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While it might be wrong to say that the Empire of Blue Dawn was filthy rich, with coffers overflowing from an excess of gold, the term 'lack of funds' should still have nothing to do with anyone under Emilia's 'employment', officially or not.
After all, by 'borrowing' everything they needed from the White Deer Corporation, whether it be money or expertise, the efficiency with which they'd developed far exceeded what could be considered normal.
For those who had seen the days of desperation and poverty in Blue Dawn, which basically included everyone but small children, it wasn't without reason that Emilia was almost revered as a goddess.
Not to mention those working under the White Deer Corporation or the government, even regular people received more than enough aid to prosper and grow on their own if they needed.
Of course, there were a few bad apples who tried to take advantage of their goodwill, but that was inevitable.