Maybe the OC has a completely different personality or set of values from what is often portrayed in Rias fanfic. It could be that the OC has had bad experiences related to the typical tropes or themes in those fanfics.
If the oc hates it but still wants to give it a chance, they could try to find a different take on the rias fanfic. Maybe look for ones that are more in line with their own values or interests. For example, if the oc is interested in action, find a rias fanfic that has more action elements rather than just the typical romance. Another thing to do is to try and write their own version of a rias - related story that they would like, incorporating the elements they enjoy and leaving out the ones they don't.
The OC can simply avoid reading any more of that fanfic. There are plenty of other stories out there in different fandoms or even within the 'High School DxD' fandom that might be more to their taste.
It could be that the OC creator simply doesn't like the typical tropes or storylines often found in Rias fanfiction. For example, if the fanfictions tend to be very formulaic or over - use certain clichés, the OC might be a symbol of a break from that. Also, perhaps the OC has a specific backstory or purpose that is at odds with the general narrative of Rias fanfiction.
Maybe the OC has different values from what is presented in the 'Rias DxD' fanfic. For example, if the fanfic has a lot of over - the - top or unrealistic elements that go against the OC's idea of a good story, it could lead to dislike.
Maybe it's because of the different power systems. Naruto has chakra and his ninja abilities, and Rias has her devil powers. If in the fanfiction these power systems are not properly integrated or if one overshadows the other in an unappealing way, Naruto could be depicted as hating Rias. Say, if Rias' devil powers are made to seem too overpowering and it goes against Naruto's sense of fairness in combat, it could lead to such a scenario.
Well, it could be due to their different personalities. Naruto is all about hard work and loyalty to his friends in his own universe. Rias Gremory has a more complex and sometimes manipulative personality in her story. In fanfiction, the writer might want to create a conflict by making Naruto dislike her, perhaps because he sees her methods as being at odds with his own values.
One possible storyline could be that the Si OC is a shinobi from a village that has been wronged by Konoha in the past. They see Naruto as a symbol of Konoha's power and thus direct their hatred towards him. For example, if their village was raided by Konoha in the past for some reason, they hold a grudge against all things Konoha, including Naruto.
The main thing is the new relationships. When an OC is paired with Rias, it creates fresh dynamics. We can see different sides of Rias's character through her interactions with an unknown element like the OC.