The problem of college students 'financial management

I'm a 19-year-old first-year university student. I'm now a tutor with a stable income of about 20,000 yuan a year. My family pays for my living expenses. My university is about 1000 meters away from my home, so I don't need money. Other than the fare, I used to deposit my money in the Agricultural Bank. Later, I heard a lot of ways to make money from the Pharmacy Association, but I don't know how to do it. Now I want to learn some financial management methods. Any good suggestions? "Because I'm still young, I don't see the future too far ahead. My parents have their own factories. My mother said that even if I stay at home, I won't be short of money for the rest of my life. However, I have my own pursuits. Since I was young, I've always had connections and backdoors. Now, I hate such bad customs. I want to use my own hands to create something that belongs to me. I studied finance, but after I learned it, I realized that what I knew wasn't realistic. I still couldn't manage my assets properly." to be more exact How can I tamper with my financial management? Someone suggested that I buy a fund But what exactly was it?