71 CHAPTER 67
So here is the deal you give me power stones, and if we crossed our last great number of power stones which is 501. Then I'll upload the bonus chapter at the end of the week.
So do we have the deal? đ¤đ¤đ¤
.....
"I am no hero. Merely a man who has seen and done and endured what can never be forgotten or forgiven."
Magneto: Not a Hero Vol 1 #4
..........
They didn't have anywhere close to his billion in cash, and he may have just triggered the two words a banker fears most: a "bank run." That's where depositors get scared that the bank doesn't have enough money, start panicking, and everyone starts demanding all their money at the same time. Since there is no way to pay everyone, the bank collapses, and almost everyone (except the lucky first few to make withdrawals) loses their money. Bad news.
But thankfully, their bank was pretty big, so after some calls, he was able to arrange the cash.
While the manager was arranging the cash, the counter girl ran up to Jinwoo. With heavy breaths, she said, "Sir, we are arranging the cash, but it could take some time. So if you don't mind, can you sit down?"
"Yes, but do it quickly. I have to be somewhere," Jinwoo replied, and the maid nodded.
After Jinwoo sat down, she told everyone to leave due to some emergency reasons.
After everyone, besides the employees and Jinwoo, left, She also started to dial the number.
And 15 minutes later, two fully secured vehicles arrived in front of the bank. They pulled out a silver polished heavy-duty, fully reinforced trunk.
After placing it in front of Jinwoo, as they were just about to unlock the locks, Jinwoo stopped them and just lightly grabbed it. It opened just like that, which again shocked every employee.
After all, they say it's hunter-proof, but now looking at it, it's a blunt lie. As they all eyed the cash, even though they work in one of the big banks, they had never seen so much cash in one place.
After looking at the money for a second, Jinwoo picked up one bundle of cash and counted it. After doing some math, Jinwoo nodded.
And the next second, both trunks filled with money vanished in front of everyone's eyes.
Feeling like a lengthy conversation might follow, Jinwoo hurriedly got up.
"Thank you for all your hard work."
While ignoring the gaze of the employee on the back of his neck, he left the bank.
And since this day, Jinwoo would be known as the "Bank Runner." Banks would fear him, yet the money he brings would make them head over heels for him, curling to his might.
The moment he went outside, he sighed in relief.
"Whew-"
He had noticed the changes in their eyes after he revealed that he was a Hunter and was withdrawing so much money. The gazes of others. And their interest. Their hate, anger, and lust for females were something normal for other Hunters, but Jinwoo didn't like it.
'I suppose I have to get used to that.'
Once he took the retest and obtained a high rank, the attention on him would become a lot heavier. He knew that Hunters even had their own share of fans and paparazzi. Looking up, he saw a billboard on top of a building with an advertisement; the model was a famous Hunter. Before the days of the Gates, it would've been an athlete or a celebrity. Now, Hunters received the love of the masses. He might become the same. Nowadays, the only people who disliked Hunters were insurance companies, people in power, and political figures.
'Well, anyways.'
After leaving the bank, Jinwoo was finally able to check his income from another account. He was very surprised.
'2,697,950,900âŚ!!!'
The income from 13 Raids was more than two and a half billion. It was an average of 160 million per C-rank Dungeon and around 300 million per B-rank Dungeon.
Considering the C-rank Dungeon with Hwang Dongseok paid out 180 million, he roughly determined that C-rank Gates would give 150-200 million eachâŚ
...
*Jin-Woo Pov.*
After finishing the errand to check my account balance and withdrawing a large sum of cash, I went to get fitted for a suit and even had time to get a haircut at a nearby salon. With the car, I was able to speed things up much faster.
"Hmm."
Now I was a completely different person than when I had left the house.
'Money really is good.'
'But power is still better.'
I stopped next to a shop window and checked my new look in the reflection. This should be good enough.
'At the very least, I won't leave a bad impression.'
I checked the time. It was 4:33.
'She said be there by 5.'
I would easily make it in time. After saying thanks to the shop owner and providing the address of my home so they could deliver the other clothes I bought.
While ignoring the very obvious moves that the counterwoman was making on me, trying to get my number. Her looks were pleasing to my eyes, but not enough for me to go out of my way to pursue her.
Maybe I would have taken the offer if she looked like a juicy milf, but only if we were alone in the shop and I wasn't running out of time.
After reaching the parking lot, I sat down in the driver's seat while Blackpink's song "Pink Venom" played at full volume in the car.
I started the car. Maybe I could try to make connections with them. After all, every celebrity exists in this world. It's just that they are not as popular as they were in my past world, as the hunter world really changed the whole landscape of the entertainment business.
Now in the entertainment business, they like to hire Hunters as they can do much more than actors, singers, or models could do. They can perform their own actions for hours on end without even breaking a sweat. Now, you don't need fake effects as they can be as real as it gets.
Celebrities, aside from singers, have become so rare that they are hardly seen in ads, and action movies have lost their audience as you can see it in real life.
In fact, you can hardly see any billboards with celebrities. So dating them is even easier as it's not only a relationship but it can also fuel their dying careers.
No, I don't think I am interested, especially when I have much better options. This multiverse is very vast and is full of one beautiful girl better than the other.
Maybe not them, but if I encounter one and get the chance to have a fling, I won't mind sharing one night with them.
With those douchebag thoughts in my mind, I arrived at the school with time to spare. I saw Jinah waiting for me out in front.
"Sung Jinah."
His little sister didn't realize I had approached and jumped.
"Oppa?"
Jinah stared at me like a deer in headlights.
"Excuse me, are you really Sung Jinwoo-ssi?"
"Do you not recognize your own oppa?"
Jinah looked up and down at my figure and exclaimed, "Well, you're a completely different person!"
"And you grew even taller and wider in those ten days."
"Did you think I would meet my dongsaeng's teacher in a tracksuit and slippers? And yes, I did, but only a few inches."
"WowâŚ"
Jinah couldn't close her mouth.
"Your jaw's going to fall off. I'm going ahead."
It looked like Jinah was too shocked to guide me, so I took the lead. I could sense the shape of the building, how many rooms it had, and things like that. The structure was familiar to me. I knew the meeting would happen in "a conference room and not her homeroom, so I headed in that direction where the conference room would most likely be. My pace was quick.
"O-oppa! Wait for me!"
Jinah quickly trotted after her brother.
"Hello, teacher."
"Hmm? Oh, hello."
On the way, I greeted various teachers. Each one of them stared at me as I walked by.
'Who was that?'
'Is he an alumnus? I don't think there are students like that at our school.'
'Is he a new teacher?'
The teachers weren't the only ones who turned their heads.
"Whoa, handsome."
"Who is that?"
"Isn't that Jinah next to him?"
"It must be her brother."
"Wow, he's so cool."
"I didn't know Jinah had such a brother."
With a fully muscular tall body and a fashionable suit, even a plain-looking person would catch their eye. Well, I was completely uninterested in underage girls.
'...'
The students' whispers went in one ear and out the other for me. The one who was excited was Jinah. She perked up her ears and listened to her fellow students' whispers, then came up to me and nudged me with her elbow.
"Wow, Oppa's pretty popular~"
I ignored her the first time.
"You know, oppa doesn't have a girlfriend, right?"
I ignored her the second time.
"Should your cute little sister introduce you to someone?"
I pinched her cheeks the third time.
"Don't mess around."
"S-sorry."
I released her, and she rubbed her red cheek.
"Che, I know you're enjoying all thisâŚ"
While we were being siblings, we had arrived. Jinah spun with a flourish then gestured.
"Oppa, it's here."
I was about to enter, then turned to Jinah.
"What about you?"
"This is only for the parent/guardian and the teacher. I'm just here to see you off."
Oh right, it's different here in Asia. I remembered one online friend talking about his own high school experience.
I realized why Jinah was nervous when she asked for my time. I asked her with a smile,
"You're staying out late today too, right?"
"Yep, you can go home without me."
"Alright, but remember if something happens or someone tries to bully or harass you, just say the word and your Oppa will take care of everything."
I patted her head before she could react, messing up her hair.
"Study hard. And remember, there's nothing in this world I care about more than you."
"Ah, dang it, don't do that. I know that already."
"Also, don't worry about money. If you like, you can spend even more. One thing that we didn't lack is money."
"Really?"
"Yes, and I'll see you at home."
I entered the conference room with a smile. Jinah fixed her hair while pouting.
"How long will you treat me like a kid..."
Well, it wasn't like she hated it. She looked around, worried that someone might've seen. After confirming no one was around, she skipped towards her classroom.
If I had to describe my first impression of Jinah's homeroom teacher in a sentence...
'Hmm...'
She looked like a virtuous person.
"You must be Jinah's older brother."
She was a wise-looking middle-aged female teacher. Someone whose bright smile made the other person feel comfortable. Knowing the circumstances of my household, she did not question my presence at all for the parent/guardian meeting.
"Pleased to meet you. I am Jinah's homeroom teacher. I didn't realize Jinah had such a handsome older brother, hoho."
At her sassy but pleasant greeting, I also agreed with her. Bowing my head wasn't my style, even if it's a very normal thing in Asia.
She must've been a new teacher, after all, this was the same school where old Jinwoo graduated from. They say the first impression was very important. After their greeting.
'She's very respectful to someone much younger like me.'
"Or maybe it's just my job as a hunter that gave her that."
It appeared that my little sister's senior year would not be plagued by a bad teacher.
"Please, have a seat."
She gestured toward a chair. I sat down and faced the teacher across a large desk.
"I don't think you have to worry about Jinah."
They talked about the average matters for a parent/guardian meeting. Their conversation continued in a good mood for some time. Because Jinah was a model student, her teacher had nothing but good things to say.
"You're aware that Jinah wants to go to medical school, right?"
"Yes."
The teacher read through Jinah's profile.
"Her test scores were good, and her overall grades are excellent. She should be more than capable of getting into a good college. So please don't put too much pressure on her."
I just nodded. I didn't care what career she chose or if she just left the whole thing behind, so there was no reason for me to pressure her. The teacher's face was filled with expectations for Jinah. Truthfully, many homeroom teachers for high school seniors were filled with stress due to the students' grades. After all, a student's final years in high school determined the course of their lives.
'And that's why I heard most teachers wanted to avoid teaching seniors.'
I had heard that some teachers had to be forced into the spot. With that in mind, it was clear that Jinah's teacher was someone with a passion for the job. As Jinah's guardian, I was very grateful for this.
The meeting was nearing its end after 15 minutes.
"And then..."
I was about to rise, but then the teacher carefully asked a question.
"I heard that Jinah's oppa was a Hunter."
Her eyes had suddenly turned serious. I realized something was up. It felt like my sooner visit to class quest and staying there ten days was enough time for the plot to catch up to me.
"Yes, I am."
"If... Jinah underwent Awakening, would you let her work as a Hunter?"
"It's her choice, but I will make sure she's safe, and if possible, I'd like to avoid such an outcome."
Never.
I firmly replied. I did not need to think about it. The teacher's expression darkened.
"As I expected..."
When I looked at her suspiciously, the teacher continued with hesitation,
"If it's not too much trouble, may I ask you for a favor?"
I nodded.
"If it's something I can do..."
I could hear her out at least. Plus, I would love to have some elves and ice elves in my army. They are one of the greatest species when it comes to archery. The woman was Jinah's teacher; I did not want to sour their relationship by cutting her off from the start. Fearing that I would change my mind, the teacher quickly spoke,
"One of the female students here underwent Awakening recently. She's planning on dropping out and starting work as a Hunter. She's been absent for some time now."
'Ah. So it is the plot that caught up with my speed.'
It was a common occurrence. People who freshly received their Awakening ignored common sense and threw themselves into the Hunter profession. Despite not knowing what the job truly entailed, they did it with pride at the fact that they were different from an ordinary person. Even if you were an Awakened Being, taking on the title of a Hunter and earning life-changing amounts was difficult.
The teacher sighed deeply,
"If this continues, the school will have no choice but to take action. I want to avoid that if possible. Even if you were a Hunter, don't you think you should at least have a high school diploma?"
............
Fun Facts.
What is a utilitarian?
Ethics is a branch of philosophy that
deals with moral principles how we
Define right and wrong a utilitarian is
somebody who believes it has to do with
how effectively your actions benefit the
majority stop me if you've heard this
one before a trolley is barreling down
the road toward five people tied to the
tracks on the ground ahead you can't do
anything to stop the vehicle but there's
a lever nearby that you could pull which
would cause the trolley to switch rails
setting it on an alternate path that
only has one person tied to the tracks
sure by pulling that lever you'd
technically be sentencing an innocent
man to death he'd have been fine if you
never came along that trolley wasn't
even on his Railway but a utilitarian
would argue that it's still the right
thing to do sacrificing one person to
ensure the lives of five reduces the
amount of overall suffering it's like a
math problem utilitarianism doesn't
judge you based on the action of pulling
the lever it judges you based on that
action's consequences you're aiming to
preserve as much utility as possible
otherwise known as happiness or
well-being.
Of course, if it's mc is loved oncs he will save them even if he has to kill billions, and if its a women who's bangable enoughđđđ
Fucn Fact.
 Banks work on a "fractional" system, which states that for any given amount of money outstanding, the bank has to hold x% of that amount in ready cash. In the US, the rate is set by the Federal Reserve Board. The current rates, which take effect January 18, 2018 are as follows:
0 to $16 million: 0%
$16 to $122.3 million: 3%
Over $122.3 million: 10%
So let's say you trot down to your local bank, the 1st Bank of Moolah, which has your billion plus another billion in deposits from other customers. You ask the manager to withdraw your billion right away and her legs will turn to jelly and she'll probably drink a whole bottle of antacid right in front of you. You see the 1BOM holds exactly what the law requires it to: 10% of $2,000,000,000 or $200,000,000 in the vault. She doesn't have anywhere close to your billion in cash and you've may just have triggered the two words a banker fears most, a "bank run." That's where depositors get scared that the bank doesn't have enough money, starts panicking, and everyone starts to demand all their money at the same time. Since there is no way to pay everyone, the bank collapses and almost everyone (except the lucky first few to make withdrawals) loses their money. Bad news.
That panic can spread quickly and cause massive damage. Huge bank runs were one of the main triggers of the Great Depression in the 30's. In the first ten months of 1930, 744 banks collapsed. The government tried to stem the tide by tactics such as declaring bank "holidays" to keep panicked depositors out of banks and establishing the Fedral Deposit Insurance Corporation (FDIC) which guaranteed every depositors money up to $100,000 (a huge amount in the 30's). But once that trust is gone, it's hard to restore. By the end of the 1930's, about 9,000 banks were gone. If you've ever heard the joke about people keeping their money in mattresses, it wasn't a joke for a lot of folks that lived through that miserable era and sleeping on their money was the only thing they trusted.
So, why have such a crazy fractional system anyway? Well, the short answer is that it's the only way we currently know to fund a modern society. Money in your mattress can't be used to build houses, bridges, roads, skyscrapers and your local Chuck E. Cheese. Oh, it can but only to the amount you have available, i.e., if you have $1 billion in cash, the maximum you can loan is one billion dollars. By giving it to your local banker, she was able to loan out 10 billion dollars, ten times what you could, with the same amount of cash. That's why we can build a new school, and a skyscraper, and the new football stadium, and, yes, the Chuck E. Cheese all at the same time. Pretty neat when it works.
So, your banker is good for the money. She really is. Just don't ever ask for all of it at the same time.
...If this sounds a little like a house of cards, don't get me started on the government, Treasury notes and "Quantitative Easing."
