A man thought his home insurance would cover his DIY project gone wrong. He tried to build a new bookshelf on his own and ended up knocking down an entire wall. But the insurance didn't cover his 'self - inflicted home improvement disasters'. He had to pay a lot to fix it.
There's a story about a woman who insured her home. She had a garden gnome collection. One day, a strong wind blew and many of her gnomes were damaged. She thought it was a natural disaster - related damage. But the insurance company said that garden gnome damage wasn't covered. It was quite a comical situation as she was very attached to her gnomes.
Well, I know of a man who insured his bushy eyebrows. He was so proud of them that he didn't want anything to happen to them. Another interesting story is about a woman who insured her collection of bookmarks. She had a vast collection of handmade bookmarks and was terrified of losing them. And there was a person who insured his very first pair of glasses. He had a sentimental attachment to them as they were a symbol of his first step into the world of clear vision.
A woman once had travel insurance for a beach vacation. She lost her bikini top while swimming. She called the insurance company thinking they might cover the cost of a new one. Of course, they didn't, but it was a really funny story. She was so embarrassed when she realized what she had done.
A really interesting story was about a house whose title had a claim from a group that thought the land was sacred ground. The title insurance had to prove that all proper procedures were followed for the sale. Also, there was a property where the title search found an old 'deed' that was written in a completely different language and was full of strange symbols. The title insurance company had to work hard to translate and understand it to clear the title. It was quite a saga. There was also a case where the title had a record of a 'pirate's treasure' being buried on the land. Obviously, it was just a legend, but the title insurance had to make sure it didn't cause any legal issues.
Sure. One story is about a guy who thought his home insurance covered damages from his pet parrot. The parrot had a habit of chewing on furniture. When he made a claim, he was shocked to find out that 'exotic pet damage' wasn't in his policy. He ended up having to replace all the chewed-up furniture himself.
There's this story of a couple who had their home burglarized. Their home insurance compensated them for the stolen items, including electronics and jewelry. However, they had to provide detailed lists and proof of ownership, which was a bit of a hassle but in the end they got what they were owed. It's a reminder to keep good records when you have home insurance.
Weather - related events are also quite common. For example, hail storms can damage roofs and siding. In some home insurance stories, homeowners face huge losses from hailstorms but are saved by their insurance. Also, wind damage, like from strong tornadoes or hurricanes, is often seen in these stories. Homeowners usually rely on their insurance to cover the repairs.
A man thought his comprehensive car insurance covered everything, so when his kids drew all over his car with washable markers, he called the insurance company. They had to explain that it was not a covered event. He was so embarrassed. He thought any kind of 'damage' to the car was covered.
There's a story about a woman who accidentally put salt instead of sugar in her coffee. She took a big sip and spat it out all over her new dress. And then she started chasing her cat around the house thinking it was the cat's fault. It was a crazy chain of events that was really funny. This shows how little things can lead to such comical situations. It also reminds us to be more careful, especially when we are half - asleep in the morning and doing routine things like making coffee.
A professional photographer who always criticized others for using their phone cameras. He said that real photography could only be done with a high - end camera. However, one time when he was out without his camera and witnessed a truly amazing sunset, he ended up using his phone to take a picture. The photo he took with his phone was actually much better than some of the ones he took with his professional camera.
One little girl was given a toy microphone. She thought she was a famous singer. She started singing at the top of her lungs in the middle of the supermarket. Everyone around was amused by her confidence and the off - key singing.