Soldier Boy in (MCU)

Benjamin is 23 years old, a orphan and American , his parents leave him with 20 million which invest in stock enjoy his life with 20% returns on his investments he is fan of comic and movie of mcu and the boys . His favourite hero is soldier boy. Because he knows that the pople like captain America does not real he believe in “with great power comes with great greed” . But what will happen when after his death god tell him that he has zero karma because in His entire life he neither did any good or bad deeds soul God give him two options either he reincarnate or live in void alone for entirety .