Top Searches! Is the Immortal Cultivation Loan a Trap?
That long loan term.
Undoubtedly, the enthusiasm of cultivators for cultivating immortal loans has gone a step further.
Let any cultivator not have to worry about paying back Spirit Stones.
In the absence of Spirit Stones.
You can use Xiuxian Loan more confidently and boldly.
No worries.
This immortal loan is simply too convenient.
With excitement, countless immortal cultivators randomly chose an installment period.
Enter the last interface.
This time, the interface shows in detail how long it takes for the cultivator to repay the loan, and how many Spirit Stones are required for each installment.
Incredibly detailed.
Let the cultivators all nod their heads.
And below the loan details.
It is a reminder to pay back the debt.
"The first of every month is the time to return the Spirit Stones.
"Deposit Spirit Stones into Xianwang Cloud QuickPass in advance, and you can directly deduct them.
"The loan can be repaid early, and if it is repaid early, the interest will expire on the date of repayment!
"Borrowers are requested to promptly return Spirit Stones.
"If it is overdue, the daily interest will be doubled as the overdue fee.
"At the same time, lower or cancel the borrowing qualifications of overdue Xiuxiandai."
"More than three months overdue, Tianyan Sacred Land will enforce the repayment.""
'If the cultivator does not have enough Spirit Stones to repay, Tianyan Sacred Land has the right to sell off the cultivator's property. 99
"If you still can't make up the arrears."
"Tianyan Sacred Land has the right to send the debtors to various mines, or labor in other ways, to compensate Tianyan Sacred Land for the losses.35
"All the labor income of the cultivators during this period belongs to Tianyan Sacred Land. 99
"During this period, cultivators will lose their personal freedom."
"Until the arrears and overdue fees are repaid."
If you don't pay back the money, if you are caught by Tianyan Sacred Land.
The entire body's possessions will be sold for 25.
If it is not enough, it will be sent to mining.
to this.
The cultivators did not respond.
I don't think Tianyan Sacred Land is too much.
Because the practice of repairing Immortal World, Tianyan Sacred Land, is already benevolent.
If you owe those pawnbrokers, or the Spirit Stones of some money-lending powers, not even.
That is life rather than death.
Moreover, most immortal practitioners do not care about overdue punishment.
On the one hand, few cultivators would dare to owe the Spirit Stones of Sacred Land.
On the other hand, the interest of Xiuxian Loan is so low and the repayment period is so long.
Basically there is no need to worry about not getting on Spirit Stones.
at the bottom.
There is a button to confirm the loan.
Just press.
Spirit Stones can be credited directly to the account.
But most cultivators don't have a point.
After all, it was clearly written on the Xiuxian Loan.
As long as Spirit Stones are borrowed, even if the loan is repaid on the same day, the interest for one day will be calculated.
However, there are many cultivators who are lacking Spirit Stones.
But he clicked without hesitation.
Click instantly.
Their Xianwang cloud flash payment is a reminder.
The loan has been received.
Look at the extra Spirit Stones in the Xianwang Cloud QuickPass account.
The cultivators who borrowed the money were all shocked.
Did it arrive so soon?
Moreover, the loan of Xiuxiandai is really so convenient.
No collateral is required.
This made countless immortal practitioners extremely happy.
With this immortal loan.
In the future, if they are short of Spirit Stones, they will no longer have to mortgage their own Magical Items to pawn shops at a low price.
You don't have to endure the exorbitant interest rate.
Not to mention the bad borrowing experience in the past.
Currently missing Spirit Stones.
No need to ask for help at all.
Just a few clicks in the Immortal Loan.
You can get a lot of Spirit Stones.
Xiuxian loan produced by Tianyan Sacred Land.
Simply fantastic!
Xianwang Weibo.
Before the top search was still related to lottery tickets.
However, after the Xiuxian Loan function was updated.
The three words Xiuxiandai are the top searched number one.
Countless immortal cultivators are discussing the immortal cultivation loan function with great interest.
The lottery feature is exciting though.
But most people don't win the lottery.
Only a few cultivators can become grand prize winners and gain benefits.
But Xiuxian loan is different.
As long as there is a loan amount, anyone can borrow a large amount of Spirit Stones easily and quickly.
"Compared to the previous interest rates of nine out and thirteen returns, the interest on the Immortal Cultivation Loan is simply too conscientious!
"The repayment period of Xiuxiandai is what attracts me the most. I happened to look at a treasure, but I didn't have Spirit Stones to buy it. Now I borrow 100 high-grade Spirit Stones from Xiuxiandai to buy it and pay it back in 600 installments. You only need to pay forty mid-grade Spirit Stones every month!
"I'm about to make a breakthrough, and I've been accumulating resources. Now that I have a Xiuxian loan, I can make a breakthrough with a loan. After I make a breakthrough, it will be easier to earn Spirit Stones, which can be easily repaid."
"The icon of Xianwang Cloud QuickPass is a bunch of Spirit Stones, which is so in line with the function of this application. You can earn interest and win big prizes, and now you can even borrow Spirit Stones."
"I just tried it out, whether it's shopping at Xianwang Taobao Store or buying classes at Xianwang Cloud Classroom, you can pay directly with the amount of Xiuxian Loan, which is simply too convenient.
"Tianyan Sacred Land is not afraid that some cultivators will die, so why not get Spirit Stones?"
"Tianyan Sacred Land is the Sacred Land with the richest financial resources today, and it certainly doesn't care about such a loss.
"The Holy Master is really a good person. With this cultivation loan, I will no longer be afraid of lacking Spirit Stones in cultivation!"
Countless cultivators are on the Xianwang Weibo, praising the newly updated cultivator loan.
The fairy road is difficult.
No one knows when an accident will happen.
No matter how powerful and rich a cultivator is, he can't guarantee that he will not suffer that day.
The appearance of Xiuxiandai undoubtedly added a layer of insurance to them.
In case of need, at least you can borrow Spirit Stones for emergency.
Cultivation of Immortal Loans is very important to immortal cultivators.
Even if it doesn't work now.
Maybe it will be used in the future.
It might save a life at a critical moment.
so.
Many cultivators seek to increase their own loan amount.
Choose to deposit more Spirit Stones into Xianwang Cloud QuickPass.
And the cultivator who was still using cash on delivery.
Finally started to try online payment.
After all, using Xianwang cloud flash payment to pay more can increase the amount of Xianxian loan.
No one can refuse the amount of the Immortal Cultivation Loan.
Tai Xuan Sacred Land.
A group of Sacred Land Elders were amazed at the new functions of Tianyan PHS.
"I can also borrow Spirit Stones, and the amount is so high?"
"I was able to borrow 100,000 top-grade Spirit Stones from the Immortal Cultivation Loan, and if I do that advanced certification, I can also increase the amount. 35
"Every elder can take out loans, why is it only me who can't? Could it be that Holy Master Tianyan is targeting me?"
"I don't understand how to judge the amount of this Immortal Cultivation Loan. But Tianyan Sacred Land is too rich, we elders can borrow almost two million top-grade Spirit Stones together.
"This is just our family of Sacred Land, as well as Yuqing Sacred Land, Yaochi Sacred Land, and even I heard that most immortal cultivators have quotas, and the quotas are not low. What will be the sum of all loan quotas? 39
"Tianyan Sacred Land is so rich now?
The elders were all shocked when it came to the end.
And above the Holy See.
Lord Tai Xuan narrowed his eyes.
Listening to the elders' words, Lord Tai Xuan shook his head without hesitation: "Impossible!""
"Although Tianyan PHS and various apps make money, it is impossible to make money like this."
"Tianyan Sacred Land did not use their own Spirit Stones to make this immortal loan.""
"It's all immortal cultivators who exist in the Spirit Stones in the Tianyanyun flash payment.
"Like the lottery winnings, which are actually Spirit Stones the cultivators themselves bought the lottery tickets for.
"The Spirit Stones that all cultivators can borrow in the Immortal Cultivation Loan are actually the deposits of other cultivators."
"Tianyan Sacred Land attracts cultivators to deposit Spirit Stones through the interest in case.
"Then lend it out at 10,000-fifty interest."
"Although the interest rate is not high, Tianyan Sacred Land can earn a large interest difference without doing anything, which is completely empty.
The words of Lord Tai Xuan made all the elders realize in surprise.
indeed.
Even if Tianyan Sacred Land made money by borrowing money from the immortal cultivators in the entire Great Yanzhou, it would not be possible to have such financial resources.
And if you use the deposit of Xianwang Cloud QuickPass.
That makes sense.
Everyone was amazed.
The lottery's empty-handed white wolf, the mode of making sure no losses, has already opened their eyes to them.
Now another cultivator loan has popped up.
It's a stroke of genius.
"Why don't we think 780?'35
"Sage Master Yan that day is really a genius, he really deserves to be able to make a lot of money.
Sword Casting Elder couldn't help but exclaimed in admiration.
All the elders nodded.
More Elder echoed the opening:
"Although it is a deposit from Xianwang Cloud QuickPass."
"But the appearance of the Immortal Cultivation Loan is indeed a good thing for immortal cultivators. 39
"Especially the super long installment repayment made me excited.
"I have been in love with a Dao Item made by Yuqing Sacred Land for a long time, and I am reluctant to buy it.
"I just bought it directly after dividing it into 1,200 installments with the Immortal Cultivation Loan."
"After all, on average, you can use the Dao Item you have long admired for only 50 top-grade Spirit Stones per issue. It's perfect."
"Countless immortal cultivators can use this immortal loan to improve their strength in advance and repay the loan slowly.
"The strength of the entire Great Yanzhou Immortal Cultivator will increase a lot because of this Immortal Cultivation Loan!"
This is Elder's words, ushered in the approval of everyone.
But Lord Tai Xuan snorted coldly.
"The long-term instalment repayment seems to be a good thing.
"But you need to know that the longer the repayment period, the more interest you will have to pay.
"Five ten thousandths of interest sounds low, but in just two thousand days, the interest is as high as the principal.
"And two thousand days are only six years.
"And if the repayment period is set to 60 years, each installment seems to be very small, but after the 60 years are repaid, the interest you will pay is ten times the original principal. 99
"If you borrow a hundred top-grade Spirit Stones.
"Sixty years later, you have returned a total of one thousand one hundred coins.
"And if it's 10,000 top-grade Spirit Stones.
"You'll have to pay back 110,000 top-grade Spirit Stones in sixty years. 55
"In this case, do you still think you have made a profit?
"Ye Chen gave you a super long term loan, it's just a trap!""
When Lord Tai Xuan finished speaking.
Some elders' eyes widened.
They did not expect that the mere interest of 10,000 yuan could accumulate to such an extent over time.
For decades, they had to pay interest several times or even ten times the principal.
This is really unexpected.