Kegger

35 years ago a young war orphan card student killed a very peculiar mutant hound and upon dissecting its carcass he found that its nasal bone was his fated ingredient. The boy felt immeasurable joy upon this discovery, as the only way a card apprentice can ever gain recognition is by having a strong and unique origin card. Origin cards are unique to every card apprentice but some fall under the same genre and type. 

Without a delay, the boy applied for a loan in various banks but the banks would not give him any loan for his origin card creation because they could not see any prospects in a fated ingredient which is a bone of a low-level mutant hound. Therefore they reject the young boy's loan application without hesitation.