Raising Funds Through Loans

Zhang Yi answered, "My name is Zhang Yi. Is there a problem with me ordering 500 tables of banquets?"

The manager was taken aback. This was the first time they had encountered such a thing since the hotel opened.

But with such a large order, they had to accept it if it came to them.

"Mr. Zhang, 500 tables of banquets will cost over a million. If you need it, we will prepare it for you immediately, but we need you to transfer a 200,000 deposit first."

Zhang Yi replied, "That's no problem. Send me your account information, and I'll transfer the money to you later."

With money in hand, things naturally became easier. The manager readily agreed and added Zhang Yi as a friend, sending him the bank account information.

Without hesitation, Zhang Yi transferred 200,000 over.

After confirming the deposit with the finance department, the manager immediately instructed each department.

"Hurry, hurry, hurry! We've got a big order. Procurement department, prepare the goods quickly, and the kitchen, don't accept any other takeaway orders for now!"

"We need to prepare the 500 tables of banquets within one day!"

...

On the other side, after hanging up the phone, Zhang Yi couldn't help but sigh, "Although money will be useless in a month, it's still needed to buy things now."

In his hands, the inheritance left by his parents and his own savings totaled about 2 million.

Now, half of it was gone, which was a bit regrettable, to be honest.

But thinking about it, it was also a good thing.

Many people held large amounts of money that eventually became worthless.

Not everyone had the chance to spend their money.

"However, there are still many places where I need money next. I'll have to figure out a way to get more."

Zhang Yi's eyes immediately fell on his own house.

This house was located in the central area of Tianhai City, with an area of 120 square meters, in a community built ten years ago.

According to the current market, one square meter costs over 40,000.

In other words, this house was worth at least over 5 million now.

"I got it, I'll mortgage the house. Then I'll have money, right?"

Zhang Yi smirked, feeling comfortable borrowing this money that didn't need to be paid back.

He immediately left home and drove to the bank to apply for the loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, the weekend is so boring. I really wish I had someone to go out with."

Zhang Yi glanced at it and threw his phone aside.

He arrived at the bank to process the loan.

Because Zhang Yi was borrowing a large amount and had all the required documents, including full ownership of the house, the loan was quickly approved. However, the bank only approved a loan of 4 million.

Zhang Yi didn't bother negotiating. Since it was money he didn't have to repay, he didn't have the time or energy to argue with the bank.

After signing happily, the bank transferred the money to his account.

"Now, after spending over 1 million on the banquet, I still have around 5 million left."

"Redecorating the house should be enough. However, I still need a large amount to purchase medicine and weapons. This money might not be enough."

Zhang Yi rubbed his chin, pondering how to get more money.

Just then, on the roadside, a scruffy-looking guy spotted Zhang Yi lost in thought. His eyes lit up, and he walked over.

"Hey, buddy, need some cash?"

Zhang Yi looked up at the guy.

"Who are you?"

The scruffy guy's smile deepened, lowering his voice, he asked, "I'm just asking if you need money now? And the bank won't lend it to you?"

Zhang Yi understood what the guy was up to.

He must be a loan shark!

Zhang Yi's mind raced, calculating.

He sighed and put on a look of hesitation, "Yeah, my family business urgently needs capital turnover. But the bank..."

Zhang Yi paused, deliberately showing a distressed expression.

The scruffy guy seemed to understand instantly.

Anyone who could borrow money from the bank wouldn't go to a loan shark.

He said to Zhang Yi, "Yeah, the banks are strict about lending money now! Lots of red tape, and the money takes forever to come through."

"But, buddy, if you urgently need cash, I can help you out."

Zhang Yi cautiously looked at the guy.

"You? Are you really able to help? I need several million!"

The scruffy guy's eyes lit up even more when he heard it was a big deal.

He took out a business card from his pocket and handed it to Zhang Yi.

"Our company specializes in helping people in need of money. As long as you need cash, come to us!"

Zhang Yi glanced at the card, which read "Duo Duo Financial Services Co., Ltd."

And the scruffy guy's title was Business Manager Hu Minghua.

Excitedly, Zhang Yi said, "Can you really lend me money? I need 5 million. As long as you can help me through this tough time, I guarantee I'll pay it back in three months!"

Hu Minghua chuckled, "This can be discussed. Our company is very powerful, specifically to help people like you who lack funds."

"Let's go, let's talk about it in our office."

Zhang Yi looked expectant and nodded, following Hu Minghua to their company.

Their so-called company was located in a remote office building.

After entering, Hu Minghua led Zhang Yi to their boss's office.

The boss of this lending company looked burly but wore a high-end suit from a famous brand.

Clearly, he was trying to create an image of a formal company.

But there was a hint of fierceness in his brows.

Only those who had been in society for many years would feel this way.

Hu Minghua introduced Zhang Yi's basic situation to the boss in front of him, "Manager, this is a customer who wants to borrow money from us."

The boss, named Chen Xiong, smiled and invited Zhang Yi to sit down.

"Mr. Zhang, how much money do you want to borrow?"

Truly a loan shark company, the conversation was straightforward and rough.

Such companies were not regular, so there weren't many formalities.

And they had ways to ensure repayment, not worrying about borrowers defaulting.

Zhang Yi said, "I want to borrow 5 million."

Chen Xiong frowned, "Oh, that's not a small amount. But Mr. Zhang, let me make it clear in advance, our interest rates are very high. You should be prepared."

Hu Minghua chimed in, "Mr. Zhang's business urgently needs capital turnover. Once the business turns around, he'll be able to make money quickly. Right?"

The two men echoed each other, all of which Zhang Yi noticed.

Zhang Yi still pretended to be eager and said, "Yeah, I can repay it quickly. Just charge a higher interest rate if you need to! As long as you can lend me the money."