In some cases, yes. But its availability might depend on the region and the specific streaming services or distribution channels operating in India. Sometimes it might be available with a subscription or for rent.
Sure. The characters are a huge part of Naruto Shippuden fanfiction. Fanfic writers use the characters to attract readers who are fans of those characters. They might focus on a character's backstory that wasn't fully explored in the anime and expand on it. Also, the interactions between characters in the original show give fanfic writers ideas for different scenarios in their stories.
By their unique abilities. Naruto's Rasengan, Sasuke's Sharingan, these abilities can be the starting point for many fanfiction ideas. Writers can think about how these abilities could be used in different battles or situations not shown in the original.
One of the most popular is 'Naruto Shippuden: Sakura Hiden - Thoughts of Love, Riding Upon a Spring Breeze'. It's popular because it shows Sakura in a new light, with her own adventures and growth.