Applying for a loan [Edited]

I was back in my room after returning from the mountain, I went to take a bath and when I dried off my hair got all fluffy, but I'm used to it now so it doesn't matter much.

Lying in bed, I was going over in my mind anything I could take advantage of to make money, you know the typical, some ultra useful potion I could make or a poor company that would become ultra rich, but I couldn't. think of anything.

...

...

"That's it!"

I already had the solution to my problem but....

"It's too risky."

Grunt ~

"..."

Yeah, I definitely have no other choice.

I got up from the bed and grabbed the clock on top of the table, I tapped the top 2 times and a hologram appeared.

This clock is something that the academy gives away, through it they can give messages to the students to let them know of any events, problems or schedule changes.

However, it is also used for students to communicate with the academy staff, to notify them of any fault, complaint or ask for a loan.

Money lending.

Although the academy sponsors all its students depending on their rank, sometimes it is not enough and a loan is needed. You can ask the academy to lend you money to buy a necessary weapon, medicine, technique or artifact. But this also has its risks.

When you borrow money from the academy your patronage ceases to compensate for the expense or until you pay it back. For example.

A person of class B, the academy sponsors him with 200 silver coins every month, but that student asks for a loan of 400 silver coins, if the student does not pay back his debt, the academy will stop giving him money for 2 months to compensate him. .

The academy is located on a kind of island far away from other cities, it does not accept money sent from abroad because of its policy of the stronger the better deal. If a member of a rich family is in the lower ranks but gets money every day, his motivation to move up in the ranks to get better patronage and treatment will fade away.

That is why the only way to get things in the academy is through the money the academy gives you, if this only source is cut off we are in trouble.

There are jobs and activities that give you extra money but it's not that much, if your debt is too high you will have to do several jobs at once to pay it off, that's why students almost never take out loans and if they do they are small.

Grunt ~

"...I have no choice."

Although I'm not an official student, according to my stats you should be sure that I'll at least get into class C so it's possible to borrow money.

RING, RING, RING

-What do you need?

"Hi, I'd like to borrow money."

-Could you tell me your name please?

"Noa."

-All right, please wait a minute.

After 2 minutes of waiting, the woman's voice was heard again.

-I agree Mr. Noa, how much money do you need?

Before making this call I already calculated how much money I would need for food, a good sword and an artifact to help me in my training.

"I need 8 gold coins..."

-...

"..."

There was an awkward silence before the woman spoke again.

-8 gold coins?

"Yes..."

-Are you sure? Even if you enter class A you will be cut off for 2 months.

"Don't worry, I'm aware of that."

-Sigh~ Okay, in a few minutes the money will be transferred to you.

"Thank you very much."

Click

The call ended and I lay down on my bed, after a few minutes a notification came to my watch, when I checked I saw the money transferred.

[800 silver coins have been transferred to you].

"How considerate of you to pay me in silver coins, this way it will be easier to use."

To put it simply, 10 copper coins are 1 silver coin and 100 silver coins are 1 gold coin.

One copper coin = $10

One silver coin= $100

One gold coin= $10,000

After the arrival of the other races this became the world currency to make trade between races easier.

"Let's go to sleep, tomorrow I will buy everything I need".

I already have the money, tomorrow I just have to buy everything and start training.

.

.

Now I'm walking around the commercial area of the city to buy the first 2 things I need, a sword and an artifact.

I went into a famous local store and looked for a sword that is compatible with the Niako style.

But I don't know anything about swords and I really don't know which one would be a good choice, it seems that the owner noticed my inexperience with weapons and approached me.

"Hello miss, can I help you with anything?"

My eyes lit up at my rescuer and I told him what I was looking for.

"I want a weapon that is suitable for a fighting style based on speed and aggression, so it has to be resistant to blows."

"I see, I have just what you're looking for."

The owner went to one of the shelves and grabbed a katana of white color and very

feminine design I should say

"Try it."

I grabbed the katana from the owner's hands and the first thing I noticed was that it was super light, I unsheathed it and a beautiful platinum colored blade showed itself, it was very shiny and looked like it could cut with just a slight swing.

"It's perfect! How much is it?"

"3 golden coins"

$30,000

I was petrified at those words, this sword was perfect and even if I knew nothing about weapons I knew it was of very high quality, but this almost consumed half of my income. The owner realizing my doubts began to explain what the sword was made of.

"This sword was made with a special metal from the land of the elves, not only is it light and very resistant, but the mana circulates more easily through its blade, actually it is worth 3 gold with 50 silver, but seeing that you have the uniform of the academy I gave you a small discount."

Listening to the owner's words and thinking about it for a while I finally decided to buy the sword, I passed my watch over a tablet that the owner showed me.

[Purchase made]

"Come another time please"

"Yes.."

I left the store a little dejected at the expense, but when I looked at the beautiful sword hanging from my waist a radiant smile appeared on my face, some people blushed and covered their faces.

'Maybe it's because of the weather, it's hot today'.

They should sit down or drink water, a heat stroke is not good at all.

Continuing through the shopping area, I was looking for a gadget store to buy the latest stuff for my training, I found one and went in, when I walked through the door the owner's eyes lit up and she came up to me and grabbed my hands.

"Welcome dear customer! What do you need, we have everything in this store, like necklaces that generate a barrier to protect you from attacks, earrings that improve the circulation of mana or that put limitations to train!"

The owner was a little too close to my face, but I told her what I needed.

"I would like some artifacts that increase body weight and hinder mana circulation."

"Sure! I have something perfect for you!"

The owner ran over to a display case and grabbed two gold-colored bracelets.

"This is just what you're looking for!"

She handed them to me and I got a better look at them, they were a gold color with some platinum colored details.

"These bracelets serve the function of two artifacts, one increases the weight of the body, and the other hinders the circulation of mana."

"Isn't it very luxurious? I don't have much money right now."

"Haha don't worry, I'll let you have it for only 1 gplden coin."

I was shocked at that price, not because it was expensive but on the contrary, the materials of this artifact and its dual function would cost about 2 and a half gold coins. so they are practically giving it to me for free.

"Are you sure, that's a very big discount won't you lose money?"

"Don't worry, my store is very famous, this amount of money is nothing."

She said while extending a Tablet for me to pay the money, this lady was now like an angel in my eyes, and to think that there were such kind people in this cruel world.

After making the purchase, I gave the owner a little hug to show my gratitude, her face turned super red and I think she fainted, I was a little worried but she had a big smile on her face so I'm sure she was fine.

Now I was in a forest outside the city, before coming I went to a restaurant and ate their entire menu, that left me satisfied and the others looked at me a little surprised but I didn't think anything of it.

I took the bracelets out of their box and put them on, they were too big for my small wrists but they adjusted automatically.

When they were fully adjusted, I could feel my body much heavier than before, and moving the mana through my body became very complicated.

"This is perfect."

The extra weight will help me improve my strength, stamina and speed and the difficulty of mana circulation will improve my control, when I came down from the mountain, despite having more mana than an average person, I was left empty after using it for 1 hour , that was because I didn't control it well and I despised it a lot because of my lack of control.

Unsheathing my sword I started to perform the movements that were in my head, trying to move the right amount of mana. I was training for about 1 hour until I couldn't anymore.

"Ha...ha...ha...ha...ha."

I was on the floor covered in sweat trying to catch my breath.

"I've...never...trained like this in my life."

This is all just to get into A class and rest for the rest of the year and also.

"Here's to those soft, comfy beds."

With that motivation I got up and trained for another hour, then went home to sleep and trained again the next day.

And so the week went by and race day came.