Chapter 321
Chapter 321 Root digging
This time Song Yang came here, in addition to dealing with ICQ matters, another thing is to let ICQ enter the mobile Internet platform and develop a suitable mobile version software for Alcatel mobile phones.
This requires Wisley's ICQ technology department to cooperate with Alcatel Mobile to launch a mobile version of ICQ.
As for Xueleshan, Xueleshan is not required to develop mobile games immediately. With the current hardware level of mobile phones, it is difficult to support high-level mobile games. The game provides technical support.
After leaving Irene's office, Song Yang came to the top floor, where there was another department, the PayPal payment platform.
Like the original development of ICQ, the PayPal project is also kept secret. Even in the office building of ICQ, there are very few people who know about the PayPal project.
Outside the office area of the PayPal project, there are Blackwater security guards outside, and access control is required for entry and exit. This is to keep PayPal in a state of maximum secrecy. Before going online, the Bank of America cannot be known. Otherwise, whether PayPal can go online is probably a problem!
After entering PayPal, I saw engineers No. 70 and 80 sitting in the office area, who were in the process of intensive development. In the name of ICQ, PayPal recruited a group of engineers to develop software for PayPal.
"Boss!"
Seeing Song Yang coming, Aaron Swartz, who was in charge of the PayPal project, stood up. Many people in the office area also looked at Song Yang. Some young engineers looked at Song Yang with fiery eyes.
The engineers of the PayPal project, after signing the non-disclosure agreement and entering the project, all began to understand what kind of project they were developing. They all understood that this might change the payment method in America, and even change the products of the banking industry and Wall Street!
"Everyone has worked hard. After PayPal goes online, a press conference will be held to tell the entire Silicon Valley and America that you have changed the times."
Song Yang poured a bowl of chicken soup for everyone. Of course, these engineers who work overtime here, even laying down the floor, are not just for this bowl of chicken soup.
"If everything goes well for PayPal, you will all be able to get the equity rewards you deserve when PayPal goes public, and a group of Silicon Valley engineers worth tens of millions or even hundreds of millions of dollars will be born here!"
Song Yang said to a group of people. After speaking, Song Yang glanced at Aaron Swartz beside him, which naturally included him.
If PayPal goes online, just like Wesley won the title of "Father of Instant Messaging", Aaron Swartz may not be able to get the title of "Godfather of Electronic Payment".
Song Yang no longer needs these false names anymore, but for Aaron Swartz, he absolutely needs this. With this name alone, he may be eligible to enter the chronicles of the Silicon Valley Internet in the future .
Came to Aaron Swartz's office, Aaron Swartz turned on a computer and placed it in front of Song Yang.
"At present, the underlying architecture design of PayPal has been basically completed, and now it is developing user functions, security functions, appearance designers, etc.!" Aaron Swartz said to Song Yang.
Song Yang looked at the PayPal software on the computer, it was still very crude, but he could roughly see the prototype.
Aaron Swartz said to Song Yang, "PayPal's current positioning is that third-party payment. Using PayPal to connect banks, e-commerce platforms, and users, etc., still requires bank account numbers, credit cards, etc., as PayPal payment accounts! "
The emergence of PayPal itself is digging the root of the bank. If it dares to bypass the bank settlement again, then the Wall Street banking industry will have to go crazy.
"According to Song You, after PayPal goes online, it will enter the global market and launch currencies including US dollars, euros, pounds, yen, rubles, etc., so that global users can trade on the PayPal platform. Whether it's e-commerce shopping, cross-border trade, or transfers between users, the efficiency and speed can far exceed traditional banks!"
Aaron Swartz pointed to PayPal, which was still under development on the computer, and said, what is the biggest advantage of PayPal, it must be convenient and fast compared with traditional banks, and the handling fee is lower, and there is no need to wait for the bank to do business. Twenty-four Hours can handle business, etc., otherwise why use electronic payment.
"What about security?" Song Yang raised his head and asked Aaron Swartz.
PayPal, which is still under development, does not have so many bells and whistles, but the main functions of account number, payment, transfer, and currency exchange. The most important thing in the Internet industry now is not so many bells and whistles, but to let a person who has never People who have been in touch with computers can also get started immediately, instead of trying to show how tall Bigge is, as long as the page upgrade design is not ugly and the functions can be used, that is enough!
"In terms of security, it is jointly developed by PayPal and Fortinet. Before users use PayPal to pay, they will perform password verification and image identification to prevent malicious account theft. PayPal will establish a 24-hour security technical team. , to maintain PayPal's account system.
Three data centers will be established in America, Europe, and Asia to store PayPal user data. Fortinet anti-virus software will also provide 24-hour security protection for PayPal accounts. In addition, important users will deposit funds on PayPal accounts. For users with more than one million dollars, PayPal and Fortinet will give each other a set of UTM firewall equipment for free! "
This is basically PayPal and Fortinet, and they have joined forces to advertise. The PayPal account has more than one million US dollars, which are basically cross-border trade companies, as well as merchants in the e-commerce industry. These are also the same As a potential buyer of Fortinet, sending a Fortinet UTM firewall device is basically an advertisement for Fortinet, and it also reassures users who use PayPal.
"I don't care about other things, PayPal's security must not go wrong, and its security risk must be lower than that of American banks!" Song Yang explained to Aaron Swartz.
After PayPal goes online, those banks are sure that there will be troubles all over the world looking for PayPal to pay, but if there is a loophole, they will be hacked to death, and Song Yang has to be on guard.
I'd rather those hackers hacked the Bank of America, Song Yang couldn't let the hackers enter the PayPal system.
"After PayPal goes online, some other functions can be updated, and the credit score system will be launched. Foreign trade companies and merchants who use PayPal, and cooperate with Amazon, ebay and other platforms on the PayPal platform to reach a certain reputation level, can get two million from PayPal. Borrowing funds of more than US dollars!"
"Ordinary users can also implement the same. Once they reach a certain credit score, they can get short-term loans of more than 10,000 to 30,000 dollars!"
Cutting leeks is not shabby, but we must also pay attention to the method of cutting. How to make leeks self-cultivate into qualified leeks requires methods.
The credit point system is very useful. Once PayPal starts to launch this system and provide some corresponding supporting rewards, merchants and users will definitely continue to improve their credit points and grow into a qualified leek.
In fact, this is robbing banks of their lending business. The most profitable thing for banks is lending. PayPal must also play, but PayPal can't say it by itself, but let users reach the credit level and accumulate enough points, and then they can get Loan qualifications, from beginning to end, do not give birth to the feeling of being cut off by PayPal!
In the future, PayPal's most profitable business will basically be collecting fees and lending money, and then some derivatives, such as investment funds, mortgage loans, auction business, etc., as long as it survives the war with the banking industry, PayPal may have a brighter future. , can provide Song Yang's American Investment Global Investment Fund with a huge amount of cash flow.
Hearing Song Yang's words, Aaron Swartz couldn't help being taken aback. He could think that once PayPal really entered the credit business, it might really be digging the roots of the banking industry. Aaron Swartz himself would I have worked in the banking industry, so I know how deep the water in that industry is.
"When the development of PayPal is completed, I can immediately invest in your development of Wikipedia!" Song Yang patted Aaron Swartz on the shoulder and said.
Seeing Song Yang leaving, Aaron Swartz sighed. He didn't know what kind of reaction it would cause when PayPal was launched. Big banks such as Morgan, Citigroup, and Goldman Sachs are okay to say, there are enough The strength and confidence to resist the impact of PayPal, but the small and medium-sized banks in America may be in trouble, and PayPal is robbing their users and business.
After the establishment of the Internet Society of America, in addition to organizing a huge lobby group to promote Article 230 in Washington, it also paid for it and cooperated with the World Wide Web Consortium and the Internet Society to start allocating domain names to global regions.
When they saw this news, the member companies who had attended the dinner of the American Internet Association before knew that it was time to do something.
The Internet Society of America is very active in this matter. After the domain name distribution is completed, it immediately began to contact Tuvalu and other regions to acquire the domain names assigned by them, and started hoarding a large number of Internet domain names.
While the Internet peers were watching a movie, Silicon Valley suddenly broke out again, creating ICQ in the instant messaging industry, announcing a new round of huge financing, and hearing the news revealed the scale of financing, which completely shocked the entire Silicon Valley!
(end of this chapter)