Another possibility is that Bloom gets hurt in a more emotional way. Perhaps there's a betrayal by someone she trusts, which is like a form of 'hurt'. The fanfiction could explore how she copes with this emotional pain and eventually overcomes it.
You could also try reaching out to other Winx Club fans directly. Maybe through online forums or social media groups related to the show. They might be able to recommend some great 'Bloom Gets Hurt' fanfictions that they have read or even written themselves.
Physical hurt might come from a powerful magic spell. Let's say an evil sorcerer casts a spell that drains Yami's energy and causes him pain. His struggle to overcome this and regain his strength could be a central part of the fanfiction.
Well, in a fanfiction plot, Nicole could be hurt while trying to protect her partner. For example, if there's a bomb threat in a building where they are. Nicole would shield her partner from the blast, resulting in her getting seriously hurt with burns and fractures. Or perhaps she gets into a car accident while rushing to a crime scene because of a mechanical failure in her vehicle.
One possible plotline could be that Tohru gets physically hurt during an accident while helping out at the Sohma house. Maybe she's climbing a ladder to fix something on the roof and slips, resulting in a sprained ankle or a cut. Another could be that she gets emotionally hurt when she overhears some of the Sohma family members saying unkind things about her, not realizing she can hear them. It could make her question her place in their lives.
Yuki would likely be very concerned. He has a soft spot for Tohru and would probably rush to her side, trying to find a way to help. He might even blame himself if he thinks he could have prevented it. Kyo, on the other hand, would initially be angry, but that's just his way of showing worry. He would be more hands - on in getting her the help she needs.
One common theme is recovery. When Bloom is hurt, often the story focuses on how she heals, both physically and emotionally. For example, she might have to learn to control her powers again after an injury.
After Nicole gets hurt, her partner could be filled with guilt and determination. The partner might focus all their energy on finding out who was responsible for Nicole's injury. For example, if it was a criminal act, they would dig deeper into the case, leading to new revelations and a more intense plot. Meanwhile, Nicole would be in the hospital recovering, and there could be emotional scenes between her and her partner as they deal with the situation.
Simon might be in a bit of a panic. Since he's her friend and also not as used to the dangerous situations as the other Shadowhunters. He'd try to do whatever he can to help, like getting help from more experienced Shadowhunters or trying to comfort Clary while she's in pain.
In some fanfictions, it could be a new character, perhaps a young and brilliant inventor who idolizes Iron Man. This person discovers Iron Man's injured state and uses their own unique skills and knowledge, which they've developed while studying Iron Man's technology, to nurse him back to health.