10 . New Business Account

Bhola unloads all of the orchids from his vehicle with the assistance of another worker, after collecting the check from Vaibhav.

As he drives away and covers some distance, he looks at the check again and thinks.

Why not create a new business account? It would not only protect the money's safety, but it would also make it easier to move it from one location to another, whether through online banking or scanning barcodes with *UPI on his mobile device.

*UPI = Unified Payments Interface (UPI) is a mobile application that allows users to transfer money between multiple bank accounts. The app combines banking features, including fund routing and merchant payments, into one place. UPI was developed by the National Payments Corporation of India (NPCI) in 2016.

He searched for a new bank find that SBI BANK was near him just a few meters away.

After seeing that the SBI bank is nearby, Bhola heads there and inquires about the process of opening a business account at the customer service desk.

Bhola with a smile: Good morning! I'm interested in opening a business account. Could you please guide me through the process?

SBI Employee in a professional way replied: Good morning, sir! Of course, I'd be happy to help. Do you have all the necessary documents with you?

Bhola likes the behavior of the Sbi employees: Yes, I have my passport photo and all the required documents right here.

SBI Employee finding Bhola simple but pleasant to the eyes: Great! Please fill out this form, and we'll proceed with the account opening process.

Bhola: Sure, thank you. Here's the filled form.

SBI Employee: Perfect. Now, let me check your documents and verify your details.

Bhola: While you're doing that, may I also deposit this check into my new account?

SBI Employee: Absolutely, sir. Let me assist you with that.

Bhola: Thank you so much. By the way, do you know any good mobile phone shops nearby? My old phone needs replacing.

Bhola always keeps his passport photo and documents handy, so he doesn't need to return home for them, and he successfully opens the account and deposits the check.

Meanwhile, Bhola checks his old mobile phone, which has a broken screen and sometimes malfunctions while running. He decides to go out to buy a new one.

A State Bank of India employee looked at Bhola's old phone with a hint of disdain but quickly concealed her reaction and half-heartedly suggested a nearby shop to Bhola, asking if he would like directions to the store.

Although Bhola is smiling, he can still see the disdain in her eyes when she sees his phone. This is not a new experience for Bhola as he has faced similar incidents at work, so he doesn't mind it. He keeps a smile on his face.

Bhola: That would be very helpful. Thank you again for your assistance.

SBI Employee: You're welcome, sir. If you have any further questions or need assistance, feel free to ask.

As soon as she finished uttering those formal words, she briskly walked towards the other counter without even waiting for his reply.

He complimented her behavior just minutes before, but after seeing her sudden change, he laughed and walked towards his truck.

As Bhola drives his truck toward the mobile shop, excitement bubbles within him, eager to find a suitable replacement for his old phone.

"This phone has been with him since his school days when he topped his higher studies. His father bought him this phone, and he has been using this old phone ever since. He has wanted to change it many times, but because of financial constraints, he never could. He just needs it to make phone calls, and his old phone is still working. He often says these words to himself."

Upon arrival, he strides into the shop, greeted by the warm smile of the owner.

Bhola with anticipation:-"Good afternoon! I require a new mobile phone. Could you please show me what you have available?

Shop Owner is equally enthusiastic and said " Good afternoon! Certainly, we have a variety of options. What are you looking for in particular?

Bhola thinks that As every particular Shop, he greets him so enthusiasm it is good that he doesn't judge him because of his clothes.

Bhola explained his needs " I needed something reliable with a good camera and long battery life. Also, it should have enough storage for my business apps. With 8 to 12 GB RAM, It should have a good OS system and having good memory management system so that the phone will not be hung in the future also provides 5g services and it is good if comes with a fast charger and headphones with high bass. 

The shop owner froze for a few minutes as the customer in front of him, despite wearing shabby clothes, seemed to have good technical knowledge. Without wasting any time, the shop owner started to search for mobile sets and headphones that met the customer's detailed specifications.

Shop Owner while searching sets and keeping back towards the Bhola nodded understandingly " I understand. Let me show you some options that meet your requirements."

With each phone presented, Bhola's curiosity grows, his eyes scanning the features with keen interest.

Even after leaving MNCs, Bhola's interest in technology remained. He continued to read about modern technology and watch many YouTube videos in his spare time.

So he is aware of a variety of specifications and their distinctive functions, but he is looking for something less expensive because, while he has money, he does not want to spend it all at once.

 Bhola examines many phones after some time he takes a set in his hands said "This one seems to fit my needs perfectly. How much is it? "

 The shop owner explained " That's our latest model with a high-resolution camera, ample storage, and a long-lasting battery. It's priced at 15,000 rupees." 

Bhola inside his head thought Dude I know the specs just need to tell me the price but after listing price.

 Bhola slightly taken aback " Hmm, that's a bit higher than I expected. Do you have any other models within my budget? "

Maybe under 10000 if possible. 

Bhola was aware that only a few sets fell under this category; all he needed was a mobile. He decided to change it again in a few months after earning a significant amount of money, therefore he needs that set right now.

Shop Owner reassured "Of course, let me show you some alternatives."

With each alternative presented, Bhola's excitement flickers, hoping to find the perfect balance between quality and affordability.

Bhola excitedly " This one looks great. I'll take it. How much is it?"

 Shop Owner pleased " That model is priced at 10,500 rupees. But if you take more than one I give you a discount of 500 per set. "

Bhola smiled slightly when the shop attendant mentioned the discount because she knew the price of this set. It's the MX 8 Pro, which was released a few months ago. It was 9000, but now he's selling it for 10,000, even with the discount, since he needs a phone quickly, and an internet order will take a few days, so get it now.

 Bhola decisively "Alright, I'll take three of them. Here's the payment.

As for headphones, he decides to buy the latter online. 

Leaving the shop with a sense of accomplishment, Bhola feels a surge of satisfaction, knowing that his new mobile phones will aid him in managing his business more efficiently.

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Furthermore, he is pleased with his new phone, and this is his first purchase for his parents since leaving his job and returning home.

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After that incident, he was often scared and stressed about what he should do when the debt deadline passed, but seeing such hope in Bead Land and with his positive attitude and hard work, he knew he could handle the problem now. 

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As Bhola sets out to purchase more orchid seeds, his mind buzzes with anticipation, eager to continue expanding his business. After acquiring the seeds, he returns home, clutching the precious cargo tightly.

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Upon arriving home, Bhola eagerly shares the news of his latest deal with his parents, his voice brimming with excitement. 

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Bhola enthusiastically "Mom, Dad, I'm back! Guess what? I just closed another deal for orchid seeds. We're expanding our business even further!"

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His parents, who appear older than they are, have several wrinkles on their faces. His mother, who is still lovely but stressed about his kid, grows old, and his father, who knows what happened to his child, never blames him.

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He is aware of their position, but he has a big amount of debt that he is unable to repay. He had already resolved to sell his home and farm to pay for it, but now, after seeing his child smile and spark in his eyes, his fears for the youngster subsided.

His parents' faces light up with pride and delight, their eyes reflecting the joy of seeing their son's entrepreneurial spirit thrive.

Father beaming "That's wonderful news, Bhola! Your hard work and dedication are truly paying off."

Mother with a warm smile "We're so proud of you, beta. Keep up the great work!"

(Beta = in Hindi used for calling their child with love .)

With a sense of accomplishment, Bhola proceeds to share the features of his new mobile phone with his parents, demonstrating its capabilities with enthusiasm.

Bhola excitedly "Look, Mom, Dad! This phone has an amazing camera, long battery life, and plenty of storage for all our apps. Plus, I've already set up your SIM cards in it!"

In his family, only his father has a mobile phone that is older than Bhola's mobile, so he is overjoyed to be able to offer new phones to his parents, particularly his mother, who does not have one.

His parents marvel at the sleek device, impressed by its modern features and functionality.

Father impressed "Wow, Bhola! This phone looks fantastic. Thank you for setting it up for us."

And after saying such, his father hugged Bhola very tightly and sighed. A small drop of tear slipped down from the eye, which he wiped immediately. 

Mother gratefully "Yes, thank you, beta. You always take such good care of us."

As they gather around, Bhola's family shares a moment of joy and pride, basking in the success of their endeavors and the bond that unites them as a loving family.