Chapter 99

Then Dou Jiao didn't say anything during the whole loan process when the system recommended customers. Tang Qing always said that he gave Dou Jiao a complete demonstration, and it was the last time. After all, it's not difficult. There is no need to bargain, and the contract is also Ready-made, if it weren't for a risk assessment report to be written, it could be completed in minutes.

In the future, he is going to hand over these tasks to Dou Jiao. In the future, whether it is for customers who are recommended by the system or for customers who have leftover loans, Dou Jiao or her team will negotiate at the office and conduct information investigations. He is only responsible for remote Just transfer the money. Later, Dou Jiao will give him the contract and investigation report, and he will write the risk assessment report.

No way, the system said, it's not that Tang Qing's handwritten report did not allow him. Tang Qing did not complain about it. He is not too lazy yet, and even if the system does not require it, he will never allow himself to be lazy. , That is basically a waste.

This time the other party directly borrowed one million yuan for a period of two months. This was required by the task, and he could not change it, because the system would not give money if he signed a one-month contract.

However, Tang Qing thought about it carefully. How can there be people who always give him a loan for one month to upgrade the grade. This is the banking system. For example, those national-level loans are at least five years and ten years, and the length is two years. For 30 years, the company and individual loans are calculated at least according to the year. The system must do this to take care of your initial development. Otherwise, you can only borrow for more than one year when you come up. You can't drag him to death. Then it will really be. The waiting flowers are all gone.

Although one million has been loaned out, there is still one million left for this month, which is another big problem for him.

After thinking for a while, Tang Qing couldn't think of a way. Tang Qing didn't bother to think about it anymore. It depends on the situation. There is no penalty for not getting the loan. It is impossible for him to borrow randomly just to complete the task. He is not a speculator. Must bet on the other side to keep their promises.

As a person who is preparing to become a banker, the first thing to learn is to ensure the safety of funds. Just like basically all countries have regulations, banks cannot directly participate in company equity investment and high-risk games, just think about it. If all the banks go to the sea to invest in stocks, invest in companies, or in foreign exchange to play futures, how can there be investment institutions? Who has more bank money? A wave of trends can be smashed with money.

After the meal, the customer hurriedly checked out with his staff and left.

"Do you understand the process? Remember that every customer's information investigation must be done well, especially the use and repayment ability. Be sure to investigate in detail. We originally have low interest rates. If you are not careful, we will lose all our pants. Nothing to wear." Tang Qing exhorted. He also believed that Dou Jiao would not have the slightest difficulty in doing this, but what should be said is still to be said.

"You...you don't have pants to wear. People are girls, and you are the ones who lose, not us." Dou Jiao said grumpily. Dou Jiao witnessed the entire loan process and found that it was the same as normal. There is no big difference between a bank or a variety of financing and borrowing institutions. In her opinion, this kind of thing is not the slightest challenge. Such simple things must be admonished, which is simply questioning her wisdom.

"Sister Jiaojiao, your focus is wrong, okay, anyway, just be careful and careful. The future borrowing and repayment will be in the company, but you don't need to pay, and the money will not be transferred to the company's accounts. This is an extra Do you understand?" Tang Qing said with a wry smile.

Tang Qing is not stupid. If this account goes to the company, it will be a lot more troublesome. The legality of the business content alone is a time bomb, and the state stipulates that individuals and companies or individuals can borrow money from each other, but companies And the company cannot borrow money directly, and it must have a third-party institution with a financial license as an intermediary to borrow money.

And this intermediary agency will charge a varying amount of processing fees, which seems to be only a few thousandths at most. He does not remember it too clearly, don't look down on it, but a small team of three to five people can make a year's profit. It's tens of millions. Although my clients are all personal borrowings at the moment, what about borrowing from the company when they become bigger?

It is better not to leave any hidden dangers in your own company.

"Okay, then you can tell me about the company's main business in the future." Dou Jiao asked seriously, looking at Tang Qing expectantly. Although she is not a talented student or a workaholic, she usually likes it. Steal a little lazy and play a little bit smart, but once you start to do things, you will never be sloppy.

This is also what Tang Qing values ​​most about her. She has no ability to develop slowly, but she has a correct attitude to work, and she has to be smart. Coupled with the particularity of the company's business content, the top students who can only do things stupidly are still honest. When the employees are better, Dou Jiao, at least in the initial stage, will definitely be able to support it. Sometimes women are more trustworthy than men. Therefore, under comprehensive consideration, he will choose Dou Jiao, a person who has only met once.

Is it sloppy? Haha, just do it if you want. The boat is not big, even if it is overturned, just build another one.

"Information consultation." Tang Qing said lightly.

Dou Jiao, who had seen the world, immediately understood the real purpose of this company, and said puzzledly: "You want to be a commercial research company? This license is not easy to get."

"It's smart, that's what it means, but this company only serves me and doesn't need external business, so it's much easier to operate. We can buy dog ​​meat with sheep's head, ha ha, it's okay." Tang Qing laughed Tao, talking to smart people is cool.

"If it doesn't open to the outside world, then it's nothing. Okay, I believe you once." Dou Jiao nodded and said.

Seeing that Dou Jiao is not disgusted with this kind of business content, Tang Qing also breathed a sigh of relief, and smiled: "Well, I will leave the company registration to you. I will find the address and personnel this week, as well as the company's formation plan for me. Come out, your initial funding is only 500,000 yuan, but you need to save some money, but you don't need to save too much, it's not enough to tell me."

"Wow, a lot of money." When Dou Jiao heard that the funds were 500,000 yuan, her eyes were full of small money. She was already planning how to spend the money. This was the first time she had such a large amount of funds. Right to decide, um, a big office is a must. . .

Seeing Dou Jiao's fascination with money, Tang Qing couldn't help but joked: "Sister Jiaojiao, you don't want to embezzle public funds."

"Cut, it's like this girl has never seen money. It's only a few hundred thousand. Although this girl can't get it out, she doesn't like it. It must be spent on the blade for you." Dou Jiao looked at Tang Qing dissatisfied and said, although I want to mess around, but it is impossible for her to do so. She still has this professional ethics.

"Yes, yes, why would my sister Jiaojiao be interested in this money? By the way, this is a phone number from a section chief of the Industrial and Commercial Bureau. You can do it quickly, take the information and report it. He knows how to do my name. The company's name is Tianyan Consulting. If you are a legal person, you can tell me if this name is registered." Tang Qing handed over a business card and said, this is the last time Qi Yan went The section chief gave it to him when he got the license. The other party gave him several copies, and Qi Yan gave him one. I didn't expect it would come in handy so quickly.

Dou Jiao took the business card without looking at it, she put it in her pocket and said confidently: "Okay, no problem, I will handle it all for you tomorrow."

"I've given you the anti-orthogonal task. I will tell you carefully when the preliminary task comes. First, solve the company and the venue, and call me when everything is done." Tang Qing nodded and said. Although I don't know where Dou Jiao's self-confidence came from this day, or what he has to rely on, he doesn't bother to ask, he can do things well. The behavior of inquiring about other people's background is too low.

"I understand, Mr. Tang." Dou Jiao also quickly entered the role. To say that she has no ambitions and nothing wrong, Xiaofu is safe and enough. This is her mentality, but once a certain job is done, She will devote herself wholeheartedly to it. She can be lazy, but she will never allow things to be messed up due to her incompetence, and she will never be allowed to be told that she was paid in vain.

"Well, then I'll go to class first, you should go and take care of the rest of the car dealership." Tang Qing got up and said, although Dou Jiao offered to resign in the morning, how could one leave so quickly.

"Ok."

. . . . . .

School in the afternoon

Tang Qing hummed a song as usual and returned to his uncle's house.

This is really humming the song, because although he doesn't remember a few lyrics, the non-text memory of the melody is very clear. If it weren't for the money, he might sell the song.

There are no regrets in this life. Although he has made some small achievements and has matured his temperament a lot, his mentality is more relaxed than in the previous life. Every time he thinks that everything is so beautiful, he wants to hum a few words. .

As soon as Tang Qing entered the house, the situation inside made him somewhat unprepared to react.

Because at this time, Liu Gan, Zhang Dongqing, and Zheng Xiu were sitting in the room and chatting with their uncle. As soon as Tang Qing entered the door, several people stared at him. I wonder if they knew that Tang Qing didn't smoke. The smoke is like a fairyland.

"Tang Tang~www.mtlnovel.com~ What are you doing stupidly standing there, come in, some friends of your uncle are here today, come and meet." Qin Yu just saw the stupid Tang Qing standing at the door and said hurriedly. Very strange, how could Tang Qing be afraid of life, but he didn't think too much.

Tang Qing yelled his uncle again with a bitter face and pretended not to know him. Seeing Tang Qing's embarrassed expression, several people couldn't help but laugh. Uncle Qin Yugang saw Tang Qing you're so cautious and followed haha. Laugh out loud.

"Tang Tang, hurry up and do your homework, let me talk to your uncles." Qin Yugang said again.

"Um, uncle, there is no homework today. Why don't I cook some dishes for some uncles?" Tang Qing put down his schoolbag and said. He had promised to come and cook for them before, although it was a surprise attack this time. We can't break our promise, it's not.

As for homework? Of course it is impossible not to have it, but for him as a school tyrant, the homework assigned by the teacher now is not much more difficult than the double-digit multiplication, and his problem-solving speed is not much faster than his copy.