With the declining profitability of his only Mark II production model, Ves could not sit back and wait. His rough projection of the future revealed that his profits diminished at an alarmingly fast rate.
While he considered taking another loan, Ves ruled that out after figuring he did not wish to become more reliant on external actors that might not have his best interests at heart. Banks that extended huge loans to companies often demanded a voice on how to run the company.
Ves absolutely abhorred such a possibility.
As for selling merits, he'd be making a huge loss if he went through with such a transaction. Merits were extremely valuable and hard to come by. Even a single merit represented a chance to obtain priceless knowledge that he couldn't get from the System.