Guardian Angel of Peace
The Guardian Angel of Peace was a comprehensive insurance product that mainly provided protection for children. The age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The premium was relatively low, and there was no pressure to pay the fees. One could easily invest and have a high guarantee. The insurance benefits included death insurance, accidental disability insurance, major illness insurance, and 120% of the premium paid for the duration of the life insurance. Taiping Guardian Angel's insurance also had the feature that if the policy holder unfortunately died or was completely disabled before the age of 65, he could enjoy the benefit of premium exemption. However, this insurance product only covered 58 major diseases, not including minor diseases, and the premium was higher. Therefore, for consumers who pursued cost-effectiveness, they could consider other children's critical illness insurance products.
The advantages and disadvantages of the guardian angel of peace
The advantages of Taiping's Guardian Angel included the brand of a large company. As a traditional large company, Taiping had a strong brand appeal and branches all over the country, making it convenient to provide offline services. In addition, the Guardian Angel of Peace provided comprehensive insurance, including life insurance and health insurance, which could provide comprehensive financial security for the policy holder and his family. Policyholders could also adjust the premium and insurance amount according to their financial situation and needs, as well as choose additional protection items to make the insurance plan better adapt to the changing needs of individuals. However, the Guardian Angel of Peace also had some shortcomings. First of all, there was insufficient protection. Only 58 serious diseases were covered, and there was no protection for minor diseases. The disease protection was relatively insufficient. Secondly, the cost-performance ratio was relatively low. Because it was a return-type serious illness insurance, the annual premium was relatively high, so it was not cost-effective. In addition, the guarantee period was single. There were only 30 years to choose from, and a fixed 10-year payment. There were no other options. In general, the Guardian Angel of Peace had an advantage in terms of brand influence and comprehensive protection, but there were some shortcomings in terms of coverage and cost-effectiveness. Therefore, the policy holder should weigh the pros and cons and make a decision based on personal needs and budget.
Can the Guardian Angel of Peace surrender?
The Guardian Angel of Peace insurance could be withdrawn. According to the specific terms of the insurance contract, the insurance company would specify the surrender value, which was the refund amount determined by the insurance company according to the surrender provisions agreed in the contract during the insurance period. To withdraw from the insurance, you need to go through the withdrawal procedures within the hesitation period or in accordance with the insurance company's regulations. Customers should carefully understand the insurance terms and insurance responsibilities before purchasing insurance so that they can apply for surrender in time when needed. The specific withdrawal process could be carried out online or offline. Online withdrawal could be done by logging in to the official website of China Taiping insurance or mobile application, filling in the withdrawal application form according to the instructions, and uploading the required materials. To apply for an offline withdrawal, one needed to go to China Taiping's business outlet, fill in the withdrawal application form, and submit the required materials. After the application was submitted, the insurance company would review it and give a reply within a certain period of time. The withdrawal payment would usually reach the designated bank account within 3 working days. In short, before surrendering, the customer needed to consider the reasons and consequences of surrendering in order to make a wise decision.
Guardian Angel of Peace insurance clause
The terms of the Taiping Guardian Angel insurance mainly included the coverage, insurance period, waiting period, and grace period. The insurance coverage was for those who were born between the 28th day and the 15th day. The insurance period is 30 years. As for the other specific terms, the search results provided did not provide a detailed introduction, so it was impossible to give a specific answer.
The guardian angel of peace returned the capital
The Taiping Guardian Angel insurance was a refundable insurance product. The specific method and proportion of the return of the capital needed to be determined according to the specific terms of the insurance contract. There was no specific information about the return of the Guardian Angel of Peace. It is recommended that you refer to the insurance contract of Taiping Guardian Angel or consult the Pacific insurance company to obtain accurate information on the return of the capital.
Guardian Angel of Peace Major Illness
The Guardian Angel of Peace's major illness insurance covered many diseases, including malignant tumors, acute myocardia, stroke, major organ transplants, multiple limb loss, severe burns, deep coma, severe aplastic leukemia, end-stage kidney disease, end-stage liver disease, and many other diseases. If the customer was diagnosed with one of the above diseases, the Guardian Angel Major Illness insurance would provide a certain amount of insurance compensation to help the customer cope with the economic pressure brought by the disease. The specific amount of protection and compensation standards needed to be determined according to the insurance contract. Therefore, when purchasing insurance, one should carefully read the insurance clauses to understand the specific protection content and restrictions. Different insurance companies may have different coverage and compensation standards for major illnesses.
Peace Guardian Angel, accidental damage
Taiping's Guardian Angel Accidental Injury insurance was a type of insurance launched by Taiping Life, mainly for families and children. This insurance provides a variety of benefits, including accidental disability insurance, accidental injury medical insurance, accidental injury hospitalization allowance, etc., to protect the future of you and your family. The specific insurance responsibilities included paying accidental disability insurance according to the results of the disability appraisal, and paying accidental disability insurance according to the basic insurance amount of the contract at the time of the accident multiplied by the payment ratio. It was very easy to buy Taiping Guardian Angel accidental injury insurance. It could be purchased through Taiping Life's official website, mobile APP, or offline insurance agents. This insurance was suitable for people of all ages to purchase. It could provide timely financial support in the event of an accident and also provide protection for future family planning.
How about the angel of peace guardian insurance
Taiping Angel Protection was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The premium was relatively low, with premium exemption and accident protection functions. However, according to the information provided, the coverage of serious diseases was relatively narrow. It only covered 58 major diseases and did not cover minor diseases. In addition, the maturity survival fund was only 1.2 times the total premium paid, so the income was relatively low. Therefore, according to the information provided, there were some shortcomings in the coverage and benefits of the insurance.
What does the guardian angel of peace protect
The Guardian Angel of Peace insurance provided multiple guarantees and investment returns. The Taiping Guardian Angel's insurance coverage mainly included life insurance, health protection, savings and investment, and flexible adjustment. In terms of life insurance, this insurance provides risk protection for accidental death. In terms of health insurance, in addition to accidental death insurance, it could also provide major illness insurance and medical expenses reimbursement. In terms of savings and investments, a portion of the premium was used for savings and investments to accumulate cash value and obtain a certain return through investment. In addition, the Taiping Guardian Angel insurance had a certain degree of flexibility. The policy holder could adjust the premium and insurance amount according to his financial situation and needs. However, the specific coverage and insurance terms needed further understanding, and the search results did not provide detailed information.
The Guardian Angel of Peace is a two-pronged insurance
The Taiping Guardian Angel's insurance coverage mainly included life insurance, health protection, savings and investment, and flexible adjustment. In terms of life insurance, this insurance provides risk protection for accidental death. In terms of health insurance, in addition to accidental death insurance, it could also provide major illness insurance and medical expenses reimbursement. In terms of savings and investments, a portion of the premium was used for savings and investments to accumulate cash value and obtain a certain return through investment. In addition, the Taiping Guardian Angel insurance had a certain degree of flexibility. The policy holder could adjust the premium and insurance amount according to his financial situation and needs. The specific coverage and insurance terms needed further understanding. The search results did not provide detailed information.
How about the Guardian Angel of Peace insurance?
Taiping's Guardian Angel insurance was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The insurance provided comprehensive financial protection, including protection against major illness, accidental disability, and death. In addition, the insurance also had a certain return on investment and flexible adjustment. The premium and insurance amount could be adjusted according to individual needs. Overall, the Taiping Guardian Angel insurance was an insurance product worth considering.