A man

There are roughly 11.8 million Americans with

a net worth of at least $1 million, making up

3% of the U.S. population, according to

Spectrem Group's 2019 Market Insights

report. Although being a millionaire today

isn't what it used to be, reaching that

milestone is still a significant achievement

Before I became a millionaire at 28, I told

myself I was either going to make it or be an

absolute failure by the time I turned 30. The

fear of having no job, no savings, no

investments and no option to retire early

kept me motivated. There's no

"secret formula" to amassing

wealth. But I can tell you that road to

becoming a millionaire is much easier when

you're in your 20s: You have more energi

less dependents and little to lose.

Here are the 10 money rules….