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Welp there are multiple translation to the Duchess: Irene, Ayleen and even Elain... I ask ChatGPT and the first name he came up with was Irene, I also referred to her as Duchess of England when asking. So there's definitely no one in the American team.
One argument to go to Pearl Academy would be the Three-Steps Tower.
Not sure if it's for the best of the protagonist to throw away the plotline, because one it could give him an edge over what will happen, two issues that were taken care by Mo Fan and others might backfire to become bigger threats for the MC.
One thing though, when Mo Fan went to get Yan Ji he came across a local 'branch' of the Zhao family, the bodyguards of these people were already at the High level, despite them probably owning 100 million yuans. Pretty sure the MC could afford some.
Pretty sure Ayleen's name is actually Irene.
Careful with the repetitions, in the last 3 paragraphs you mentioned twice that money wasn't an issue, that the MC took breaks.
Also pretty sure the blessings won't work on dark elements due to their nature being contrary. They would probably require something like the Ruler of the Dark Plane's blessing.
Feel like the Parthenon went overboard for the payment. 1.2 billion might already be 200 millions over its actual worth, and the permanent blessing is absolutely overkilled being spells at least at the level of a forbidden curse and only 1-2 people being able to use it. The least for the spirit seed to be this good would have to be Top Soul grade (6x power), busted additional effects and a domain. Otherwise it would have to be a Heaven Soul grade.
Healing and Poison elements are developed through comprehension of said elements, for Poison you may also strengthen or add effects by absorbing different poisons.
According to the wiki the only way for Shadow mages to add special effects is through contracts with gods of darkness, such as the ruler of the Dark Plane.