Well, one possible plot could be that Hiccup accidentally drinks a magic potion made by a mischievous wizard. As a girl, he (now she) has to deal with the different reactions of the people in Berk. Some are shocked, some are curious. And she has to learn how to adapt to the new body while still maintaining her heroic spirit, facing the same dragons but in a different physical form.
In a 'hiccup turns into a girl' fanfiction, the plot might start with a strange curse. Hiccup wakes up one day as a girl. At first, he's really confused. Toothless might not recognize him right away. Hiccup then tries to find a way to reverse it. Along the way, he discovers new things about himself. He might find that as a girl, he has different strengths and weaknesses. He could also have some interesting interactions with Astrid, who is both confused and intrigued by this new version of Hiccup.
One possible plot could be that a magic spell gone wrong in Berk turns Hiccup into a baby. Toothless, being his loyal friend, tries to protect the baby Hiccup from the chaos that ensues. The other Vikings are confused at first but then start to take care of the baby Hiccup in their own clumsy ways, leading to some comical situations.
One possible plot could be that Hiccup's transformation into a baby dragon is the result of a magic spell gone wrong. He then has to figure out how to reverse it while experiencing the world from a dragon's perspective. He might make new dragon friends who help him understand his new form and search for a cure.
One possible plot could be that Hiccup, after some magical or scientific experiment gone wrong, transforms into a Night Fury. At first, he's terrified and confused. His dragon Toothless tries to help him understand his new form. Hiccup then discovers new abilities like enhanced flying speed and the power to shoot more powerful blasts. The other Vikings are initially scared of him, but he eventually shows them that he's still the same Hiccup inside, just in a different form. And he uses his new form to protect the village from a greater threat that normal dragons and Vikings couldn't handle alone.
A possible plot could focus on how Tails' daily life changes. As a girl, she might have to deal with different social expectations. Her hobbies and interests could shift slightly. For example, she might be more interested in certain types of fashion or more nurturing activities. Her relationship with Amy could also change, perhaps they become closer friends as they share more 'girly' things. And Tails' mechanical skills might be seen in a new light, as she uses them in a different way to solve problems in her new form.
Well, one possible plot could be that Sans somehow gets hit by a strange magic spell. As a girl, he/she might struggle to fit into the existing relationships in the Underground. For example, Papyrus might be really confused at first but then tries to be supportive. And Sans (as a girl) could also have different interactions with Frisk, like maybe a more motherly or sisterly bond.
Well, perhaps in the fanfiction, Ash is exposed to a mysterious Pokémon's special ability that causes the transformation. As a girl, Ash discovers new aspects of himself. He might find that some Pokémon are more attracted to his new form and are more willing to be caught or trained. He could also use this new identity to his advantage in battles, like using the element of surprise against opponents who are used to facing the male Ash.
In a fanfiction where Nagisa turns into a girl, it could be part of a wish - fulfillment scenario. Nagisa secretly wished to experience life as a girl for a day, and some supernatural being grants that wish. As a girl, Nagisa has to navigate through daily life, school, and social situations. There could be humorous moments when Nagisa tries to act like a girl but still has some of the old habits from being a boy, like being too rough during sports in a girl's body.
Well, in a Todoroki turns into a girl fanfiction, perhaps there's a villain who has a transformation quirk and uses it on Todoroki as a form of psychological warfare. Todoroki, now a girl, has to find a way to reverse the effect. In the process, he/she realizes that society treats female heroes differently and has to fight against those prejudices too. Maybe he/she even uses this new form to her advantage in some battles, by using the element of surprise.
One possible plot could be that Cloud, after turning into a girl, has to adapt to a world that now views her differently. Maybe she struggles with newfound emotions and social expectations. For example, she might have been a tough warrior as a male, but as a girl, people underestimate her. She then has to prove herself all over again in battles or quests, while also dealing with her own internal confusion about her new identity.
Well, perhaps the story could start with Keith being exposed to a strange energy. This energy alters his DNA, turning him into a girl. As a girl, he finds that he's now treated differently in society. He uses this experience to understand the struggles that girls face. He might also have to adapt to physical changes like different body strength and new ways of expressing emotions.