treat

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At a glance, a hundred thousand yuan that could be traded for one merit point seemed like a good deal. But one had to consider that merits for normal people could only be used upon death to see how well they could live in their next reincarnation. Only guides like Liu Yang and Zhang Mei Xing could access merits in their actual lives. Given its rarity and use in deciding one's fate, how could a mere hundred thousand yuan measure up for each of it? Zhang Mei Xing was sometimes an idiot, but for this kind of common sense, she would not make a mistake about it. Using merits to claim money directly was something only brainless people would do, even the desperate would know how to maximize the benefits. 

Instead of exchanging for money directly, Zhang Mei Xing availed the same item she gave Chen Fang, a luck enhancement talisman. 

To test it out, she gambled. Of course, she did so at the most legal gambling den, stock market.