Share some car insurance horror stories.I heard of a case where a driver paid their premiums on time every month. Then when they had a minor fender - bender, the insurance company found a loophole in the policy to deny the claim. It turned out some small print said that a certain type of repair wasn't covered, which the driver wasn't aware of. They were stuck with a big repair bill.
Pacific insurance car insurance quoteThe price of Pacific Car insurance was affected by many factors. The following are the prices of some common types of insurance:
1. ** Forced traffic insurance **: For private cars, the basic premium for private cars with less than six seats is 950 yuan, and the basic premium for private cars with more than six seats is 1100 yuan. The actual situation of traffic accidents would affect the premium of compulsory insurance. When driving habits were good, the price of compulsory insurance would be reduced. The discount would vary according to the number of years, and the floating ratio would be between-10% and 50%. In addition, the price of vehicle and ship tax was the same.
2. ** Commercial insurance **:
- **"Car E is Covered" driver and passenger accident insurance **: online discount premium version 168 yuan (220 yuan, with additional luggage damage insurance), classic version 317 yuan (395 yuan), premium version 760 yuan (890 yuan).
- ** Accident insurance for drivers and accompanying personnel of "Happy Driving Life"**: There are different grades of discounts such as 40, 80, 160, 240, and 400 yuan.
- **"Happy Driving Life" Driver's Personal Accident Injury insurance **: There are different grades of online discounts such as 16, 28, 36, 48, 66, and 88 yuan.
3. ** Three-way insurance **: In the case of no insurance, the price list of 2 million three-way insurance is 727.34 yuan, and the price of 1 million insurance is 600 yuan.
4. ** Car damage insurance **: When the premium is 687.28 yuan, the insurance amount is 57472 yuan.
However, the actual quoted price would also vary according to the specific conditions of the vehicle (such as the value of the vehicle, the age of use, etc.), the owner's accident situation, the time of insurance (for example, there may be a monthly refund activity for auto insurance), and other factors.
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