Is there any kind of investment that is easy to lose money

"What the hell?" Gu Anshan even thought there was something wrong with his ears.

　　From ancient times to the present, only people have complained that the interest rate is too low. When has there ever been a person who complained that the interest rate is too high? Could it be that Zhang Mengyu suddenly inherited so much property and suddenly suffered a mental breakdown? Otherwise, how could a normal person have money without making money?

　　At an interest rate of 8% a year, that's 7 billion. Even the richest people in China don't have anyone who can come up with 7 billion US dollars in cash, right?

　　"I mean, can your interest rate be lower?" Zhang Menglong said, "I remember that the interest rate of Jiangnan Bank next to you is lower than yours, right? I might as well go and deposit it there!"

　　Zhang Menglong finally spent 100 million in one day, but after sleeping, the money was wasted the next day. So it would take him a year and a month to spend it all? If you want to take a vacation once in a while, you will have an extra amount of money on your bank card in a few days, which will make you unable to survive! When can he open the academy that even his parents call magical?

　　Gu Anshan suddenly smiled bitterly. Bank competition often relies on interest rates to attract depositors. When did low interest rates attract more customers? Is this the legendary reverse operation?

　　"No, no, no, no! Mr. Zhang, stay!" At this time, Gu Anshan no longer cared whether Zhang Mengyu was crazy or not. Their bank could only wish for less interest!

　　"Then we'll give you an annualized interest rate of 4.25%. Are you satisfied?"

　　"What? More 4.25? Isn't that another 4 billion US dollars in interest that year? No more, no more!"

　　"Then we will use the lowest annual current interest rate of 0.24%!" Gu Anshan said hurriedly.

　　When he discussed with the president of the head office, the interest rate given was between 4.25% and 10.75%. He had already quoted the lowest interest rate. If it were any lower, it would only be the current interest rate for ordinary savings users.

　　But he simply couldn't figure out what was in this hazy mind. With an interest rate of ten points a year, you can earn tens of billions of dollars in income without doing anything. Isn't this great?

　　"0.24%?" After hearing this number, Zhang Mengyu's expression softened slightly, but this still has an interest of more than 4 million Huaxia coins every day, "Can it be any less?"

　　"Is that too much?" Gu Anshan was going crazy.

　　"Can you waive interest? Or I can give you interest!" Zhang Mengyu said, "Look, it's not easy for you to help me take care of this money. How much labor cost is invested every day? I have absolutely no objection to charging some service fees, and I will give you a bonus at the end of the year!"

　　After hearing this, Gu Anshan was stunned. After decades of living, this was the first time he heard that someone deposited money in a bank and had to pay bank service fees. What kind of prodigal was this?

　　"Mr. Zhang, we really can't go any lower. This 0.24% is already our lowest current interest rate. This is our bank's regulation. If I lower it for you on my own initiative, I will be punished!"

　　"Then I'll go..."

　　"Mr. Zhang, even if you go to another bank, it will be the same!" Gu Anshan said with a bitter smile.

　　"Is that so? Forget it, it won't be difficult for you." Zhang Mengyu's face was full of disappointment. It seemed that he had to add 4 million Huaxia coins to his daily spending plan to offset the interest.

　　"Huh!" Gu Anshan finally breathed a sigh of relief. Although he didn't say too much to Zhang Menglong, his back was already soaked. It would be fatal to deal with such a person who doesn't play according to common sense.

　　"Forget it, this is not my money, why should I worry about it?" Gu Anshan comforted himself in his heart. His task was to use this fund to maximize the bank's income, and everything else was the same. He doesn't matter.

　　"By the way, your bank should have a lot of investment projects?" Zhang Menglong suddenly thought.

　　"Of course, Mr. Zhang, are you interested in these?" Gu Anshan's eyes lit up. If customers invest in those projects, their bank's income will be very high. Under normal circumstances, customers will spend money to buy it only after the staff strongly recommend it. Today, the God of Wealth actually took the initiative to speak. Why is this making him unhappy?

　　Maybe Zhang Mengyu could buy it casually for billions or even tens of billions. He even wondered whether those projects could carry such huge funds.

　　Under normal circumstances, those projects cost hundreds of millions of Huaxia coins. Several billions of Huaxia coins are already considered quite large projects. Zhang Mengyu can wrap up countless projects by himself.

　　If all these projects are completed, as the president, his bonus this year will definitely be an astronomical figure!

　　Thinking of this, Gu Anshan felt that the air around him smelled of money.

　　He immediately took out a thick project introduction book.

　　"This is a financial product recently launched by our bank. It can guarantee 100% capital. The return in one year is about 3.8%. You..." Gu Anshan said, when talking about the return on investment, At that moment, his words stopped abruptly.

　　Zhang Menglong just rejected the 8% current interest rate. Can the current 3.8% interest rate be as good as his judgment? It's not that the return is too low, it's that people don't want interest or returns at all.

　　"Did he ask me this because he wanted to..."

　　"No, what I want to ask about is not this kind of investment project," Zhang Menglong added, "I want to ask if your bank has the kind of investment project that takes many years to make a profit, or the kind of project that can easily lose money. ?The higher the risk, the better!"

　　This person must be mentally ill! If Zhang Menglong were an ordinary person, Gu Anshan would have started scolding her now.

　　Investment and financial management, investment and financial management, of course, guaranteed returns! Nowadays, bank financial products are very stable, and the returns may not be very high, but they are almost guaranteed to return 100% of the capital. If the risks are too great, how can ordinary customers buy them? Then why not buy funds, buy stocks, and what kind of financial products?

　　Financial management products highlight stability, and losing money is almost impossible.

　　"Mr. Zhang, we don't have such a project!"

　　"You can have this!"

　　"This really doesn't happen!"

　　"Really not?" Zhang Mengyu confirmed again.

　　"Really not!"

　　"Why is it so difficult to spend some money these days?" Zhang Menglong muttered quietly.

　　As the president of the bank, Gu Anshan has endured so many hardships and is still very sensitive to the needs of his customers. He finally heard that Zhang Mengyu didn't have a brain problem, he simply wanted to spend money!

　　Perhaps like many nouveau riche, the first thing they think of when they have money is consumption.

　　Obviously, ordinary consumption can no longer satisfy Zhang Mengyu. For him, a big gold chain or other luxuries are not enough for a fraction of a day's interest. What he wants is the kind of consumption that ordinary people dare not even think about. Perhaps this It's just the happiness of rich people.

　　"Mr. Zhang, although we don't have any money-losing investment projects here, if you want to spend money, we do have some projects that can satisfy you!"

　　"Oh? Tell me about it?" Zhang Menglong suddenly became interested. This was the answer he wanted.

　　"You know, because of the global virus, the economies of many countries are facing recession, especially those countries that support their economies through tourism. They are almost to the point of collapse, so some countries have begun to sell some industries and even land. No. Do you know if you are interested?"

　　"Is it expensive?" Zhang Menglong asked tentatively.

　　"It's very expensive." Gu Anshan nodded, "This is actually a project of our bank, but the risk is too great, even we dare not take it easily, and it will take a long time to recover the funds. If you If you are interested..."

　　"Yes, yes, this is what I want!" Zhang Menglong said excitedly, "Show me quickly, I can no longer suppress the ancient power in me!"