"Mrs. Fu, the car accident was an unforeseen event that no one could have predicted. I didn't expect it either. I am very sorry about your husband's injury," Tao Shu looked up at her indifferently, "But the accident happened suddenly, and we didn't have time to avoid it. Mr. Fu saved me, and I am grateful for that. I regret that he was injured, which I never wanted to see happen. I will remain grateful, but I won't let myself feel guilty."
The incident was indeed an accident. Fu Bainian could have avoided it because the car coming from the opposite side was hitting the passenger side. In order to save her, Fu Bainian held her in his arms, and she escaped unscathed. However, Fu Bainian was severely injured, and his left arm was... ruined.
She felt very grateful and also very sorry, but she was not the perpetrator, and she did not feel she had committed an unforgivable sin.