A guide to buying houses in 18 cities and counties in Hainan

Answer 1

There were 18 cities and counties in Hainan, which were divided into the east, middle, and west lines. The eastern route included Wanning, Qionghai, Wenchang, and Haikou, which were suitable for people who liked white beaches. The housing prices in the eastern cities were relatively high because they were developed earlier and had more complete supporting facilities. Among them, Hainan was the most expensive place. The middle line included Ding 'an, Tunchang, Qiongzhong, Wuzhi Mountain, Baisha, and Baoting. The western line included Chengmai, Lingao, Danzhou, Changjiang, Dongfang, and Ledong. As the provincial capital of Hainan, it was the most developed place in terms of economy and culture, with the most complete supporting facilities. The housing prices in Haikou were relatively low, competitive, and cost-effective. According to the latest housing loan policy, the minimum down payment ratio for the first commercial housing loan was 20% for the first house and 30% for the second house. When purchasing houses in Dongfang City, Wenchang City, and Qionghai City, the minimum down payment ratio for the first house was 25%, and the second house was 35%. Buying houses in other cities and counties might have different policies.