refused the payment

She was reborn back to 11 years ago, when everything was fine, her family was still alive and she had not experienced the pain of destruction. Since she had the chance to restart, she decided to seek revenge on those who had hurt her! She would also leverage her knowledge and strength to lead her family to a prosperous life. However, she has a regret: despite being reborn, she still ended up marrying him, a man who was difficult to approach...

Millions of earthlings reincarnated into a magical world to save it from its prophesied doom. However, one reincarnation failed—an anomaly born in error or by design. Thrust into a rotting house in a ghostly body, Adam found himself bound to a wailing baby: the body he should have reincarnated into. Two cruel choices were given to him: suffer as a ghost while searching for an impossible alternative, or murder the boy he would raise to claim the life that was promised. Guided only by a snarky system that warns of his damaged soul, he began his years-long quest to recover his body. But solitude tightens around his heart, and madness slithers at the edges of his mind, ready to engulf him whole. He was far from imagining how dangerous this world full of possibilities could be. Soon, he would question everything he knew—including his own sanity, his memories, and the very hands that blurred this world's history. And if someone was behind it all… was the prophecy itself a lie? This world... So there are others, where Qi rules instead of mana and forgotten legacies of cultivators lie for those who have the skills to grab them. ********************************************** Discord server: https://discord.gg/ubzzKM5wfp Note: The MC is not a supporting character or hidden master. It's his story, motivated by his choices and battles, not the baby's. Please don't fall for prejudices like 'I know where this is going,' because spoiler: you definitely don't. ********************************************** What you can expect: -A living world with its own lore. -Each character has their own motivations and desires. -Moral grey story. -An MC who grows and learns little by little. (Keep in mind the memory thing) -A long but epic quest. -Badass female chars later in the story. -Cultivation and magic that makes sense.

As a top manager, everyone constantly tries to curry favor with Li Xiwu. And due to her identity as Mrs. Pei, the rich and the powerful would always greet her politely. A celebrity instructor, and the wife of a man from a rich family... Is there anyone who would not envy her? However, only Li Xiwu knows that she is a substitute for Mr. Pei's unrequited love, and none of her titles or privileges have anything to do with her.***Losing yourself after being someone else's substitute is a tedious thing. Having gained that epiphany, Li Xiwu began to ponder how she should claim alimony of astronomical proportions from Mr. Pei. However, while she was obsessing over how to get rich from the divorce, her mother-in-law, who had always disliked her, invited her to take part in a variety show, while promising to make her rich. Li Xiwu's lips curled into a grin. "Fortune favors the brave!”At first, her mother-in-law constantly attempted to embarrass her, and netizens were all moaning about how she was the most pitiful rich daughter-in-law! Later, her mother-in-law was inseparable from Li Xiwu, and would keep bragging about her to everyone she met, leaving the netizens cheering: Leave the face-slapping to Mrs. Pei! Li Xiwu did not expect herself to shoot to fame in the variety show either. However, while she was convinced that she could get a smooth divorce afterward, her mother-in-law called her son immediately as soon as the variety show ended.“Divorce my baby, and I will disown you!”Mr. Pei: ???

On the night of her fifth wedding anniversary, Seraphina Vale dies watching her husband smile over a glass of champagne he knows she will never finish. When she opens her eyes again, she is standing in her childhood bedroom, staring at her untouched wedding gown. It is the day before she marries Adrian Hawthorne, the charming billionaire who will one day steal her family’s company, ruin her father’s legacy, and leave her bleeding on a marble staircase while his mistress calls it an accident. This time, Seraphina does not walk down the aisle. Instead, she signs a contract marriage with Adrian’s greatest rival Lucien Ashford, the ruthless CEO who was destroyed and bankrupted by Adrian in her previous life. Lucien wants revenge, Seraphina wants justice, and their marriage is supposed to be a transaction but as she guides him through corporate traps she already remembers, and he shields her from dangers she once faced alone, cold calculation begins to feel dangerously close to devotion. Meanwhile, Adrian is unraveling. The woman who once loved him without question now looks at him like he is already a ghost, and he cannot understand why losing her feels like losing something he never knew was irreplaceable.

She left him for being broke, and he died of grief, only to awaken in a fantasy world as the wealthy heir of a Viscount. Ding! [Debt Collector System has been successfully bound.] Better yet, he awakened an uncanny Debt Collector System. [Congratulations! You gained: Minor Mana Sensitivity (Passive), +1 Intelligence.] With it, he could strip someone of their stats, talents, skills—or even lifespan. [Congratulations! You gained: +1 Intelligence, Alchemy Talent – Mediocre.] The condition? Lend them something they never intended to repay, and the system will extract the loan in its own way. [Congratulations! You gained: +3 Agility, D-Rank Skill: Golden Flick.] Only... why the heck was he getting D-rank skills when this world's power system was completely different? Was it because of that monster from the dungeon? Wait—he can extract loans from monsters, too? [Congratulations! You gained: SSS-Rank Skill from Sin Series: Overwhelming Lust (Prototype)] Hey, hey, hey—isn't this escalating a little too quickly? Follow Lucien Goldveil, who once had nothing but now has filthy wealth. With an unusual system in hand, he might become something far more terrifying. Only... is it really that easy? Let’s find out! --- Tags: Extraction, Plunder, Gods, Elf, Game System, Dungeon, Monsters, Beast Taming, Beast Master, SSS-Rank Talent/Skills, Pet, Beast Taming, Kingdom Building Elements, Royalty, 18+, Smut

What if the tragic story you once mocked… becomes the world you were thrown into? Xiao Zhi spent her life mocking bad novels. As an editor, she tore apart manuscripts for their cliche plots and tragic endings... until she woke up in one of them. Now, she is the Princess destined to die. But Xiao Zhi isn't following the script. She’s using every trick she knows to outsmart the plot and stay alive. The terrifying part? The story is fighting back. Every time she tries to change her fate, the world pulls her closer to the end she’s running from. How do you escape a death that has already been written?

After top surgeon Elena Miller demands a divorce from her estranged husband—a man whose infidelity shattered their marriage a year ago—she’s met with chilling calm. Julian Black corners her with a look of unnerving elegance, his voice a silken threat: “A divorce? Fine.” “But you seem to have forgotten our history. You owe me a child, Elena.” “The day you give birth is the day I’ll sign the papers.” “That’s assuming, of course, you can still make me want you.” “So, give it your best shot… Mrs. Black.” —A twisted bargain is struck, forcing her into his bed as the only path to her freedom.

"You have a womb, girl. Not a war." "You will stand beside a throne," someone else muttered. "Not sit upon one." They said Serena Vale could never rule. In a world where power belongs to men, the daughter of the late Alpha of the Mooncrest Pack was born only to be silenced, controlled, and married off for political gain. Her bloodline carried the strength of kings, yet no one believed a woman deserved the throne. Serena refuses to bow. Disguising herself under her cousin's identity, she enters Alpha Dominion Academy, determined to prove she is worthy of becoming Alpha. But deception is dangerous, especially when the one person who sees through her walls is also the one she should fear most. Damien Blackthorn. Cold, ruthless, and heir to the most feared pack in the kingdom, Damien becomes Serena's greatest rival and her roommate. Their battles ignite into forbidden attraction, and every stolen glance threatens to expose the secret that could destroy her. Then betrayal shatters everything. Stripped of her title, abandoned by the mate she trusted, and cast into exile, Serena loses her family, her honor, and the future she fought to claim. Hidden from the world, she rebuilds her life while raising a child no one can ever know exists. Until war drags her back to the man who broke her heart. Now Serena must make an impossible choice. Forgive the wolf who destroyed her or rise as the Alpha Queen destined to burn kingdoms to reclaim her crown.

Ruby died after confessing to her first love. One moment, she was pouring her heart out. The next— a white van, a flash of pain… and nothing. When she opens her eyes again, she’s no longer Ruby. She’s Ru Yi—a minor character in the novel Fallen Blossoms Beneath the Eastern Palace. A tragic girl with shattered meridians. Sold by her parents, and destined to die. In the original story, Ru Yi falls for the Crown Prince. And that love gets her killed. This time? She refuses. No male lead. No romance. No tragic ending. Ru Yi plans to stay invisible, avoid the Crown Prince, and survive at all costs. But before she can escape the story— she’s taken. Kidnapped by the last people she ever wanted attention from: the Crown Prince’s triplet sisters. Feared across the palace. Beautiful. Ruthless. Unpredictable. The kind of women who don’t chase— they claim. Now trapped at their side, Ru Yi has only one goal: Stay alive. And somehow win back her freedom. Because in a palace where everyone is dangerous… the ones who chose her? Are the most terrifying of all.

I stood in the quiet of the drawing room, fists clenched. “Adrian… you have no idea what you’ve done. You walk back into my life after all these years, and everything I planned—my independence, my future—it’s on the line because of you.” He took a slow step toward me, his expression unreadable. “Evelyn… I didn’t come back to disrupt your life. I came back because I couldn’t stay away. Because I couldn’t stop thinking about you.” I let out a bitter laugh, shaking my head. “You couldn’t stay away? You were promised to her—Miranda. To my sister. And yet here you are, acting like the world revolves around your feelings, ignoring mine.” “I never ignored you,” he said quietly, his eyes searching mine. “I just… I couldn’t control it. Even then, even as a boy, I wanted to protect you. And I still do.” “Protect me?” I echoed, my voice rising. “Do you know what protection cost me? Years of being overlooked, underestimated, treated like I didn’t exist? I worked my whole life to plan my escape, to make something of myself on my own terms—and now you’re here, threatening it all.” He hesitated, then stepped closer, his voice low but earnest. “I don’t care about promises, Evelyn. I’ve always cared about you. And I’ll do whatever it takes… even if it means standing against my own family.” I shook my head, forcing back the anger and the heat that flared within me. “I don’t need your promises, Adrian. I don’t need your protection. I need my life. I need my freedom. And I refuse to let anyone, not even you, dictate it for me.” His jaw tightened, and for the first time, I saw uncertainty flicker in his eyes. “Evelyn…” “This isn’t about what you want,” I said firmly, stepping back and holding his gaze. “This is about me. About my future. And I’ve made my choice. You will have to respect it—or step aside.” A tense silence fell between us, heavy with unspoken words. And for the first time, Adrian Cross realized that I was no longer a girl to be protected. I was a woman who would fight for herself—at any cost. Evelyn Hart had spent her entire life overlooked, living in the shadow of her brilliant sister and a family that never truly believed in her. At eighteen, she planned to leave it all behind and chase her dream of becoming a model — independent, unrestrained, and in control of her own future. But fate had other plans. Adrian Cross returned — the man once promised to her sister, the boy who had silently protected her all those years, and the man she could never afford to rely on. His presence threatened everything she had carefully built, stirring emotions she had long worked to suppress. Caught between family expectations, past promises, and a dangerous attraction, Evelyn must make the ultimate choice: surrender to the life everyone expects of her… or claim her independence, no matter the cost. In a world where endurance meets courage, she will discover that true power lies not in being loved, but in standing alone.