One reason could be that she feels betrayed by Konoha. Maybe she has faced discrimination or unfair treatment there in the past because she's female in a world that might be more used to male ninjas. For example, she could have been passed over for important missions or training opportunities just because of her gender.
On a larger scale, it could change the balance of power in the ninja world. If Fem Naruto has some unique abilities and she's not on Konoha's side, other villages might try to recruit her or use her absence to their advantage. This could lead to more conflicts between the villages and a re - evaluation of alliances in the Naruto universe.
Maybe he has some personal grudges against the village. For example, he might have felt betrayed by the village in the past and that made him reluctant to offer help.
One possible reason could be that Naruto is extremely powerful and his skills are needed to protect Konoha from a new and powerful threat. His combat abilities, like his Rasengan and Sage Mode, are crucial for the village's defense.
The story would also change the perception of Naruto. Instead of being seen as the hero of Konoha, he would be considered a traitor by many. This would create a whole new set of relationships and conflicts. His friends might try to convince him to change his mind, leading to some very emotional and complex storylines. The shinobi world as a whole might start to question the values that Naruto has always represented, like loyalty and perseverance. And if Konoha does fall, it could inspire other villages to reevaluate their own security measures and relationships with their ninjas.
Perhaps Naruto has been pushed too far by the villagers' continuous mistreatment. Even though he has saved them multiple times, they still show hostility or indifference towards him. So, in the fanfiction, he decides not to help Konoha anymore as a form of self - protection and to break free from this one - sided relationship.
The story could progress with Konoha facing a great threat without Naruto's help. The village might initially struggle to find a replacement for Naruto's power. This could lead to a sense of panic among the villagers and the leadership. Some might start to regret their past actions towards Naruto.
One possible reason could be that Naruto feels betrayed by Konoha. Maybe he discovers some dark secrets about the village that make him question whether it's worth protecting. For example, if he finds out that the village elders were involved in unethical experiments or unjust actions against certain groups. Another reason might be that Naruto has different ideals now. He could believe that there are more important things in the world than just protecting Konoha, like bringing true peace to all nations without focusing on one village's interests.
Perhaps Naruto has found a new purpose or community outside of Konoha that values him more. He may be so content with his new life that he simply doesn't want to get involved with Konoha's problems anymore. Konoha's actions towards him could have made him realize that his loyalty was misplaced all along.