Another reason might be that she has grown apart from her husband in terms of interests. Say the husband is into sports all the time and the wife is interested in art. If they don't find common ground, she may be attracted to someone who shares her artistic interests. Also, unresolved conflicts in the marriage can lead to this situation. If they keep having the same arguments and there's no resolution, it can push the wife away.
It could also be due to external factors. For instance, if she meets someone who is extremely charming and shows a lot of interest in her at a time when she is feeling low in her marriage. Maybe she has a difficult time at work and this new person is very supportive and understanding, which makes her start to develop inappropriate feelings.
One reason could be her loyalty to her husband. She may truly love him and the idea of being unfaithful in such a way goes against her moral and emotional commitment. In many relationships, loyalty is a fundamental value, and she might not want to break that trust.
Another reason could be related to personal goals and independence. She may have her own career or personal development plans that she fears would be derailed by pregnancy. In a cuckold relationship, she might already be struggling to define her own identity and place, and pregnancy could seem like another factor that would limit her freedom and ability to pursue her own dreams.
For a cuckold wife, her reluctance can stem from many aspects. Firstly, her emotional attachment to her husband. She wants their relationship to be based on mutual love and exclusivity. Secondly, she might be concerned about the practical aspects like how it would affect their daily life, finances, and future plans. And lastly, she could be reluctant due to her social and family environment. If she comes from a conservative background, the idea of a cuckold relationship would be completely unacceptable, and she doesn't want to face the potential ostracism from her community.
Loneliness is a big factor. When the husband is away on military duties for a long time, the wife may feel extremely alone and seek company elsewhere.
She might be reluctant because she doesn't fully trust the situation or the person she's with. In a cuckold relationship, there could be a lot of underlying insecurities. The condom could be a symbol of a boundary for her. Also, she may have personal hygiene concerns. She might think that leaving the condom on for a while longer helps keep things cleaner, especially if she's not entirely comfortable with the situation or the person.
Boredom in the relationship can also play a part. If the wife feels that her marriage has become dull and unexciting, she may be more likely to be attracted to someone else and start an affair. This can lead to the husband being in the position of a cuckold. Also, sometimes a new person enters the wife's life who offers something she feels is lacking in her marriage, like more attention, adventure or passion.
She might be an introvert. Introverts often feel drained in social situations like parties. They prefer quieter, more intimate settings and large parties with lots of strangers can be overwhelming for them.
Jealousy can also play a part. For example, if she sees her husband getting a lot of attention from other women, she might try to put him down in front of others to make herself feel better. Another possible reason is that she has her own insecurities. Maybe she doesn't feel good about herself, so she tries to make her husband look bad to boost her own ego.
One reason could be low self - esteem. The husband may feel unworthy and think that his wife being with someone else validates his own inadequacy in some way. Another reason might be a fetish or kink related to the idea of seeing his wife with another man, which could be rooted in some complex sexual psychology.
One possible reason could be that the husband misinterprets his wife's needs. Maybe he thinks she is bored in the relationship and wrongly assumes that introducing a third person would solve the problem.