Chapter 3

Tang Qing is thinking about his future plans. What's more miserable is that he has to go through the college entrance examination again, but after graduating for so many years, his high school knowledge is basically returned to the teacher. Those questions know him, but he doesn't know the questions. See He can only stare at the face, if he can fight, he can't wait to choke each other to death.

Fortunately, there are still eight months before the college entrance examination, and with a high degree of vision for universities and graduate students, it should not be difficult to pick up the knowledge of high school, especially English, unlike other subjects who do not have a deep understanding and only deal with exams, and usually There is basically no opportunity to use it. English generally requires a large number of repeated memorizations. The memory is relatively deep. In Tang Qing's view, the easiest subject to pick up for rebirths is English. Of course, this is only for those who have studied hard and pass the level. Don't think about it.

　　 Besides, after graduation, I also worked in a foreign trade company. I didn't communicate much, but I didn't have a bad experience. I usually like to watch English soundtrack movies. Although I can't be proficient in English, I can't say it's not difficult to read a book and prepare for the college entrance examination.

　　 Tang Qing, who had solved a subject initially, was in a good mood.

"It seems that I will study hard in the next less than a year. With my brother's IQ, there shouldn't be a big problem, at least not worse than the previous life." Tang Qing muttered to himself. At this time, Tang Qing is very good. I envy the unforgettable memories of the predecessors in the novel, but unfortunately he just tried it and he didn't have this skill.

Tang Qing never thought that after he was born again, he could not go to school. This was not only the expectation of his parents, but also the agreement with Lin Jiaxue. He would go to the same university with Lin Jiaxue and spend this period of youth that had left regrets together and realize his youth together. The longing of time.

Of course, it is definitely necessary to make money. Tang Qing's family is not a wealthy family. His parents used to be workers in a textile factory. After the factory was closed down by the management, the two were forced to be laid off, and then rented out on the streets of their home county. A shop sells miscellaneous brand clothing, and goes out early every day, and closes home at night, just to earn a little more money. It is like a day for more than ten years. There is almost no free time all year round except for two days off on New Year's Eve and New Year's Day. time.

Parents pay his aunt three hundred yuan for living expenses every month, 30 of which are for his pocket expenses. This money is obviously not enough compared to living at his uncle's house. Aunt often buys him clothes and school supplies. , And also gave him more pocket money to prevent him from telling his parents, so he has always left only the word grateful for his uncle's family.

The old couple in the previous life were tired of eating frugally and saved some money for ten years. They planned to save for Tang Qing to buy a house to marry a wife. Unfortunately, after all, I didn't expect my grandfather to faint when he was farming two years ago. When he was taken to the hospital, he was found to have a late-stage brain tumor. As the only son in the family, he was of course responsible for all expenses. In fact, his father also had a younger brother, but when he was young, he seemed to have committed something and fled to another place. Qing didn't know that Tang's father also kept silent.

After 　　, my grandfather's illness almost ran out of family savings, and finally passed away without persisting for a few months. Grandma also passed away in the same year. Three years after his grandfather's death, in April next year, he saw his father's brother, his second uncle Tang Zekai. In fact, his second uncle was originally named Tang Kai. Uncle seemed to be hiding something, hurriedly met with them, had dinner, and left, and there was no news ever since.

Tang Qing couldn't help feeling sad when he thought that his parents were tired and had not enjoyed any blessings all his life. Now that he was born again, he finally had a chance to make up for it. In this life, he must not let his parents suffer any more, let alone let them leave him. Away.

　　 I must make a lot of money in this life, so that the people I love and those who love myself can live a good life.

Now Tang Qing, recalling everything in his previous life, he found that his life in the last life was really boring and pitiful. He was hopelessly stupid. He was alone and didn't even have a girlfriend. Even Lin Jiaxue's spirit in the sky would never Would be willing him to live like that. . .

　　 Since God asked me to live again, this life will let me live a little more wonderfully and meaningfully. Tang Qing silently swore a vow in his heart.

　　 As for Wang Yan, with Lin Jiaxue, he can only say sorry.

　　 Then Tang Qing began to think about how to make money again. Although I live longer, but I am just an ordinary person who goes to school honestly, works steadily, and occasionally reads novels. He has no special talents, does not know how to program like his predecessors, and does not remember the lottery. I can't sing, I don't remember the stocks, and I'm not a genius. Even if I've been in the society for a few years, it's useless.

No, there is a chance for stocks, but it is half a year later, and only those two or three stocks are dark horses. The bull market of 2007 is still long, even if you remember some other ways to make money, such as buying a house and hoarding, but no The start-up fund, my parents have some savings, but I want to convince my parents to give it to myself, haha, let's forget it.

　　 Tang Qing scratched his head vigorously and suddenly realized that for a while, he really couldn't think of a way to make money quickly, and there was nothing to do with the White Wolf project.

　　 It seems that not everyone can be the protagonist after rebirth. The experience of having the protagonist does not have the strength and IQ of the protagonist. Tang Qing made such an evaluation of himself.

　　God, didn't you play with me again? Give me a golden finger at any rate. Otherwise, based on this memory, the Internet feast was almost eaten in 2004, and the monopoly of several giants has basically taken shape. Even many of them are already listed, and the chances of becoming a shareholder are slim now, and even slimmer in the future. Not to mention the investment project, now just the start-up funds can pierce all his illusions. This is really exciting and took a gun to prepare for wild hunting. Suddenly, he found that he had no bullets. It felt like this.

　　 "It would be great if there was a bank. Just take as much money as you want. How troublesome it would be to make money." Tang Qing whispered, who hadn't come up with a clue after thinking about it for a long time.

　　 Just as Tang Qing's thoughts drifted farther and farther, when he had begun to break through the sky, and when he was developing towards delusion, a silver bell-like voice rang in his mind.

　　 "Hello host, personal banking system is for you."

The sudden sound made Tang Qing jump out of the bed with fear. The fear is not too scary. For example, even if someone tells you clearly that someone jumps out to scare you at the corner in front, you will still inevitably conditioned to avoid this suddenness when you get there. Status.

　　 After a few seconds, Tang Qing's thoughts began to analyze the current situation.

　　 I have a big cross, what's the situation, my golden finger is here?

　　 What did it just say?

　　 Bank?

　　 Does that mean a lot of money, a lot of money, a lot of money, a lot of money, important things are said three times, especially important things have to be said again.

　　 "Which system are you from?" Tang Qing asked in a low voice, who had recovered.

　　 "Personal banking system, host." That voice sounded again.

　　 Hearing these words, Tang Qing finally relieved his heart. It didn't seem to be an illusion, but it was really a bank.

　　 "What is your main role?" Tang Qing didn't ask if he could borrow a lot of money for the mentally handicapped problem, or let the system introduce itself to what it can do, so as not to be poured cold water.

　　 "The main purpose of this system is to train the host to become a qualified banker."

　　 So 'exquisite'. . . The role of. Tang Qing couldn't help but spit out, but it seemed that the question he was asking was wrong, and the reality just dropped his IQ that he had just felt floated back to the ground.

　　 "What is your main function." After thinking about it for a few seconds, Tang Qing raised another question.

　　 "The main function of this system in the novice stage is to allow the host to exercise various abilities of the protagonist by making money and doing tasks, and to provide the host with necessary material and information support."

After more than ten minutes of careful questioning, Tang Qing finally figured out what this system can do. The main thing is that he can give him a certain amount of money every month, let him find someone who needs it, and collect the principal and interest when it is due. At the same time, he can give him a certain amount of money. You can also borrow in the system every month.

The money system for external loans only charges 0.5 monthly interest, and the annual interest is only 6%, which is almost equivalent to the bank's commercial loan interest. However, the bank's interest generally fluctuates slightly, and the system simply takes it directly. Integer, and if the interest he loaned out exceeds the monthly interest of 0.5, the excess interest is his.

His own personal loan is interest-free. Every year today, when the annual settlement occurs on October 1st, he needs to pay off all his personal loans for the year at one time. They cannot be paid in advance and in arrears, if they cannot be paid within the same day. , Ha ha, the system is about to say goodbye, the memory will be deleted and become an idiot.

　　 Then Tang Qing closed his eyes and called up the personal information of the system. The technologically-sense operation interface was printed into his mind, and the information was as clear as it was actually seen:

　　Host name: Tang Qing

　　Account Level: Level 1

　　 Experience: 0/100

　　 Loan amount this month: 0/500,000

　　 Personal quota this month: 0/100,000

　　Withdrawable assets: 100,000

　　 Spirit: 51+10 (Human body limit 100)

　　 Physique: 49+10 (human body limit 100)

　　Genius value: 10

　　The system stipulates that customers can get a little experience for every 10,000 principal return, and each level of increase in the amount of external and personal loans will be doubled on the current basis. It is equivalent to saying that he can borrow 200,000 personally every month at the second level.

He didn't understand what the source energy value is. The system only said that it could improve various abilities, and the later functions were to be developed. As for the system to be developed, he said that his account authority was low and he had no right to view it, but Tang Qing, who knew Chinese characters, looked at those two items. Add ten data, and it's clear what this thing can do at a glance.

Finally, let's talk about the assets that can be withdrawn. It is the funds that he can withdraw from the system's personal account. The initial level is directly rewarded with 100,000, and there is no need to pay back. Every subsequent upgrade of the system will reward the current level of one-month personal quota. As a reward, that is to say, when he is promoted to the secondary system, he will directly give 200,000 random flowers.

Seeing the reward of 100,000 yuan, Tang Qing was speechless for a while. There was a system that meant hanging. His savings were less than half before his rebirth, except for his parents' compensation. The system almost blinded him as soon as he came out. Give one hundred thousand little flowers, this is still four years, and happiness shouldn't come too suddenly.

In order to train him, the system will actively provide a customer who needs about 40 to 60% of the foreign loan quota for the month. The choice cannot be refreshed, and the contract can be successfully signed according to the content of the task, regardless of whether the other party finally repays the contract. Expiration will automatically increase experience, without penalty.

As for the remaining funds, he needs to find a loan object by himself. At the first level, he can only sign a contract for repayment within one month for more than ten days, and the interest is only charged for the entire month. For example, even if the other party borrows for ten days, he will also charge one month of interest. , The current system with more than one month contract does not provide loans, and only the system has experience in borrowing money. UU reading www.uukanshu. com personal loans and other money borrowed out of no experience.

　　 It's useless even if you pay it back in advance. You can only gain experience on the day when the contract expires. As for those who haven't repaid it, you will have experience on the day of payment.

Having said that, I have to talk about the relatively pitted system assessment at 24 o'clock on the 1st of each month. The system will assess all expiring contracts from the previous assessment day to 24 o'clock on the 1st of this month. If not, If the funds on the above reach 20% of the total amount of the month in which the contract is signed, he is deemed to be unqualified. If he fails in two consecutive assessments at each level or fails three times in total, he will become an idiot.

　　 For example, this month is a foreign loan quota of 500,000. Except for the customer recommended by the system, the total amount of other contracts exceeded 100,000 during the monthly assessment, and the monthly assessment was directly unqualified.

　　 But the system also gave him a maneuverable space, that is, there must be a time interval between the contract expiration date and the assessment time, as long as you find a way to get the other party to pay back the money during this interval. For example, for a one-month loan borrowed on the second of this month, the contract will expire on the second of next month. It will definitely not be evaluated on the first, but will be evaluated on the first of next month.

　　 As for the principal and interest recovered by the system itself, it disappears on the spot and cannot be used again.

Of course, the other party hasn't gotten into the system and won't take the other party. The collection system doesn't care about it. The system will directly transfer this part of the loss to him, and the interest system will not be used. In the personal repayment of liquidation, even if the other party pays it after the assessment, it cannot be revoked.

　　 This forced him to be careful and careful to control the risk. As for helping the other party to pay back the system's money, Tang Qing could only think about it but didn't dare to do it, because he remembered what the system said to him at the end.