It is completely inappropriate. Any form of forced or non - consensual behavior in a relationship is wrong. Moreover, sharing such stories is in bad taste and can make people around uncomfortable. We should focus on positive, healthy and consensual aspects of relationships instead.
I'm not sure if there is a specific common story directly about a husband, wife and wet panty. It could potentially be part of a very specific or even made - up scenario in some fictional or very private family tales, but it's not a typical mainstream story theme.
Perhaps the wife was getting ready for a special occasion and couldn't find her favorite panty. The husband, knowing how much it meant to her, searched the whole house for it. After a long search, he found it stuck between the sheets in the dryer. He presented it to her with a big smile, and she was so grateful that it added a touch of sweetness to their relationship that day.
The wife had a very old and tattered panty that she was sentimentally attached to. It was falling apart but she couldn't bear to throw it away. The husband, understanding her attachment, secretly took it and got it mended by a professional seamstress. When he presented it back to her, she was overjoyed and it was a sweet moment that showed his love and respect for her feelings.
Once upon a time, a husband and wife were having a picnic near a river. The wife was playing by the water's edge when a sudden splash from a passing boat made her skirt wet. As a result, her panty also got a bit damp. The husband quickly wrapped her in a big towel he had brought and they both laughed about the unexpected incident.
Rather than focusing on such potentially inappropriate topics, we could focus on positive relationship stories, like a couple's journey of building a home together. It involves mutual understanding, support and love, which is much more positive and inspiring.
If we take it in a more metaphorical sense, it might be about a wife who encourages her husband to be more understanding of women's experiences, like how it feels to wear certain types of undergarments (which is a really odd way to put it). Maybe she gets him to try on some women's underwear as part of a very open - minded experiment in their relationship to break gender norms, but this is a very extreme and not - so - common scenario.
Perhaps there's a story where a husband was doing laundry and accidentally shrunk his wife's favorite full panty. He then tried to secretly replace it without her noticing, but of course, she found out. And all the attempts he made to cover it up became a hilarious 'full panty husband story'. He might have bought a similar - looking one from a store but got the wrong size or color, and the whole process of his bumbling attempts to fix the situation made for a great family story.
One way is to establish a positive communication environment from the start. Encourage conversations that are centered around mutual respect, love and positive experiences in relationships. If an inappropriate story like that is about to be shared, immediately interrupt and remind everyone that such topics are unacceptable. By being proactive in promoting healthy communication, we can avoid such inappropriate stories.