Raise funds through loans

Zhang Yi replied, "My name is Zhang Yi. Is there any issue with the matter of booking 500 banquet tables?"

The manager was taken aback. Such a thing had never happened at their hotel since its opening. However, with such a large order, they definitely had to accept it.

"Mr. Zhang, 500 banquet tables will cost over a million. If you need it, we will prepare it immediately for you, but we require a 200,000 yuan deposit in advance."

Zhang Yi responded, "That's not a problem. Send me your account details, and I'll transfer the money to you."

With money on hand, things naturally became easier. The manager readily agreed and added Zhang Yi as a friend, sending him the bank account details.

Without hesitation, Zhang Yi transferred 200,000 yuan.

After confirming the deposit had been received, the manager immediately began instructing various departments.

"Hurry! We've got a big order. Let the purchasing department stock up quickly, and the kitchen should temporarily stop taking other takeout orders!"

"We need to prepare the 500 banquet tables that the customer requested within a day!"

On the other end, after hanging up the phone, Zhang Yi couldn't help but sigh, "Even though money will be useless in a month, it's still needed for buying things now."

He had inherited his parents' legacy and had his own savings, totaling around 2 million yuan. Now, half of it was gone, which, to be honest, felt a bit painful. But on second thought, it was also a good thing. Many people held large amounts of money, which later became worthless paper. Not everyone had the opportunity to spend their money.

"However, there are still many places where money is needed next. I need to figure out a way to get money."

Zhang Yi's eyes immediately fell on his own house. The house was located in the central area of Tianhai City, with an area of 120 square meters, in a community built ten years ago. According to the current market, it was worth at least over 5 million yuan.

"I know, I'll go for a mortgage loan. Then I'll have money, right?"

Zhang Yi chuckled. Borrowing this money meant he didn't have to pay it back, which felt incredibly comfortable.

He immediately left home, got into his car, and went to the bank for a loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, the weekend is so boring. I really wish I had someone to go out with me."

Zhang Yi glanced at it and tossed his phone aside.

He arrived at the bank to handle the loan business. Due to the large amount Zhang Yi requested and the completeness of his documents, as well as the fact that the house was fully paid for, the loan was quickly approved. However, the bank only granted him a loan of 4 million yuan.Zhang Yi didn't bother to negotiate. After all, it was all free money, and he didn't have time to argue with the bank. After signing the documents happily, the bank transferred the money to his account.

"Now, after spending over a million on the banquet, I still have around 5 million left," Zhang Yi thought. "It should be enough for renovating the house. However, I still need a large amount of money to purchase medicine and weapons. This might not be enough."

Rubbing his chin, Zhang Yi began to contemplate how to obtain more money.

At this moment, a guy with bleached hair spotted Zhang Yi lost in thought on the roadside. His eyes lit up, and he immediately approached.

"Hey, buddy, do you need money?" he asked.

Zhang Yi looked up at the bleached hair guy. "Who are you?"

The guy's smile deepened, and he lowered his voice. "I'm just asking if you need money right now. And the bank won't lend it to you?"

Zhang Yi immediately understood what this person was up to. He must be a loan shark!

Zhang Yi's mind started turning. He sighed and pretended to be hesitant. "Yeah, my family business urgently needs capital turnover. But the bank..."

Zhang Yi paused, deliberately showing a troubled expression.

The guy with bleached hair seemed to understand instantly. After all, who would go to a loan shark if they could borrow money from a bank through normal channels?

He said to Zhang Yi, "Yeah, it's tough to borrow money from the bank now! There are all sorts of rules and regulations, and the money comes slowly."

"But, buddy, if you urgently need money, I can help you out."

Zhang Yi cautiously looked at the guy with bleached hair. "You? Can you really help? I need several million."

The guy's eyes lit up at the prospect of a big deal. He took out a business card from his pocket and handed it to Zhang Yi.

"Our company specializes in helping people in dire financial situations. As long as you need money, you can count on us!"

Zhang Yi glanced at the business card, which read "Duoduo Loan Financial Services Co., Ltd." The name on it was Hu Minghua, Business Manager.

Excitedly, Zhang Yi said, "Can you really lend me money? I need 5 million. As long as you can help me get through this difficulty, I promise to pay it back within three months at most!"

Hu Minghua smiled, "This matter can be discussed. Our company is very powerful, specifically to help people like you who lack funds."

"Let's go. We can discuss this matter slowly in our company."

With a hopeful look, Zhang Yi nodded and followed Hu Minghua to their company.

The so-called company was located in a secluded office building. After entering, Hu Minghua led Zhang Yi to their boss's office.The boss of this loan company looked burly, but he was dressed in an expensive Bally suit, clearly trying to create an image of a formal company. However, there was a hint of aggressiveness between his brows, indicating years of experience in the rough and tumble of society. Hu Minghua introduced Zhang Yi's basic situation to the boss in front of him: "Manager, this is a customer who wants to borrow money from us."

The boss, named Chen Xiong, smiled at Zhang Yi and invited him to sit down. "Mr. Zhang, how much money do you want to borrow?"

As expected from a loan shark company, the conversation was straightforward and crude. Such companies were not formal, so there weren't many rules and regulations. Moreover, they had ways to ensure repayment without worrying about defaulters.

Zhang Yi replied, "I want to borrow 5 million."

Chen Xiong frowned. "Oh, that's not a small amount. But Mr. Zhang, I must make it clear in advance, our interest rates are very high. You should be prepared for that."

Hu Minghua chimed in, "Mr. Zhang's business urgently needs capital turnover. Once the business turnover is achieved, this money can be earned back quickly, right?"

The two echoed each other, and Zhang Yi saw through their intentions. Still, he pretended to be eager and said, "Yes, I can repay it quickly. The interest can be higher if necessary, as long as you can lend me the money."