An OC's Haki can be developed through intense training. Just like how Luffy and the others train in the One Piece world. They could face difficult opponents and learn from each battle, gradually strengthening their Haki. For example, if they constantly fight against Logia - type devil fruit users, their Armament Haki would improve to counter their intangible forms.
Maybe an ancient sage in Naruto's own world who has long - been in seclusion. This sage has knowledge of different power systems beyond just chakra. He notices Naruto's pure heart and strong will and decides to pass on his knowledge of haki to Naruto, believing that Naruto can use it for the greater good of the ninja world.
In 'naruto haki fanfic', Haki can change the Naruto universe by adding a new layer of power. For example, it can make battles more complex as characters now have to consider both chakra and Haki. It might also change the way characters interact with each other, as those with Haki could sense things differently.
Percy often uses Observation Haki to anticipate the attacks of his enemies. He can sense their movements and intentions, which gives him an edge in combat, especially against fast - moving or sneaky foes like some of the monsters in the Percy Jackson world.
Haki can completely shift the power dynamics. If a character like Ron suddenly discovers Haki, he could become a much more formidable opponent. He might be able to use it to intimidate Death Eaters or other dark wizards, adding an edge to his character that wasn't there before.
In some fanfictions, Naruto might discover haki during a particularly intense battle. Maybe when facing an enemy with an unusual power that his regular jutsu can't handle, he unknowingly taps into his latent haki ability.
It could be that his training in magic somehow awakens his haki. As he delves deeper into advanced magic spells and combat training at Hogwarts, his body and mind start to develop this new ability. For example, during a particularly intense dueling session, he feels a strange energy coursing through him which he later realizes is haki. His professors might initially be baffled by this new power, but as he learns to control it, it becomes an asset in his battles against the forces of evil.
Naruto's use of haki would be a game - changer for his combat skills. Haki has different forms. For example, the Observation Haki could allow Naruto to see the future movements of his opponents to some extent. This would combine really well with his already amazing combat skills like his Rasengan and Shadow Clone jutsu. He could use his clones more effectively to surround and attack his enemies while using haki to predict their counter - attacks.
In fanfiction, Naruto could potentially have all three types of Haki. Observation Haki would help him sense the presence and intentions of his enemies. Armament Haki could strengthen his attacks and defenses. And Conqueror's Haki might give him an aura of dominance over others, which could be really useful in battles or when dealing with political situations in the Naruto universe.