Cultivation Family: I Created the Strongest Family

Verdant Peak City

Southern Province, Azure Sky Kingdom

In the grand hall of the Liu Family, various influential figures were gathered, discussing the future of their clan.

Liu Hai, one of the clan elders, stood up to voice his opinion:

"Family Head, our coffers are nearly empty. We need to decide what to do, or else we will be bankrupt within three months."

Liu Hai was an elder responsible for managing the family's business affairs and also the first uncle of Liu Xuan, the current family head. Since the disappearance of Liu Xuan's parents, Liu Hai had been one of his strongest supporters, doing his utmost to develop the family.

"If it weren't for the Yang Clan, we wouldn't be in this situation! Ever since the former patriarch disappeared, they've been the first to exploit our vulnerability," said another elder.

But none of this was being heard by the young patriarch of the Liu Family, as a message suddenly appeared before him:

[System Initializing… 97%]

"Finally, my golden finger has arrived!"

Liu Xuan was not from this world. In fact, he had been a business administration student on the Blue Planet. However, an accident involving a truck had transmigrated him into this world. Twenty-five years had passed since his arrival, and he had been the family patriarch for seven years, ever since his parents went missing.

"Let's end the meeting for today. I promise I'll take measures to revive our family!" Liu Xuan declared as he rose from his chair.

In a secluded room, Liu Xuan decided to click on the icon that had appeared before him.

-

Name: Liu Xuan

Age: 25 years

Role: Patriarch of the Liu Family

Cultivation Realm: Qi Gathering Peak Realm

Physique: Normal

Bloodline: Liu Family

Talent: Normal

Equipment: Patriarch's Robe of the Liu Family, Blue Moon Sword (Spirit Low Tier)

Currency: 10,000 Spirit Stones (Low Tier)

[Access Shop]

-

Liu Xuan took a deep breath, thrilled to learn more about the system. Back on the Blue Planet, every protagonist with a cheat system had risen to the pinnacle of power.

The Liu Family was a minor power in this world, considered a Foundation Establishment Family, but it was in a precarious situation. They had only one powerhouse at the Foundation Establishment Realm, the family's grand elder, who was now so old that no one even knew if he was still alive. This had emboldened the city's other factions to test the waters with the Liu Family, creating immense pressure on Liu Xuan.

"I need to understand more about my cheat… System, open the shop!"

[Offers! – Pills – Martial/Cultivation Techniques – Weapons – Physiques – Servants – Pavilions – Others – Missions]

[Welcome to the shop, young master! I am Bing, your manager responsible for navigating the shop. My role is to find the best items for your needs. I have everything you could imagine, and as long as you have enough spirit stones, I can procure anything for you!]

Excited, Liu Xuan began browsing the various tabs to check the prices and see if the items were of high quality.

[Hmph… young master, you wound me! Everything in my shop is of the highest quality, guaranteed!]

"Apologies, Bing. I was just trying to understand the shop better. I didn't mean to offend," Liu Xuan said, scratching the back of his head.

[No problem! Let me explain how everything works, from purchasing items to navigating the shop interface.]

[There are three main points to understand, the rest is intuitive. First is the Offers tab, where you'll find limited-time discounted items. These are special and periodically updated, so keep an eye on them. Next are regular products, some of which are one-time purchases, like servants, while others can be bought repeatedly, such as pills.]

[Finally, there's the Missions tab, where you can complete tasks for rewards. Don't worry if you fail; there are no penalties. However, I strongly recommend striving to complete them!] Bing said with a wink.

Understanding the system, Liu Xuan continued to navigate the shop, eager to find solutions to his family's imminent collapse.

"Hmm, servants? Bing, what's in this tab?"

[This section provides cultivators that the system offers to the host. You can purchase warriors to serve you. They are utterly loyal, and we guarantee their quality.]

Intrigued, Liu Xuan opened the Servants tab and was astonished by what he saw.

"My heavens, I can even buy powerhouses at the True Immortal Realm! What is the origin of this system?!"

For context, cultivation levels in Liu Xuan's world are as follows:

Body Tempering Realm, Qi Gathering Realm, Foundation Establishment Realm, Core Formation Realm, Nascent Soul Realm, Soul Transformation Realm, Void Refinement Realm, Immortal Ascension Realm, True Immortal Realm.

Turning to another section of the interface, Liu Xuan noticed grayed-out tabs and asked the system about them.

"Bing, I see some tabs I can't access yet. Why is that?"

[That's because the young master is using version 1.0 of the shop, which provides items up to the True Immortal Realm. To unlock additional features, I recommend completing missions to upgrade the shop automatically.]

Exploring further, Liu Xuan came across a cultivator who piqued his interest.

-

Name: Song Mei

Cultivation Realm: Foundation Establishment Peak Realm

Physique: White Moon Body

Bloodline: White Moon Bloodline

Talent: Excellent

Role: Alchemist

Price: 20,000 Spirit Stones (Low Tier)

-

Shocked, Liu Xuan realized that even alchemists could be purchased. What caught his attention most was her unique physique. Such rare attributes were nearly unheard of in the Azure Sky Kingdom, where only the crown prince was known to possess a special physique, marking him as one of the kingdom's greatest geniuses.

"Unfortunately, I can't afford her yet… but I know where to get the stones! This will be my masterstroke, hehe," Liu Xuan muttered as he left the Liu residence.

…

Walking through Verdant Peak City, Liu Xuan stopped before a massive and imposing tower—the Golden Lotus Bank, one of the most powerful entities in the Azure Sky Kingdom. Rumor had it that even the king treated the bank's leader with the utmost respect, as it controlled the finances of countless clans and powerhouses throughout the kingdom.

Approaching the bank, a guard stopped Liu Xuan at the door.

"Hold it! Who are you, and what business do you have with our bank?" the guard demanded authoritatively.

Remaining calm, Liu Xuan replied, "I am Patriarch Liu. I'm here to speak with your bank manager about business."

Recognizing the authority of a clan patriarch, the guard immediately changed his tone. "Of course, sir. I'll inform the manager right away!" He hurried inside.

Liu Xuan understood well how the world worked. In this world, the strong ruled the weak, and the respect he received was solely due to his family's status as a Foundation Establishment-level clan in the city. Even in their current dire situation, they still had a powerhouse in the Foundation Establishment Realm.

Upon arriving in a private room, Liu Xuan faced the manager of the Golden Lotus Bank in Verdant Peak City. She was a cultivator at the Qi Gathering Realm, younger than Liu Xuan himself, and her name was Ling Rui.

"What can I do for Patriarch Liu this morning?" Ling Rui asked, sipping tea served by her attendant.

Liu Xuan immediately grasped the importance of this negotiation for his family's future. "I've come to apply for a loan from the Golden Lotus Bank."

Ling Rui studied Liu Xuan for a moment with an enigmatic expression. She was well aware of the Liu Family's precarious situation. All the other Foundation Establishment-level families were targeting their assets, exploiting the former patriarch's disappearance. Moreover, the Liu Family's only powerhouse in the Foundation Establishment Realm was aging, significantly weakening their combat strength.

"I understand, Patriarch. Our bank indeed provides loans, but I must know how much you wish to borrow and what collateral you're offering," the young manager calmly responded.

"I'm offering all of our family's shops, including our mansion, as collateral" Liu Xuan declared firmly and directly.

Ling Rui was taken aback. Despite their current struggles, the Liu Family was still a significant presence in the city, one of only four Foundation Establishment-level families.

After a brief pause to calculate, Ling Rui arrived at a number.

"We can offer a loan of 150,000 spirit stones. Anything beyond that is impossible, as we maintain a conservative approach to lending. Even so, I trust Patriarch Liu would honor his word—"

Before she could finish, Liu Xuan promptly said, "I accept!"

Ling Rui was stunned by his swift response and repeated, "Are you certain, Patriarch? This is a considerable transaction for your family, and failure to repay will result in our bank seizing your assets."

With unwavering determination, Liu Xuan replied, "I am certain, Miss Ling. Please proceed with finalizing the agreement."

Ling Rui hesitated briefly but ultimately handed over the spirit stones. As she watched the young patriarch leave the bank, she couldn't help but feel a glimmer of hope. Perhaps it was his youth, or his resolute determination to save his family, but something about him inspired confidence that he might succeed in restoring his clan's former glory.

Upon returning to the Liu residence, Liu Xuan noticed an unusual commotion. From the grand hall, he could hear loud voices. Entering the room, he saw many elders engaged in a heated discussion. Unable to resist intervening, he asserted his authority.

"What's going on? Why is there such chaos in the clan hall?!" Liu Xuan demanded.

"Patriarch, we must act! We can no longer tolerate this humiliation. The young master of the Zhang Family injured several of our children who were merely strolling through the city market. We need to respond," said Liu Chen, the seventh elder of the family and one of Liu Xuan's uncles. One of Liu Chen's sons had been involved and was seriously hurt.

Understanding the gravity of the situation, Liu Xuan declared, "Everyone, do not worry. I left the clan today to handle some matters and found a solution for our family. Please calm down and gather here tomorrow morning to discuss our response. I promise to resolve everything!"

Reassured by his words, the elders dispersed to resume their tasks. Liu Xuan retreated to his quarters, where he looked at the system interface before him.

"Now it's time for my family to rule this city!"