Chapter 6

Andy sat on the lounger, playing with the mobile phone in his hand, showing a smile. The former Andy really hated his agent, especially in the past six months, Carl persuaded and gave him work around, which made The very proud Andy felt ashamed, after all, he was young and frivolous and could not understand the intention of the agent.

Andy now likes this insignificant fat man. In this world where money is paramount, you can still see a little humanity from Carl. It is really not easy, especially for the profession of a broker. The milk is the mother, and the rich is the grandfather. You did n't discuss it. You spend your money and play with your wife. You can do everything.

But thinking of Carl's little secretary, Andy was worried again. The woman is not a fuel-efficient lamp. Here is Hollywood. Everyone who comes here is climbing up with a heart. This Vanity Fair is where people step on people and people eat On the battlefield, the weak do not deserve to succeed here.

Dead fat guys don't listen to persuasion, sooner or later! Standing up, stretched out a lot, drove away the messy thoughts, took the coffee cup on the table and went into the room.

I came to the study room with my freshly brewed coffee, sat in front of the computer, looked at the text in the document, moved my fingers, and continued to type on the keyboard.

Through the floor-to-ceiling windows, watch the rain fall from the dim sky, hit the glass, and splash.

Andy looked at the time, it was already nine o'clock, and the time agreed with the bank people was almost ready to go. I sorted myself out a little, took the car key and went into the garage.

Along with splashing rain and the roar of a sports car, Andy came to the Bank of America Los Angeles branch.

Entering the lobby, lawyers Nelson and accountant Kohler were already waiting in the sofa area of ​​the lobby.

Seeing Andy coming towards them, both stood up and greeted them. Andy speeded up and walked in front of them, saying hello to both of them, "This **** weather, am I not late?"

"Oh, boss, time is plenty." Kohler, a savvy accountant, was in his thirties and introduced to Andy when he first arrived in Los Angeles. He was very professional.

The three sat down and chatted for a few moments. Nielsen took out a stack of documents from his bag and handed them to Andy. "These are asset evaluations and copyright evaluations. Please take a look, boss."

After receiving the document, Andy went through it, "How much money can we borrow from the bank?"

"Now the real estate is hot. House prices are soaring. The owner of your house is now valued at about $ 4 million. The copyright evaluation of your two works has been included in the catalog of youth books because some time ago, even if one of the movies is adapted The rights have been sold, and now it can also loan 2 million to 3 million US dollars. "Kohler calmly explained to Andy that his eyes were flashing with an inscrutable envy of jealousy from time to time.

"Oh," Andy closed the file and handed it back to Nelson. "What about the loan rate?"

Kohler quickly put out a form, "This is the loan interest rate table of all banks that accept copyright loans. Bank of America has the lowest loan interest, but the amount of mortgage loan needs to be discussed."

"Well, professional matters are handled by professional people, I believe in your ability." Andy glanced at the form, and returned it to Kohler with a smile.

Nelson watched the time, and Andy gestured, all three got up and went to the account manager's office.

The bank's credit account manager is a man of about fifty years old. He has a straight suit and meticulous hair. He looks very capable, with a smile on his face and a very gentle look.

Seeing a few people from Andy coming in, they stood up with a smile and greeted. "Boss, this is Mr. Lewis, Bank of America Credit Account Manager. Mr. Lewis, this is my boss, Andy. Smith. Kohler introduced."

When Lewis heard that, the smile on his face shook even brighter and said to Andy, "I'm glad to meet you, Mr. Smith, and I like your work very much."

Andy shook hands with him with a smile on his face and said, "Thank you, it's my pleasure to meet you."

The two hands were released, and a few words of humiliation, and after both sides were seated, Andy said, "Mr. Lewis, the specific loan project, I believe that Kohler should have approved it with you. I do n't know how much your bank can lend me. ? "

Lewis took the asset appraisal document handed to him by Kohler, and there was no surprise to Andy's simplicity. The amount of this single business was not large, but the security and stability of the house mortgage and copyright mortgage were all he valued.

"Mr. Smith, our bank's repayment interest is the lowest. Please believe that we are sincere in lending to you. This is our report. Please take a look." Lewis took out a stack of documents and handed it to Andy. They started to explain.

After hearing their terms, Andy quietly discussed the details with Nelson and Kohler, and then fought for the details, so they quickly reached an agreement. All the legal documents and some detailed rules, Nelson and Kohler began to look up, both sides were looking at the documents, not a good deal in a short time.

Andy waited patiently, drinking the coffee in the cup, and slowly thinking about it. Now that Apple's stock is a little over 51, we can't delay any more. This time we can loan a total of 6 million US dollars plus a deposit of 200 Tens of thousands of dollars, I can only get so much. Unless I open the loan, although my grandfather is a well-known California rancher, now Andy needs cash. Think about the follow-up troubles, various explanations, or forget it.

Nothing is too small, how much can be earned, anyway, it is just mining the first bucket of gold, there are too many opportunities to get rich.

Freed from the entanglement of missing the maximum benefit, Andy took a breath and calmed down his mood. After more than half an hour, Andy began to get busy, began to sign the documents, and took three assets. Mortgage went out.

Six million dollars was credited to Andy's account, and the two sides chatted a few words and then left. Lewis actually left a phone call with Andy. For this young writer, Lewis still appreciates it. After all, I know a friend. It's not bad, is it?

After leaving the Bank of America building, the rain outside has stopped. After saying goodbye to Nielsen, under the leadership of Kohler, Andy opened a stock account, bound the bank card, returned home to download the stock software, and put all the funds Go into the stock account.

"Boss, are you buying stocks for these eight million dollars?" Kohler asked after a moment of hesitation.

Andy smiled mysteriously, stared at the accountant with a slightly awkward look, nodded, and didn't give much explanation. In Kohler's explanation, he was familiar with the operation of stock transfer, and looked suspicious and with a hint of irony. Looking at Kohler, closing the door, Andy snorted softly. It seems I need a new financial advisor!

The sneer sneered at the corner of Kohler's mouth when he got into the car. "What a prodigal son! I really think he is a genius and knows everything! When you cry." With jealous eyes, he looked at the luxury villa outside the window with a jealous look. Pick up the phone.

"Hello, is this Mr. Nelson? I'm Kohler."

"Hi, Kohler, hello, is there anything?" Nielsen put down the papers in his hand and adjusted a comfortable sitting position. He also took good care of the college classmate's son.

"Sir, do you know, Mr. Smith transferred all the funds into the stock market. But he has not touched the stock at all. The stock software is the method I just gave him, and he refuses my help. I'm afraid He eventually lost his life, "Kohler said with a hint of gloat.

"Huh? Is it in the stock market?" Nielsen said for a moment, surprised, but quickly reacted, hearing the sarcasm of Andy in Kohler's tone, frowning, as if guessing Kohler's psychology, revealing A sneer, "Oh, no matter what, that's the customer's choice. We can do our job. It's ok, if there is nothing else, I will open another one. Give my father a greeting . "

Hearing the busy tone of the opposite phone and the cold tone of Nelson, Kohler couldn't help but look at the phone in his hands, and became so angry and ruthlessly, "Wipe, even teach me, Bichi!"

After Nelson hung up, he walked back and forth in the office, frowning, worried, and finally picked up the phone.

"Hello, is it Mr. Smith? I'm Nelson, and I want to tell you about Andy Smith ..."