Chapter 264
Chapter 264 Rope
After coming out of the study, Song Yang walked towards the courtyard of the small villa, where a small piece of flowers and plants were originally planted.
At this moment, in the small courtyard, there is a grill, Eric is the chef, and Gallo is also serving as the helper. When Song Yang passed by, the smell of meat was already overflowing.
Seeing Song Yang coming, Jia En immediately brought a plate of barbecue and placed it in front of Song Yang. Looking at Jia En who borrowed his barbecue to show his hospitality, Eric cursed secretly. When he was in Houston before, as a The risk control manager of the Houston branch of the Comerica Bank, that's aloof.
If Chris Jain knew Eric's thoughts, he would definitely pee secretly. This time and that time, what was Song Yang's identity at that time, and what is his identity now, let alone him, even if Jain was at the Bank of Comelica The director of Kyrimiya, who is the backer, has to show his hospitality when he meets a person like Bill Gates.
"I think that if Eric becomes a chef, it will definitely be at the Michelin level!" Song Yang tasted the barbecue, not to mention how it tasted, he was just a rich man worth tens of millions or even hundreds of millions of dollars, and he acted as the chef himself , this gimmick is enough, think about it if Bill Gates cooks for you, do you still care about the taste?
Eric laughed a few times, a little bit proudly, "I take this as Song's appreciation of my craftsmanship."
RICK does have a few specialty restaurants, all of which taste quite good. If it weren't for the fact that the nightclubs are so famous and regarded as outliers by the mainstream catering industry in America, it would be impossible to say that those restaurants in RICK could really become top restaurants.
Feeling full after eating half a plate of barbecue, Song Yang looked at Chris Jain, "Jain, I'm looking for you today, and there are indeed a few things that I need the help of you and the Comelica Bank !"
Chris Jain immediately put down the plate in his hand, braced himself, and listened to Song Yang's words.
"Just now you also met Omidyar, he is the founder of the e-commerce company eBay, and the American Investment Foundation has just invested in the acquisition of this company!"
Song Yang looked at Jia En, "In addition, I plan to establish another new company, the electronic payment platform PayPal!"
Chris Jain's heart skipped a beat. He always felt that he was about to hear something bad. Bite his head, Jain asked Song Yang, "PayPal?"
Song Yang tapped his finger, "You can think of it as a new payment method for Internet payment, for example, you can operate it on a computer, pay directly with PayPal on eBay, and it can also be used by ICQ users You can buy NTF avatars directly through PayPal, buy games directly on the Sierra platform, and so on.
No more phone calls to banks, email confirmations, etc. Just complete the transaction! "
Jain felt chills all over when he heard this, and cold sweat broke out on his forehead. There was only one thought in his mind, Song Yang is crazy, and he wants to bypass the bank and make a transaction?
The concept of electronic payment has been around for ten years, but it has not been developed. Insecurity is one aspect. In addition, credit cards are quite popular in America, Europe, Japan and other places, which is also an important reason.
The current online electronic payment or online shopping needs to be bound with a bank card or credit card. Each transaction needs to be confirmed by the bank for payment, or payment by email, or even the transaction parties need to send checks to each other. These cannot bypass the bank, while PayPal obviously requires Changing this, the transaction can be completed directly without bank confirmation, which is why Jain was frightened.
"Song, you must be joking, do you know what you are talking about?!"
Chris Jain stood up excitedly, attracting the attention of Greg, Eric, Gallo and others on the side. Even Ulf, who was sitting quietly in the distance in the yard, cast his gaze over, seeing the excited Jia En, Gallo threw down the plate, rolled up his sleeves, and there was a tendency to **** Jia En as soon as Song Yang gave an order.
Song Yang waved his hand, asked Gallo and others to sit down, and then looked at the excited Jain, "I know exactly what I'm doing, and you also know who I am!"
"Song, you are a **** lunatic. If banks like Citigroup, Goldman Sachs, and Lehman know what we are talking about, they will definitely tear us apart!" Jain growled in a low voice.
In the banking industry, Jain is too aware of the style of his colleagues. Regardless of the years, it seems that he has been hiding behind the scenes and is not stirring up any wind and rain. But don't forget who is standing behind Wall Street. The support of the big banks of the gang of vampires, and the investment banks and institutions on Wall Street, can't make any waves at all!
For so many years, it is not so much that Wall Street is doing things around and harvesting leeks from one region and one country after another, it is better to say that the bankers in America are doing things.
But now, Jia En heard that someone wanted to put his hand into the rice bowls of several major banks to grab food. If he said he was not afraid, he would be lying. If those bankers and consortiums were really annoyed , What kind of methods can be used!
Looking at the hoarse Jain, Song Yang ate the barbecue on the plate slowly, "Jain, if you are not willing to cooperate, Comerica Bank is not willing to cooperate with PayPal, we will find other banks to cooperate, and America has more than one Several big banking giants!
Rome was not built in a day. Morgan, Goldman Sachs, and Citigroup have not always been banking giants. Maybe in a few years, new banking giants will appear! "
Song Yang's words were very plain, but in the ears of Chris Jainli, there was only one voice, he was unwilling to support the PayPal electronic payment project, then he was out of the game, and it was impossible to follow the project in Song Yang's hands again. any cooperation.
Jain really wanted to turn around and leave. He felt that staying was taking a risk. Following Song Yang, one day he might be lost for fun, but his feet were stuck there like nails, unable to move.
After a long time, Jain sat down on the ground, picked up a piece of barbecue, and stuffed it into his mouth without any demeanor, chewed it casually, and swallowed it. The plate of meat soon bottomed out. Song Yang asked Gallo to add some meat to Jia En.
Swallowing the last bite of meat, Jia En stared at Song Yang, "I must be crazy to join in, what kind of broken electronic payment project, the directors of the Comerica Bank, know what I did It will definitely kill me!"
"They won't, because you will make the Bank of Comerica great and bring enough benefits to the board of directors. One day, they will invite you to the board of the Bank of Comerica."
Song Yang smiled and said to Jia En who was sitting on the ground, pulled him up, and poured him a large glass of brandy.
Chris Jain picked up a large glass of brandy and drank it. Between risking and protecting himself, he chose the former.
It is true that the electronic payment project following Song Yang is very risky, and it is likely to be enemies with a group of bank giants, but Jain is more unwilling to give up these things he got, so that Jain can give up his position as the vice president of investment at the Bank of Comerica, and then return to the bank. Jain was unwilling to go to the previous position.
"PayPal is not going to be an enemy of the banking giants in America or Europe. On the contrary, PayPal is willing to cooperate with major banks. PayPal just wants to become the same payment channel as bank cards and credit cards!" Song Yang reassured Jia En , Tell him that PayPal is not insane.
Hearing this, Jain didn't believe a word. For so many years, America's users have already been wiped out by major banks. If PayPal really wants to become a new payment channel, it must rob the major banks. Credit card users, otherwise how can we get users? This is the basis for the survival of many banks!
Song Yang could see Jia En's expression of not believing a word, but Song Yang didn't care. In fact, Song Yang really had no hope. Once PayPal debuted, it would be able to kill several big banks and the like. Impossible, as long as PayPal can survive the siege of banking giants such as Citigroup.
When electronic payment can be accepted by the public, the war between PayPal and banks has basically stabilized. Even in order to get users, banks still need to cooperate with PayPal.
And when the time comes, whether PayPal provides microloans for the American people, or cuts other leeks, as long as there are enough users, it will not be too comfortable to start cutting leeks...
Even, maybe, PayPal can also be anti-customer-oriented, and the anti-acquisition of the bank is not necessarily true!
"If I was the only one, the Bank of Comelica would not agree to this project!" Jia En, who had already decided to stand with Song Yang, said directly that Jia En had just been transferred back to the headquarters, so he didn't have much influence at all. The American headquarters, such a major event that determines the fate of the Comerica Bank, is not something that Jain can decide at all.
Song Yang glanced at Jia En and understood what he meant. He must want Song Yang to help him win the support of more American directors.
"Then let Kerimiya and other directors of the Comerica Bank be involved in this project, and the American Investment Foundation will cooperate with Comerica in more projects!"
No one will do anything that is not beneficial, but as long as it is profitable, even if they know there is a trap, the directors of the Comerica Bank will still jump in. As long as they can make money, they will sell a stick around their necks. The ropes are probably willing. To put it bluntly, for the board of directors of Comerica, what they value most is their own pocketbook. What does it have to do with them if Comerica dies? There are more profitable things, the Bank of Comerica If you die, you die...
"This matter can't be rushed, we must first get the support of the director of Kerimiya!" Jain thought for a while and said, his biggest backer in Comerica is Kerimiya, he must get Kerimiya's support just work.
The most important thing is that Kerimiya holds the risk control department of the Comerica Bank in his hands. This department was inconspicuous in the past, but at critical moments, it can kill people.
Jain is in charge of the investment department, and Kerimiya is in charge of the risk control department. Together, the two of them almost occupy the two most powerful departments in Comerica.
"You are responsible for this matter!" Song Yang wiped his hand, then looked at Jaen, Jain, you, become our collaborator! "
Chris Jain's heart skipped a beat when he heard this.
(end of this chapter)