Bank

After telling Uncle Hou and Fu Jinhai about all the details, he bid them both farewell. He felt happy that he could finally use his energy on something else. Though he would still need to be there for the next few days, to ensure that Fu Jinhai gives out the same quality food like he does.

He didn't think hiring a chef would be so fast, initially he thought it would take at least a few days before finding someone that would fit what he needs.

Wang Ming headed to the bank next. Even though he's earning a lot of money now, he will need a lot of money to open the next few restaurants. The best way to secure a large fund would be to loan it from a bank. The more money you have, the more money you can earn.

His goal now is to earn enough money to open a company and all the restaurants will be under the company's supervision. He estimated that he would at least need a 3-4 hundred million yuan. There's no way they would give him such a big loan, but if they would give him a 10-20 million loan, then that would be more than enough.

Luckily, Wang Ming found a taxi as soon as he got out from the Blue Mountain cafe. It was right before the rush would start, so if he didn't get that taxi, he would probably have had to wait at least an hour for a taxi.

"Where to? Wait, Wang Ming?"

Since the taxidriver had on a coat and a hat which covered his face so Wang Ming couldn't see who it was. His words caught Wang Ming off guard as he didn't know any taxi drivers why would he know who he was? But since they knew it was him, he had no reason to lie.

"Yes, Why? Do I know you?"

The taxi driver then took off the hat to show his face.

"Brother Hui, you scared the crap out of me! I thought you wanted to rob me or something."

Sorry, I'm hiding out for a bit, that's why I have the hat on.

"Please take me to a near bank please. Now why are you hiding?"

Brother Hui then nodded but said nothing more. It didn't seem like he wanted to share his problem with Wang Ming, so he didn't press him. Brother Hui drove him to the nearest bank, which wasn't far away at all. Brother Hui kept looking around when he was driving, like he was afraid that someone would stop his car to rob him.

But nothing ever happened it only took him 15 minutes to drive to the bank. If Wang Ming knew earlier that there was a bank so close he could have run to it. It would have taken him 30 minutes maximum.

"Thanks Brother Hui, I don't know what your problem is, but if you need help, call me."

Giving 500 yuan to Brother Hui for the fare, Wang Ming exited the taxi. He didn't take the change as he thought that Brother Hui's problem's related to money.

The bank that Brother Hui had taken him to wasn't a large one, it was actually fairly small, only as big as a convenience store. Is this bank even capable of giving a loan? He thought. But as most banks deal little in cash anymore, the banks don't need to be that big to give out a substantial loan.

Since the bank's size wasn't that large, they didn't have that many workers, Wang Ming saw only 10 people, total 9 bankers and one guard. Though there were over 20 guests here already, which meant that he had to wait in queue, so he grabbed his number and sat down to wait.

Wang Ming didn't know why he's usually a patient person, but for queue's like this he hated it. Even though only 20 minutes went by before his turn, Wang Ming felt like each minute that went by felt like hours. Though finally coming at his turn, Wang Ming took a deep breath to calm himself down, put on a smile and went to talk with the banker.

He felt a bit nervous talking to the banker as even if he earns a lot of money he hasn't had the restaurant open for more than a month, it could just be a fluke he earned so much money.

"Hello, sir. What do you need today?"

Seeing the woman talk in a gentle and professional way, Wang Ming breathed a sigh and said.

"I want to get a loan for 20 million yuan, but if you can't do that, then 10 million is also acceptable."

The banker couldn't believe that Wang Ming wanted a loan for 20 million yuan, as Wang Ming had forgotten to dress up today he looked just like an average person. She had to have heard it wrong. She thought.

"I'm sorry, sir, did you say 20 million yuan?"

"Yes, 20 million yuan."

"I'm sorry, please just wait for me a minute, I need to get my manager for such a sizeable amount."

The banker then walked away. Rather, she ran to get her manager as fast as she could. Wang Ming hadn't noticed it, but the banker had looked at him with a face full of contempt.

It didn't take long before the banker came back, but when she came back, she didn't come alone but with her manager. But she had brought a squad of guards as well. He had only seen one guard earlier, but now there were five. Two blocked the door while rest surrounded Wang Ming.

"Excuse me, what is this?"

This time it wasn't the female banker talking, but her manager.

"Sir, it's come to my attention that you're a scammer. My colleague here said you wanted to scam us for 20 million yuan. That's ridiculous! I need you to sit here until the police arrive, then they will take over the investigation. Is that ok?"

"What, no! I'm not a scammer, I'm a restaurant owner, I want to get a loan to expand my business. What is this? Is this how you treat customers?"

Wang Ming felt the anger he had calmed down earlier surface. He took deep breaths to calm himself down, but for the bankers it looked like he was nervous, so he kept breathing to calm himself down.

"Once again, I've notified the police you have to stay here until they come, I will not listen to any excuses until they arrive you can explain all you want to the police but we won't fall for it."

What's happening? He just wanted to get a loan, but now he had the police called on him for trying to scam a bank? They hadn't even bothered to check who Wang Ming even was, Wang Ming's were 100% sure that asking for a loan even how high it is isn't illegal, the bank can decline the application but it's not illegal, he didn't understand what ground they had to report him.

"Do whatever you want, I'll sit here. I'll play your games for now."

Wang Ming knew that there was nothing he could say now, he just needed to wait for the police to come, they could say and twist the case however they wanted, but Wang Ming knew that till the end it would only be their words against his, if they had any recordings of the interaction then it would be good for Wang Ming as it would clearly show he had done nothing wrong.

"Good."

The guards were still standing around Wang Ming, looking menacingly at him. They had guns but didn't use them as it could give them devastating repercussion if an accident happens.

The tension in the room started building. The bankers didn't feel scared that they would get problems with the police but they felt pressured by Wang Ming as he kept glaring at them he looked like a hungry tiger staring at its prey.

But then the police finally arrived, the female banker and her manager hurriedly ran out to fetch them. Leaving the guards with Wang Ming.

"I think you guys should just go now when you still have the chance. I know you guys are just doing your jobs."

Wang Ming tried to be nice as he knew they were just doing their jobs, but they weren't any better than the bankers, they just smirked evilly at Wang Ming and ignored him.

"He's here police officers, please take him away!"

Seeing the police officers who arrived, it was Wang Ming's turn to smirk.

"Wang Ming! Why is it you?"