rare

Considering the rarity of merits and their use in deciding one's fate, how could a mere hundred thousand yuan measure up for each of it? 

Zhang Mei Xing was sometimes an idiot, but for this kind of common sense, she would not make a mistake about it. Using merits to claim money directly was only something brainless people would do, even the desperate would know the best way to maximize them. 

Instead of exchanging for money directly, Zhang Mei Xing availed the same item she gave Chen Fang, a luck enhancement talisman. 

To test it out, she gambled. Of course, she did so at the most legal gambling den, stock market.