed out. You know it's there but that's it. It's both good and bad. You don't have long arcs wasted on/in other worlds but at the same time , you don't have much impression of those worlds. I haveany more things to say, but I will story here. I will just summarise the whole review. Pro : 1: Single goal. No nonsense targets or anything. 2: Very less filler. 3: No Harem. 4: MC with modern sensibilities. 5: MC is not stupid Cons : 1: one dimensional character. 2: Zealot subordinates and no development. 3: No world development. Note : 1: OP MC That's it for now. Cya.

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