There could also be a fanfiction that delves into Garou's past more deeply. Maybe we learn about his family and how his upbringing led him to his current views on heroes and villains. By exploring his childhood traumas and experiences, we can better understand why he is so obsessed with becoming the ultimate monster and how those roots could be the key to his possible transformation in the story.
A really interesting character interaction in Garou fanfiction could be between Garou and Genos. Genos is so focused on becoming stronger and avenging his family, and Garou is on his own path of power - seeking. Their clash could be both physical and ideological. Genos might see Garou as a threat to the order he wants to protect, and Garou might view Genos as just another 'fake' hero.
One idea could be exploring Garou's past more in - depth. Maybe show his childhood and what led him to become the way he is. Another could be a story where Garou has to team up with Saitama for some strange reason, like an even more powerful enemy emerging. Or perhaps a fanfiction where Garou tries to train under Saitama to become stronger in a different way than his usual self - taught methods.
First, you should really understand Garou's character. Read the original manga or watch the anime to get a good feel for his personality, his motives, and his fighting style. Then, come up with a unique concept, like the ones I mentioned before. It could be a new adventure for him or a different take on his relationships. After that, just start writing. Don't worry too much about making it perfect at first.
Yes, there likely is. The Naruto and One Punch Man fandoms are both quite large, and it's common for fans to create crossover fanfictions. These crossovers can be really interesting as they combine the unique elements of both universes, like Naruto's ninja skills with Saitama's one - punch power.
I'm quite sure there exists a 'Naruto is One Punch Man' fanfic. The world of fanfiction is vast and full of all kinds of creative crossovers. Writers might be intrigued by the idea of bringing Naruto's ninja skills and the unique world of One Punch Man together. For example, how would Naruto react to the overpowered villains in One Punch Man's world? And how would Saitama view Naruto's determination to protect his village? These are the kind of things that could be explored in such a fanfic.