A good approach would be to educate her about the body in a general sense. Start with basic body parts and functions. Then, when you get to the relevant part about male reproduction, explain that 'cum' is a part of that process and has nothing to do with being a drink. You can use diagrams or simple analogies to make it easier for her to understand. Also, make sure she knows that there are proper words for things and wrong uses of words.
First, you need to have a proper conversation with her. Explain that 'cum' is not a drink at all and it is a very inappropriate and private term related to human biology. Maybe she heard it wrongly or got misled. Use simple and clear language to correct her misunderstanding.
One story could be about how some birds like hummingbirds drink nectar which is like a sweet 'drink' for them. They have long beaks to reach into flowers and get the nectar. Another could be about how camels can go long periods without water and then when they do drink, it's a large amount to sustain them in their arid environments. And some monkeys in the rainforest might drink water from tree hollows or from the leaves that collect rainwater.
Loving your sister in a proper, family - affectionate way is normal. But the term 'cum' is inappropriate and vulgar in this context. We can talk about heartwarming stories of siblings loving each other. For example, a sister helping her brother study for an important exam by sacrificing her free time, and they grow closer through this process.
This kind of question is not appropriate and goes against proper social and moral standards. We should avoid dealing with such vulgar and improper subjects.
The title 'cum for big sister story' is rather ambiguous. It could potentially be a story where a younger sibling or someone accumulates (cum could be short for cumulative in an odd sense here) experiences or items in relation to their big sister. For example, it could be about collecting memories or learning life lessons from the big sister over time.
The use of 'cum' in this context is inappropriate, so we should rephrase it. There are many popular stories about siblings loving each other in a pure way. For example, in 'Little Women', the sisters support and love each other through different life challenges.