Chapter 209: Money management

Friday arrived and Bai Yi Yang and the children went to the jungle to pick mushrooms as usual.

"Ge, I think we can ask Mr.Feng to take the dried mushrooms tomorrow, no need to wait until Sunday. What do you think?" Bai Yi Yang ask. Today is actually the 15th of June but they weren't home in the morning so they usually do transaction either on Saturday or Sunday morning.

"That's fine too. This month's target has been achieved, we actually have more this time around. Should I contact him or you?" Bai Yi Chen said.

"You do it. Is there a lot this month?" Bai Yi Yang ask.

"73.6 kg to be exact. What more, I added a few type that we don't have too much last month." Bai Yi Chen said. He make the inventory now, they also stored it properly in their storage house.

"En, that's a lot." Bai Yi Yang nod a few times. That will be 368 points from selling this month dried mushrooms and not including the Matsutake mushrooms to Boss Sun that she also plan to sell tomorrow. One reason she won't give up the 1 hour work in the evening and work during weekend is because she wanted to accumulate more points.

Now that she knows how valuable the points are, even when something happened, she won't be too worried. Even if she can protect herself, she can't guarantee that no accidents may happened go her family and loved ones, accumulating points gave her a sense of security. She even payed attention to the numerous stuff that she can exchange points from the system's shop.

"You haven't check the money in the account right? Do you want me to print the summary?" Bai Yi Chen said. They are using the account under Bai Yi Chen's name, Bai Yi Yang only take money once in a while when she wanted to do online shopping herself, the rest of transaction is payed by Bai Yi Chen.

Bai Yi Yang trip to Country J has earned them a lot of money, more than 6 million yuan. Then each months since March, they have a steady income of 150,000-180,000 yuan selling fruits from the orchard, now they also start selling vegetables too which earned them 40,000-50,000 yuan. As for the dried mushrooms, the range will be around 50,000-70,000 yuan depending on the type of mushrooms and weight. Besides this, Bai Yi Yang is earning about 100,000 yuan each month from selling the Matsutake mushrooms 2 times every month to Boss Sun. The siblings spend a lot too but compared to the amount they are earning, they have quite a lot of money in Bai Yi Chen's bank account now.

"Yeah, I haven't check it for a while. How much is the balance now?" Bai Yi Yang casually ask. Sometimes she will look over her three siblings who is busy picking up the mushrooms.

"It has passed the 7 million benchmark." Bai Yi Chen said. That's the money they have up to the end of May, the one from this months is not included yet. Basically, each month they will earn about 350,000-400,000 yuan when everything is accumulated. The account with Natural Grocery is also settled every month now not like before, except the dried mushrooms which is settled when purchase is made.

"Oh, really?" Bai Yi Yang smile. Now that they have this much money, she feels like going shopping much more.

"En. Why, do you have any plan in mind?" Bai Yi Chen ask.

Bai Yi Yang actually have something in mind, she wanted to buy a house in the city. Since they are in City Nan, she should buy one in City Nan right? So that it will be easier if they wanted to go there. What more, her siblings may need to go study there in the future, it's better to have their own house. And if she follow the timeline of the other world, the house price will increase abruptly high starting next year, she must buy at least one this year.

"Ge, where do you want to study in the future?" Bai Yi Yang ask. Bai Yi Chen don't understand her meaning but he still thought about it.

"City Nan University has good Computer Science department too." Bai Yi Chen said.

"Then that's nice, let's buy a house in City Nan." Bai Yi Yang have decided. They must buy at least one there this year. She is going to ask Old man Cui after this.

"Buy a house?" Bai Yi Chen is shocked. Buying a house is not a small matter. What more in big city, even when their parents is alive, they don't have their own house in City Bei.

"Yeah. The price this year is cheap. In the future, it will increase so much that we may not be able to afford it." Bai Yi Yang said. Actually she wanted to wait until they are 18 before purchasing a property, but the house price may really increase and she may regret it.

"But how? We are still too young." Bai Yi Chen said.

"That matter, I will talk about this to Grandpa Cui. Since they are coming next weekend too, we can talk about it more then." Bai Yi Yang said.

"Have you surveyed the property price?" Bai Yi Chen ask.

'TongTong, data please.' Bai Yi Yang said.

TongTong process for a while and show a graph to Bai Yi Yang. Well, the price this year is indeed very cheap compared to 4 years ago when the house price peak. This is a good chance to buy a property.

"The average price per square meter is 22,536 today. The price should be around this range." Bai Yi Yang said.

"That expensive?" Bai Yi Chen eyes widened.

"This is just average, we may find a cheaper place." Bai Yi Yang said. So the average one house of 90 meter square will be around 2 million yuan. Well, that is indeed expensive. She immediately feel that she should have done some research about this early on. It's better to own a few properties by this year.

"Ge, I am thinking of buying 2-3 houses, it can also be our source of income. This can be said to be our investment, I am sure that the price will increase in the future. What do you say?" Bai Yi Yang ask. She actually don't know a thing about investment, but she at least understand that by buying properties, she won't lose money in the future.

"Yang Yang, to be honest, I don't know about this." Bai Yi Chen said.

"I also don't know. What I am saying is, we can at least buy a house in City Nan, it can be a place for us to stay and maybe we can buy some more in other city." Bai Yi Yang said.

"I think that's a good idea." Bai Yi Chen nod.

"Then, let's do that." Bai Yi Yang has decided. She will immediately ask Old man Cui help to look around. During their trip to City Nan, she saw some tall apartment buildings near the university area, they also looks quite new, she is aiming towards that area.

Bai Yi Yang and her siblings pick mushrooms until 3.30 pm and returned home. They all helped in spreading the mushrooms on the drying platform and they finished in short time. Then, they walk around the orchard chat for a while with Second Zhou who is cleaning around the orchard.

"Second Uncle, this month salary will be increased by 500 yuan, let's make it 4,700 yuan. No matter how I think about it, starting last month, the work has indeed increased." Bai Yi Yang said.

"The work is not much, the pay increase is too high. Yi Chen is frequently coming to the vegetables field, I do very little work other than the picking time increase in the morning." Second Zhou said.

"That is also considered increase in workload. This may be the last time the salary increase this year, we need to look again next year." Bai Yi Yang said. Actually, she wasn't sure how much she should give Second Zhou, but considering the work he is doing, communicating with the workers from Natural Grocery, then managing the orchard and a small part of the vegetables field now, she think she need to increase his salary.

Second Zhou thought for a while and nod. His family is coming, so he will be thankful with the extra money actually. His house is halfway done, he still owe Bai Yi Yang money too, but there will be a lot of place that he will need money for. He actually really need a few extra yuan.

"Thank you eldest yatou." Second Zhou said. Bai Yi Yang can be considered his saviour, he don't know how he will be able to survive with his family later if it's not because if this job. With 4,700 yuan salary, he should be one of the most highest paid one in the village who work outside. There are already people who envy him with the 4,200 yuan salary, now his salary is increased again.

"No problem, this is what I should do." Bai Yi Yang said. They chat about the sales this months and then Bai Yi Yang also ask about the fruits tree health. There seems to be no problem and Bai Yi Yang and the rest also went home, leaving Second Zhou to proceed with his work.

Bai Yi Yang really like how Second Zhou is working. Not only financially, he is also very meticulous when it comes to the fruit tree health. He will make notes in his book then inform Bai Yi Yang about it. He said that the fruit trees are precious and they are his livelihood, he ought to take care of them.

When they returned home, Bai Yi Yang went to the greenhouse for a bit and start working until 5.30 pm.

[6 pointes earned. Total points: 928]

Bai Yi Yang quickly wash her hands at the pipe behind the West house after fiddling with the soil in the greenhouse.

When she enter the house, she saw Bai Yi Ling scolding the puppies because they were messing around while she is busy tending to her plants. Bai Yi Ling's plants stand is very pretty now. It has much more varieties of succulents from the plant shop in town. Bai Yi Ling is a regular there, Bai Yi Chen only need to pick up the new succulents every time he went to town.

"We are having rib rack for dinner." Bai Yi Yang answer Bai Yi Mo who is rolling on the grass.

"Rib rack?! Oh yeah!" The children cheer. Bai Yi Yang laugh, she already marinated them since last night, she just need to put it in the oven later. It's a pity that Qi Sheng didn't get to try it.

After yesterday's text message, Qi Sheng didn't contact her anymore. He must be very busy after going back, her messages cannot even go through, which mean either he didn't turn on his phone or he is not opening the chatting apps. Bai Yi Yang is a bit worried to be honest, but what can she do right?

After finished boiling the kimchi with soft tofu stew, she cut up come vegetables and put it aside. She will stir fry it later right before dinner. Bai Yi Yang take her phone and called Old man Cui after receiving a message from him saying that he is free to talk.

Bai Yi Yang talk about finding a house first, Old man Cui know that she have a bit of money with her so he doesn't think it will be hard to find a good place near the university.

"Is this for you to stay later when you enter university?" Old man Cui ask.

"Yeah. I think it's better to find a place earlier." Bai Yi Yang said.

"If you don't mind staying a bit far, actually our house has a few empty rooms. Why need yo buy a place when you can stay here." Old man Cui said. Bai Yi Yang laugh awkwardly, how can they do that, no matter how kind the old couple are, it's still better to have a place of their own.

"Grandpa, if I were to study in City Nan University, I will be too tired to commute everyday." Bai Yi Yang said.

"That is also true. Alright, I will ask around that area? What kind of house are you looking for?" Old man Cui ask.

"Apartment, condominium, something that is not less than 90 square meter." Bai Yi Yang said.

"Good, good. Grandpa will look for a good one for you. About the ownership, don't worry about it, grandpa can handle it." Old man Cui said. Bai Yi Yang was about go mention it when Old man Cui already thought about it.

"Thank you grandpa. When you come over next week, I will surely cook a lot of delicious food." Bai Yi Yang grinned.

"It's a promise." Old man Cui laugh.

After that, Grandma Cui also talked a bit on the phone, asking about their wellbeing and confirming again if they really can receive guests next weekend. They actually have planned to come before, but Old man Cui is still someone who is a big shareholder too, how can he not have work to do.

After hanging up, Bai Yi Yang continue to cook and told Bai Yi Chen about it then they have another fulfilling dinner.