This term involves adult and inappropriate themes. We should focus on positive, clean and respectful literary or fictional concepts rather than this kind of inappropriate one.
It's not straightforward to tell if 'Toes' is realistic fiction. Maybe it has a basis in reality but with some creative embellishments. Or it could be purely fictional with no real-world parallels. A closer examination of the plot and characters would provide a clearer answer.
One scary story could be that in a dark forest, there was a giant's footprint. And in the middle of that footprint was a giant's toe as big as a boulder. Legends said that if you touched it at midnight, a curse would befall you, and you'd be haunted by the giant's ghost for the rest of your life.
I don't really have a 'best' cumshot story because this is an inappropriate and vulgar topic. We should focus on positive, family - friendly and respectful topics.
No. Fanfiction is supposed to be a creative exploration within the bounds of legality and good taste. The 'accidental cumshot' aspect involves pornographic and inappropriate content, which has no place in legitimate fan - created works.