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King of Rebirth Minerals

From China to the world, we   started from finance,   based on minerals,   straddling all countries in the world,   becoming the industry hegemon and the financial emperor

iron_man_9331 · Urban
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131 Chs

Chapter 45 Hoarding Siheyuan

In his previous life, Zhou Ziye took his mother to many hospitals, including many foreign hospitals.

. Among them, the best treatment effect is Tongren Hospital. It is a pity that because the best period of treatment has passed, there will be no cure afterwards, and conservative treatment has been done. Now of course I choose this hospital for treatment.

Xu Qinghe's diabetes is not very serious, the key problem is complications. Fortunately, the complications are not very serious. After a joint consultation with several experts, the best treatment plan was given. No surgery is required, but long-term medication is required. According to the opinions of several experts, traditional Chinese medicine is the mainstay and western medicine is the supplement.

One of the old Chinese doctors gave a complete recovery result, but all it takes is time and money. It just so happens that these two Zhou families are not lacking, so Xu Qinghe needs to stay in Beijing for a long time for treatment.

Zhou Ziye was busy looking for a house again. It is convenient to have more friends. After learning that Zhou Ziye wanted to buy a house in Beijing, Zheng Zhongxing asked him directly. "A house is only rich, so what is it? Tell me, what kind of house do you want to buy, I will help you find it."

Zhou Ziye said with a smile: "If you really have a way, then buy me a smaller courtyard."

The next day, Zheng Zhongxing brought a few documents over, information about the courtyard house within the second ring of his body. Zhou Ziye only discovered that the price of the current courtyard house is really cheap. Based on the standard that the house can continue to live in, the cheapest is less than 11,000 square meters, and the highest is only 15,000 per square meter. Compared to the future, it is really more than ten times different.

He came with a little interest and asked: "Why do you have so much information about the courtyard house?"

Zheng Zhongxing smiled and said: "I'm a small one who specializes in this. He has a lot of houses in his hand."

Zhou Ziye said: "You help me make an appointment with him, I decided to buy a few more."

"Why do you buy so much? This courtyard house will decline in a few years if no one lives. It's not a good deal."

"Do you believe me or not? I dare to say that the price of this courtyard house will be ten times that in less than ten years. Even if you don't live on your own, it is good as an investment."

Zheng Zhongxing was stunned and asked, "Where did you get this conclusion?"

"Let's first consider the development of housing prices in Beijing in recent years. This house has been increasing in value, right?" Zheng Zhongxing nodded, and Zhou Ziye said: "The price of a courtyard house is almost the same as that of an ordinary high-rise building, don't you? Do you think it is unreasonable? There are 20 households in a 20-storey high-rise building that occupy a land of 100 square meters, but there is only one courtyard house. The price does not say that the difference is 20 times, five or six times. It should be, but now? In a few years, I am confident that the housing price in the capital will double, and the price of this courtyard house will soar.

. If you think it's reliable, we can start hoarding houses together. There is no problem with drawing tens of millions of cash on my side this year, you just look at your side. "

Zhou Ziye took a close look at the materials and pictures of the courtyards that Zheng Zhongxing had brought over. Because Zhou Ziye was in a hurry to buy a house to live in, these houses were all remodeled and repaired by Zheng Zhongxing's friends, and they bought the furniture directly. You can move in. The more he watched, the more he liked it, and he wanted to buy them all.

In the evening, I told Zhou Guangbo about this matter. Zhou Guangbo also thinks that this thing can be done. Housing prices are rising drastically. There are fewer and fewer courtyards, and of course they will rise even higher.

Xu Qinghe didn't pay attention to these things. She and Jiang Yue carefully chose the house they liked. At the beginning, both of them chose a courtyard house near the former residence of Soong Ching Ling Houhai, because there are many trees in the courtyard. Zhou Ziye looked at it and said, "It's a bit far from the hospital. Traffic jams are easy on the road."

The two picked another courtyard house on Jingshan East Street for the same reason. There were many trees in the yard. Zhou Ziye didn't object this time, because he also took a fancy to the two-entry courtyard. It was said that it was a courtyard with two entrances, but in Zhou Ziye's view, there was still an area of ​​two entrances, and the layout of the house had changed. This house should have been redesigned by a friend of Zheng Zhongxing. There is no shortage of modern facilities inside, and the house looks relatively new.

Early the next morning, Zheng Zhongxing's friend named Pingxi visited him. He is about 30 years old, dressed up like an actor, but with a somewhat stubborn appearance, like Pan Changjiang, with a face like Zhao Benshan. But the beautiful girl she brought with him immediately raised his grade.

After a few words of greeting, everyone set out to take a look at the house. The first one is at the root of the Imperial City, next to the wall of the Forbidden City. The house here is the public house of Donghuamen Subdistrict Office. It costs 14 million yuan per square meter. One advantage is that the transfer fee can be paid on the street. Zhou Ziye paid a deposit without saying anything.

After signing the agreement, Pingxi was ready to leave. "My buddy, when the house is repaired, I'll be notified, and I'll also sing the bottom of the pot for you. ZTE's buddies are my buddies. I don't have to say anything. I'll open my mouth in the future."

Zhou Ziye wondered: "ZTE didn't tell you clearly?"

He was also surprised, "What's the matter? He asked me to show you the house?"

Zhou Ziye smiled and said, "I'm looking at the house, but it's not a set. I'm going to buy a few more sets.

. I read all the materials he brought over yesterday, and I think these houses are pretty good. "

Pingxi was excited, and laughed again and again: "Look, you see, ZTE hasn't made it clear. I thought you wanted a set. I'm still regretting it. I knew I would take you to see me. House now."

Zhou Ziye smiled and said, "My mother prefers the house in Houhai, and the house in Jingshandong Street is also good. Let's go over and take a look."

Pingxi smiled and said, "What is there to say, that house is under my name, as long as you want it, the absolute lowest price."

This time Zhou Midnight got into Pingxi's car and listened to him humorously along the way. The broken mouth was not worse than the old lady's amusement. But Zhou Ziye also figured out his details. The ancestor of this kid was a trader in antiques, and he lived in Huangchenggen, with a large courtyard at home. By the way, since his father's generation, his craftsmanship has been lost, but there are many treasures buried in his home. His dad's mouth is tight, and no one has ever mentioned it. Now, the family has a solid foundation after selling the baby.

Although his father didn't learn the craftsmanship of distinguishing antiques, he has been doing antique building restoration since he was young. After he became rich, he started a group of people who specialized in this business. Due to sufficient funds, I have now received a lot of courtyard houses, remodeled and repaired by myself before reselling them, and the business is booming.

Looking at the next few houses, Zhou Ziye is even more satisfied, because this house is not like the first house, it is still original. If you want to live, it needs to be remodeled. It has been redesigned and renovated. Suitable for people to live in.

Zhou Ziye's family discussed it and bought three sets at once, not far away, one set at the park side of Jingshandong Street, and two sets at the back beach. This house has been remodeled and you can move in directly. The average price of the houses is really not high, but they are all a few hundred square meters. Although the average price is more than 13,000, the three houses still cost more than 20 million.

The money was also taken out at once, and instead of paying after a few months like the first house, he directly signed a contract with Pingxi to transfer the payment. Le Pingxi grinned openly and arrogantly for a while in front of his dad.

After I bought the house, I went to the Gome hypermarket to pull a cart of home appliances and furniture back. In less than two days, I could live in. The family also retired from the hotel room and moved into a new home next to Jingshan Park. I live here because I am a little closer to the hospital and it is convenient to come and go.

Zhou Ziye settled in their new home, Bian Hongbing and the others went there, and each brought a little gift, saying they came to celebrate their new home, but no one dared to mention drinking anymore.

. Zhou Ziye and Hu Chengdu are two catties of liquor, and Zhou Guangbo can drink three catties without being drunk. The four of them were so bullish when they received the wind, but they were overwhelmed by two pairs. Although there was an extra Pingxi today, he did not dare to provoke any more. The chef at home, Master Liang, was also called to the capital, so he didn't go to the restaurant and made arrangements at home.

Before the meal, Bian Hongbing mentioned the cooperation in real estate speculation. They must have unified their thinking. Bian Hongbing came forward to discuss cooperation with Zhou Ziye. Their conditions are not harsh, and they can even be said to be fairly fair, that is, they invest in shares based on capital and distribute dividends based on profits. But don't look at their five people and six, they don't have much cash.

Zheng Zhongxing and Bian Hongbing each put out 10 million, Yuan Fang and Zhang Jun both raised ten million, but Pingxi put out 20 million.

Zhou Ziye was a little puzzled that Pingxi had also joined in. "Your family is in this business, what are you doing with us?"

Pingxi said with a smile: "My old man has done a handy business. The house will be sold as soon as it is done. Otherwise, where is the money? We are different from that. We hold the house in our hands and wait for the appreciation."

Looking at Bian Hongbing, they had no objection, and Zhou Ziye didn't say much. "Well, I don't take out any cash anymore. Now that these four houses cost more than 30 million, I should be able to lend 30 million, and the money will be invested in. To be honest, my brothers have a few hands. It's not too rich. I don't rely on this to make money. I only need 30% of the total capital for a total of 80 million. Come and do a 300 million business."

Their eyes lit up. Bian Hongbing asked: "How to do it?"

Zhou Ziye said: "We can only buy a house of 80 million with these 80 million. If we mortgage the house and continue to borrow to buy a house, then we can borrow at least 70 million, buy a house and mortgage it again, so that counts. In total, we can achieve a scale of 350 million, that is, we can hoard a house worth about 350 million. But now there is a problem. According to this rule, we have 270 million. It is a loan. Even if we can get the loan with the lowest interest rate, at 8% per year, we have to repay 20 million in interest every year. Assuming that we are hoarding for 6 years, the interest payment will be 120 million. In other words, as long as we solve the problem of this hundred and twenty million, the time to make a fortune will be waiting for us."

Zhang Jun said, "Will we be too risky like this?" He is a little worried about his lack of funds.

Zhou Ziye said: "I will make a guarantee for everyone. As long as you make up another 10 million, I will return the annual interest. If you can't do it, I don't need the 30 million that I invested, and you too. You can get rid of it early

. "

Bian Hongbing stunned and said, "Xiao Zhou, are you looking down on your brothers?"

Zhou Ziye shook his head and said, "Red Army, you know I didn't mean that. I specialize in surgery, and I dare not compare with you. When it comes to making money, I think you are inferior to me."

Bian Hongbing thought for a while and said, "If this is the case, it means that we only paid out 60 million, but you have to spend a total of 150 million! This is too cheap, we dare not take it."

Zhou Ziye is not a rigid person, and then said: "Then we will look at food and wine, the first fund of 80 million will remain unchanged, and the next loan will be less than 6 million in interest of 70 million a year. We should Can you bear it?"

Everyone nodded this time. "If the funds are affordable, then we will hoard as much as possible. If there is a shortage of funds, I can help me here. I don't count the shares, but only the interest. You should accept this, right?"

Bian Hongbing patted Zhou Ziye on the shoulder and said, "We inherit this love from you."

After the cooperation was negotiated, everyone was in a very happy mood. As a result, they were brought down by Zhou Ziye, their father and son, and Hu Cheng on the same day.

The next day, a few people drafted the contract. Zheng Zhongxing and Bian Hongbing each have 15% of the shares, and Zhang Jun and Yuan Fang together have 15%. Even though Pingxi took up 25% of the shares, he was responsible for all matters, whether it was buying a house or transferring the ownership, maintenance, repairs, and everything to him. Although Zhou Ziye lost 7.5 percent of his shares, he didn't have to be responsible for specific business.

With this contract, Pingxi registered a company. After everyone signed the name on the contract, Zhou Ziye's goal of entering the capital was also achieved.

What made Zhou Ziye laugh or cry was that Pingxi spent nothing left of the 80 million just after he had collected it. He left a little profit for his father and bought all the courtyards in his father's hands. Then it was listed in various real estate brokerage companies, only renting but not selling. Taking advantage of his influence in the financial industry, Zhang Jun soon used these houses as collateral, loaned 70 million yuan, and bought the courtyard house. So far, they have nearly 30 courtyard houses with an area of ​​almost 16,000 square meters. The reason why it is so cheap is because half of the courtyards are dilapidated and need to be repaired.

If all these courtyards are rented out, then the annual rent will be enough for the 70 million in interest. At that time, the company will be truly on the right track.

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