funny travel insurance stories

Well, there was this guy who bought travel insurance for a skiing trip. He ended up breaking his leg not on the slopes but in the hotel lobby while doing a silly dance. The insurance company initially hesitated but then covered his medical expenses after he provided all the details. It was really funny how they had to debate over such an odd situation.

A woman once had travel insurance for a beach vacation. She lost her bikini top while swimming. She called the insurance company thinking they might cover the cost of a new one. Of course, they didn't, but it was a really funny story. She was so embarrassed when she realized what she had done.

A man insured his old, rusty bicycle. He claimed that it was a rare vintage bike. When the insurance company sent an appraiser, they quickly realized it was just an ordinary, beat - up bike. The man was trying to get more money out of the insurance.

There was a traveler who got sick during a trip overseas. The local medical bills were very high. The travel insurance was supposed to cover the medical expenses. But when the claim was made, the insurance company claimed that the pre - existing condition clause applied even though the traveler had no known pre - existing conditions. They fought for months but still had to pay a large portion of the bill out of pocket.

Yes. A funny insurance story involves a man who insured his very large and rather smelly feet. He was a professional foot model and thought his feet were his livelihood. Another one is about a family who insured their Christmas tree every year. They had a very elaborate and expensive tree with all kinds of heirloom ornaments. And there was a person who insured his collection of old chewing gum wrappers. He thought they were collector's items and wanted to protect his investment.

A lot of people misunderstand health insurance. For example, a guy thought that his health insurance would pay for his elective cosmetic surgery to look like a movie star. He was so wrong. Health insurance is mainly for medical conditions that are necessary for health, not for vanity projects. And then there are those who think that homeowner's insurance will cover flood damage without specifically having flood insurance. When a flood comes and they find out they're not covered, it's both sad and a bit funny in a way.

Simple. Just get travel insurance. It's not that expensive considering the potential risks.

Sure. There was a man who thought he bought life insurance to cover any accident. One day he slipped on a banana peel in his own kitchen and immediately called the insurance company, thinking he could get a payout. But of course, it doesn't work like that for such minor things.

There was a story where a woman's car was flooded because she drove it into a pond trying to avoid a squirrel. She thought her auto insurance would pay for it as it was an 'accident'. But it turned out that her policy didn't cover self - inflicted 'accidents' like this. She had to pay for the repairs herself, which was quite a costly mistake.

I remember a story where a man had a pet parrot that he took everywhere in his car. One day, the parrot got loose and started pecking at the dashboard, causing some damage. He tried to claim it on his auto insurance, saying it was an 'unusual incident'. The insurance company didn't cover it, of course.