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Li Xiandao obtained the ancient Bank of the Universe, but the bank was now totally empty and there were no treasures at all. The only thing it held: a bunch of debts. The Eternal Celestial King borrowed a supreme celestial artifact, promising to pay it back in two pieces in 3,000 years. He will pay an additional piece for every 1,000 years after the expiry date! Moon Celestial loaned a high-quality face, to be returned in 10,000 years. If overdue, she will pay with her life! Time Immemorial Sage loaned 10,000 years in life from the Bank of the Universe in order to break through. After he breaks through, he will pay back 10,000 years. If late, he must pay back 10 times the amount! Li Xiandao looked at these debts and at the empty Bank of the Universe. He made his mind up to become a true expert, to find all these supreme beings to get back the overdue debts one by one! A powerless mortal had became the biggest creditor in the Nine Heavens and Ten Lands and even the entire Celestial World!

"Reborn in 1979, I should have had the chance to show my skills and pursue grand ambitions. But why did I have to reincarnate into an American's body?! And now I have to take over a bank on the brink of bankruptcy?"

I transmigrated. I became a debt collector for a bank in Birmingham, United Kingdom, in the year 1987. My main task was to collect debts from debtors who refused to pay. Thinking that since it was almost the 21st century, debt collection methods would probably be nothing more than freezing the other party's bank account or threatening to put them on a credit blacklist, I pushed open the debtor's door. The one who opened the door was a mythical evil dragon. She said: "I am willing to repay the debt." And so I became a Dragon Knight.

Kirby Jon transmigrates to a parallel spacetime and is chosen to act as a bank robber in an exercise. Kirby Jon, who has obtained the God-level acting system, would receive a generous reward if he can act as a robber and attain an S-level score. Thus, in an exercise that everyone thought would be patronizing, Kirby Jon runs circles around the police using his high IQ. The police attack again and again but are taken down time and time again. The exercise lasts for more than two days. Kirby Jon's high IQ skills shocks the entire country. In an instant, many banks and police stations invite Kirby Jon to participate in exercises with him as a robber to prove their security. However, none of them succeed in capturing Kirby Jon. At the same time, the world's top banks also invited this high IQ robber…

Zael Nightshade was born weak, an orphan in a world where strength decides everything. On the day of his talent awakening, he was laughed at, abandoned, and left with nothing but a loyal friend by his side. In a world of prodigies, dungeon trials, and awakening talents, can the boy who starts at the bottom survive… and rise? Strength isn’t everything… but for Zael, it might be just the beginning.

Aku bertransmigrasi. Aku menjadi penagih utang untuk sebuah bank di Birmingham, Britania Raya, pada tahun 1987. Tugas utamaku adalah menagih utang dari para debitur yang menolak membayar. Dengan berpikir bahwa karena sudah hampir memasuki abad ke-21, metode penagihan utang mungkin tidak lebih dari sekadar membekukan rekening bank pihak lain atau mengancam untuk memasukkan mereka ke dalam daftar hitam kredit, aku mendorong pintu sang debitur. Yang membuka pintu adalah seekor Naga jahat dari legenda. Ia berkata: "Aku bersedia melunasi utang itu." Dan begitulah aku menjadi seorang Ksatria Naga.

J'ai transmigré. Je suis devenu un agent de recouvrement pour une banque à Birmingham, au Royaume-Uni, en 1987. Ma tâche principale était de recouvrer les dettes auprès des débiteurs qui refusaient de payer. Pensant que, comme on était presque au XXIe siècle, les méthodes de recouvrement de créances ne se résumeraient probablement qu'à geler le compte en banque de l'autre partie ou à la menacer de l'inscrire sur une liste noire de crédit, j'ai poussé la porte du débiteur. Celle qui a ouvert la porte était un mythique dragon maléfique. Elle a dit : « Je suis prête à rembourser la dette. » Et c'est ainsi que je suis devenu un Chevalier Dragon.

Ich bin transmigriert. Ich wurde ein Schuldeneintreiber für eine Bank in Birmingham, Vereinigtes Königreich, im Jahr 1987. Meine Hauptaufgabe war es, Schulden von Schuldnern einzutreiben, die sich weigerten zu zahlen. In dem Gedanken, dass die Methoden der Schuldeneintreibung so kurz vor dem 21. Jahrhundert wohl kaum mehr als das Einfrieren des gegnerischen Bankkontos oder die Drohung mit einer schwarzen Kreditliste sein würden, stieß ich die Tür des Schuldners auf. Diejenige, die die Tür öffnete, war ein mythischer, böser Drache. Sie sagte: „Ich bin bereit, die Schuld zu begleichen.“ Und so wurde ich ein Drachenritter.

Countless years were spent deep in his lab, perfecting the solution to an age-old problem. Finally, with the success he had been searching for, an undead Lich is finally free from the shackles of his kind. With years of knowledge and skill, he embarks on a journey to explore the surface, to study the unknown, and to make use of his newfound power. Link to the discord is here: https://discord.gg/yes9qJuF

Lin Feng's greatest regret wasn't how he died - it was how he lived. At forty, broke and bitter, Lin Feng had become a ghost at class reunions. While his former roommates posted photos of family vacations and their children's graduations, he was job-hopping between positions that barely covered rent. While old classmates celebrated promotions to VP and director roles, he was explaining to yet another manager why he was a "good fit" for an entry-level position. His parents had stopped asking when he'd get married. His relatives had stopped asking what he did for work. Even his reflection had stopped looking him in the eye. The scholarship to university, the opportunities in Hangzhou's booming tech scene, the chance to ride China's economic explosion - he'd squandered it all through hesitation, fear, and poor choices. Twenty years of "I'll do it tomorrow." Twenty years of watching others take the risks he was too afraid to take. Then he wakes up on September 1st, 2020. First day of university. Again. Armed with twenty years of memories and knowledge of a future that hasn't happened yet, Lin Feng knows exactly which companies will explode, which cryptocurrencies will moon, which opportunities his classmates are about to miss. Knows which stocks will crash and which will soar, knows the names of tomorrow's billionaires when they're still nobody. But that's not even his biggest advantage. The Infinite Money System has awakened within him - a cheat-like ability that seems designed to hand him the wealth he always wanted. Unlimited money. Financial freedom. The power to rewrite every mistake. Or so he thought. Join Lin Feng as he navigates the cutthroat world of university entrepreneurship, untangles the mysteries of his seemingly perfect system, all while trying to build generational wealth and avoid making the same mistakes.