Well, Harry Potter is a rather humble character. He might initially feel a bit embarrassed to see himself as the center of so many fictional stories created by fans. If the fanfic portrays him as a hero in new adventures, he would probably be honored. However, if it misrepresents his friends or the values he holds dear, he could be a bit indignant. He would likely approach it with an open mind but also with a sense of protectiveness towards his own story and those he loves.
He could be shocked. Maybe there are some fanfictions that take a very dark turn or have unexpected pairings that he never thought of. He'd probably need some time to process such strange ideas. And he might also be curious to see how far the creativity of the fans can go. He might even get some new ideas about his own life from reading some of the more imaginative fanfictions.
He may be confused at first. Fanfics can be very different from his real experiences. He might wonder why people write such things about him and his world.
Hermione, on the other hand, would likely have a more critical view. She'd analyze the fanfictions for their accuracy in terms of magic lore and Hogwarts traditions. If there were any inaccuracies, she'd be quite perturbed. However, she might also appreciate the creativity that goes into some of the well - written ones that add new dimensions to their magical world.
The professors at Hogwarts would have different reactions. Professor Snape might be secretly intrigued by this new and strange creature while outwardly showing disdain. Professor McGonagall would be concerned for the safety of the students and would start organizing protection spells around the school. Hagrid, being the lover of strange creatures, might try to approach it in a friendly way at first, until he realizes how dangerous it is.
There's a chance he'd be inspired. The stories of the Naruto characters' determination and growth in the fanfiction could stir something in him. He might think about his own journey as a wizard and how he can further develop his skills and character, taking cues from the Naruto characters' tenacity.
At the beginning, Harry would be frightened. He's in an unknown place with Loki, who is known for his trickery. But Harry is no pushover. He would quickly gather his courage. He would remember all the times he's faced danger at Hogwarts. He might try to communicate with Loki to understand his motives. If Loki reveals that he wants to use Harry's magic for something, Harry would try to find a way to outsmart Loki. He could pretend to cooperate while actually looking for a weakness in Loki's plan. Harry would also be thinking about his friends at Hogwarts and how he needs to get back to them, which would give him extra motivation to fight back against Loki.
The headmaster might be a bit surprised at first. He would likely respect Harry's opinion, though. He has always valued Harry's thoughts and feelings. He may start to think about the implications of fanfiction on the wizarding community and how it might affect the students and the overall perception of Hogwarts.
They would likely be disgusted. The Dursleys are so anti - magic that any form of fan - created stories about the magical world would be abhorrent to them.