If we consider the general 'Elizabeth story', Elizabeth is likely the central figure. Her significance could be that she drives the plot forward. For example, if it's a story of her journey, her decisions and actions would be what the story is built around.
In 'Hanging Elizabeth Reed A Ghost Story', Elizabeth Reed is likely the victim or the main character. Given that she is associated with hanging and is part of a ghost story, she may have been a person who had a difficult life or a fateful encounter that led to her death by hanging. Her presence as a ghost would suggest that there are unresolved issues related to her life and death, and the story might revolve around uncovering these secrets.
Ruby could be anyone. It might be a name given to a character in a specific story or just a name of a person in real life who likes to read stories in her own time.
Yes, there are some areas in California that are known for nude beaches. For example, Black's Beach in San Diego is quite famous. It attracts people who enjoy the freedom of being in a natural state while enjoying the beach environment. However, there are rules and regulations to ensure public order and respect for others.
One funny story is about when Queen Elizabeth visited a school. A little boy was so nervous when he was supposed to present a bouquet to her that he tripped on his own feet as he walked towards her. But the Queen just smiled kindly and helped him up, making everyone relax.
Mr. Darcy could be one of the people who help her. He has wealth and connections, and his affection for Elizabeth might lead him to support her investment endeavors. He could offer her advice on which ventures are more likely to succeed based on his knowledge of the business world.