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no travel insurance horror stories

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My Horror System {I reincarnated OP with a Horror System}
Author: AuthorEriElegbede
Completed · 440.7K Views
Synopsis

Dropped. Dropped. In a world where technology and all humanity had built dilapidated by a mysterious abyss. Supernatural forces reign as humans awaken with incredible powers and face off against mutated creatures. Eri discovers he's a Vampire with a Horror System, thrusting him into a dangerous new reality. As Eri navigates this treacherous world, he must master his abilities and confront dark forces threatening humanity's very existence. Join Eri on an epic adventure filled with magic, mystery, and redemption in a world where the line between reality and fantasy is blurred. Get ready for a thrilling journey where the impossible becomes possible. Undergoing major edits before the final chapters are released... Then completion

Table of Contents
Volume 0 :Auxiliary Volume
Volume 1
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No Substitutes for the Bigshots' Dream Girl Anymore!

In her pursuit of saving enough money to return home, Hannah found herself playing the role of the "first-love" character in a beloved novel. Originally, this character was a typical stand-in supporting actress, taking on various substitutes for the female lead as dictated by the male protagonists, such as donating kidneys or sparing road for the female lead, which she all agreed. Eventually, the original character succumbed to the pressure, turning dark and meeting a tragic demise with a disfigured face on the streets after being killed by the male protagonists. Hannah's task was to follow this grim plotline and achieve the tragic story's intended outcome. However, in the eyes of George River, she was merely a substitute he had enlisted—an entity dependent on him. When his true love returned, he callously abandoned the woman who deeply loved him. Later, he regretted his decision, only to discover that the once-begging woman was now surrounded by various exceptional men. The individuals who had previously used her as a shield—the movie king, the ambitious young actor who climbed over her for his ideal goddess, and the president who regretted his actions upon regaining his memory—all found themselves humbly pleading for her affection: "Hannah, the one I love is you." Confused by the sudden turn of events, Hannah observed her bank account steadily growing and stumbled upon a newfound skill for crafting tragic stories. As the main antagonist who successfully survived until the end of the story, Arnold Simmons was ruthless, dark, and violent. In his eyes, Hannah appeared to be the most naive woman he had ever encountered, her thoughts consumed solely by love. Witnessing her continuous deception by those around her, Arnold eventually reached a breaking point and seized her, declaring, "Stay by my side; let me handle your tasks." [A seemingly fragile flower with an inner strength, Daughter of the Sea, crosses paths with an obsessed, dark, and sinister antagonist who contemplates disrupting the pond of bred fish every day.]

Tail Tone · General

Time Travel: The Heroine Has Arrived!

[The Beloved Exclusive] Commandery Princess Gu Shengyin of Qinghe had died. Her beauty eclipsed Jinghua, and her talents were renowned throughout the world, yet she lost to a woman inferior to her in every aspect. It wasn't until after her death that Gu Shengyin realized she was nothing more than the protagonist of a supporting character's counterattack story, doomed to be cannon fodder for a transmigrated lady…… In the pure white space, Gu Shengyin emotionlessly received the memories transmitted to her by the System…... System: "In this day and age, the supporting character must turn over a new leaf, the cannon fodder must counterattack, and the extras must make their presence felt. As the female lead, you are their biggest obstacle." Gu Shengyin's eyes glinted with cold light. Her smile was stunningly beautiful. "Then let's see: Who, indeed, should be the stumbling block that gets kicked away, and who, in the end, will be the ultimate winner!" Those supporting characters and cannon fodders who wish to eliminate the female lead and rise to the top, have you thought about how you want to die? This story is a sweet romance, 1V1.

BranchBreakerBarehanded · General

Time Travel: The Best Doctor in Ancient Times

【Hilarious and Adorable Novel】 As a military doctor with expertise in both Chinese and Western medicine, Gu Changsheng felt that this time-traveling journey was ridiculously screwy! Once he traveled back, he was gifted a son, hmm, it felt quite nice. Having a son to rely on in old age, plus owning a steady estate, wealth and glory weren't hard to come by. A lousy father turns over a new leaf? Sorry, mom here isn't fond of revisiting the past! Son, what kind of dad do you want? From the multitude of handsome and wealthy young men out there, let’s pick and choose… This is the story of a bizarrely outstanding female doctor, strutting through ancient times with her child in tow!

My name is Xuanji · General

Horror Revival

"I am Yang Jian. By the time you read this, I've already been dead..." A strange parchment, an eye that peeks into the darkness. This is the memoir of a person who survived.

Offering flowers before the Buddha · Eastern

Time Travel: The Noble Family

Her uncle indifferent, her fiancé unfaithful, and the very aunt she regarded as her own mother sold her to a merchant to be a concubine for two hundred thousand taels of silver, thoroughly ruining her life. Having been reborn and having survived life and death trials, Lian Yueyao vowed never to let anyone control her destiny again. This time, she would protect her loved ones who cared for her and carve out a splendid future for herself with her own hands. June's readers group: 97058970, everyone is welcome to join. June’s completed novel: "Rebirth: The Soft-hearted."

Snowfall in June · History
Related Reviews
Related Questions
What are some travel insurance horror stories?
1 answer
2024-12-05 13:06
There was a traveler who got sick during a trip overseas. The local medical bills were very high. The travel insurance was supposed to cover the medical expenses. But when the claim was made, the insurance company claimed that the pre - existing condition clause applied even though the traveler had no known pre - existing conditions. They fought for months but still had to pay a large portion of the bill out of pocket.
No Travel Insurance Horror Stories: How Can They Be Avoided?
3 answers
2024-11-02 19:47
Simple. Just get travel insurance. It's not that expensive considering the potential risks.
No Travel Insurance Horror Stories: What Are the Worst Case Scenarios?
2 answers
2024-11-02 20:00
One horror story is getting seriously ill abroad without insurance. A friend of mine got appendicitis while traveling. He had no travel insurance. The hospital bill was astronomical. He had to borrow money from family just to pay it off. It was a nightmare.
How Can Travelers Avoid Travel Health Insurance Horror Stories?
1 answer
2024-11-18 11:57
Travelers can avoid horror stories by being honest when applying for the insurance. Disclose any pre - existing conditions accurately. This way, there won't be surprises later when making a claim. Another important step is to communicate clearly with the insurance agent. Ask questions about what is and isn't covered. For instance, ask about coverage for prescription drugs abroad. And keep all the documents related to the policy and your medical history. In case of a claim, you'll have everything you need.
Travel Health Insurance Horror Stories: What Are Some Common Ones?
3 answers
2024-11-18 09:00
One common horror story is when the insurance company finds a loophole to deny a claim. For example, a traveler got sick overseas and the insurance said it was a pre - existing condition even though it wasn't. Another is slow processing of claims. A person had to pay out - of - pocket for emergency treatment and it took months for the insurance to reimburse, causing financial stress. And some insurers limit the coverage for certain expensive treatments, leaving travelers with huge bills.
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There's something wrong with these wishes

As long as he completed his last wish, Liang Zhi would be able to obtain the richest inheritance in the world. However, there was something wrong with these wishes! Rewarding a stunning female demon by performing the 'First Incarnation, Then Abandon' ten times. Open 100 security doors. Reward: One 'Teleportation Door'. Steal a supreme treasure. Reward: Distorted Doctor ability. Complete a world-shocking scam, rob a vault, kidnap a princess, destroy a city… …… Liang Zhi replied,[I'm a person with a conscience. I will never betray my bottom line for benefits…unless the benefits are huge.]

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She's clearly a witch, but she can't escape from the infinite space.

Her innate skill was the Undying Witch. He had clearly lived for thousands of years. All his skills were maxed out. But he couldn't escape from this small infinite space! the most hateful thing was Yet, he was easily played by an ordinary human… This was a relaxed story of a brainpower boss x a lethality boss teaming up to kill small monsters.

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Has the tyrant's gorgeous beauty turned black?

Du Zhiruo didn't know until he died that he was just a character living in a sadistic book. It was because of Bai Yueguang's early tragic death that the paranoid tyrant couldn't forget. However, she was already dead. What was ridiculous was that someone told her that she had put it on wrongly and had to put it on again. The script that truly belonged to her should be that vile, vile, and vile supporting actress who was greedy for vanity and could not get what she wanted! What the hell was this? She had been arrogant all her life and was not even afraid of death. In the end, she was going to be beaten into dust after being reborn? How could this be! So what if she was a vicious supporting actress? Want her to follow the script? That was impossible, impossible in this lifetime! This time, not only did she want to rewrite her own life, but she also wanted to rewrite the ending of the entire story! * The sadistic female protagonist who hated her the most was her strongest support. The cold-hearted second male lead who despised her the most was her best ally. Even the tyrant who had never looked at her in the eye would become her tool, change his tyrant habits, and become a wise monarch. She was the one and only gorgeous beauty in the book. She could go to the battlefield, take the head of the general among the tens of thousands of troops, and intimidate the barbarians in all directions. She could dominate the world, turn the tide, and turn the rotten into the magical. * Seeing that everything was developing in the direction she had expected, she wanted to retire successfully, but she was once again pestered by the tyrant who had turned over a new leaf. She carried the small bag that was ready to run away and said,"If you come any closer, I'll kill you!" In the end, he straightened his neck and smiled even more sinisterly than she did, thinking,'I've washed myself clean. Kill me!' Don't worry, I won't let you off even if you become a ghost! Don't even think about escaping in this lifetime!

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Snow Banquet

[Extraordinary Child, Child's Heart Entering Dreams] "Mom is waiting for me in that city, but I don't know if I should go and see her." The boy, Meng Fengxue, was born into a single-parent family and was raised by his father since he was young. Although she didn't have her mother's company, her father's exquisite cooking skills and careful care allowed her to grow up happily. At the same time, she also developed a unique experience of delicious food. At the end of spring when she was 11 years old, her father suddenly passed away. His life had suddenly changed drastically, and the wind and snow had collapsed. He refused to face everything. Growing up in the city, he realized that it was hard to find someone as warm as his father in the city that was like a concrete forest. Only food could temporarily heal his soul. He couldn't help but think about the meaning of his existence. At this moment, his mother invited him to live in a distant land. At the beginning of summer, he embarked on a journey to live with his mother. However, he had never made up his mind to truly accept his mother, who was like a stranger. Thus, during the journey, he kept pausing and turning back. Like a symbol, he could only rely on virtual images and words to build up his mother. He was familiar with the big city he had lived in since he was young, but he was cold. The various events he encountered on the journey were like pulling hands, making him not know where to go. With a tongue that was sensitive to delicacies, a heart that sincerely felt the world, and the kindness of the people around him. The wind and snow slowly walked on the road to her mother's side. Could Meng Fengxue find him? What was waiting for him this summer?

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The Princess Regent has gone mad protecting her husband

This book is also known as "Conspiracy with the King." * Xiao Xiang was tricked back by her teacher and was caught in a storm of engagement. Oh, NO! As a 21st century female university student with new ideas, she wanted to stay away from the rich and powerful, away from the feudal scum, and walk her own path with her head held high, and let the evil world go! However, his father had raised his palm in front of him, and the emperor was behind him with his sword! "Let's go back and be my daughter-in-law." The old fox narrowed his eyes and smiled. "I refuse!" The Emperor's eyes turned cold, and he immediately sent out seventy to eighty assassins! Xiao Xiang was speechless. What should he do? His life was in danger. There was a way! He turned around and approached a certain lord who didn't care about politics. He tried to curry favor with him."This lord, I seem to have offended you again. Lock me up." "Why?" he asked with a smile as he savored the wine. "I don't want to see your nephew because he's too stupid." The corner of his mouth twitched. When she turned around, her fiancé appeared. ...... Finally, as someone wished, the future imperial concubine fell off the cliff In a secluded residence in the peach forest in the suburbs, a woman in green wanted to escape through the window, but before her feet touched the ground, her body was already grabbed into someone's arms. "Imperial Uncle, I was wrong." A certain someone cried and begged for mercy. Before she could finish her sentence, her lips were sealed tightly. "If you call me Imperial Uncle again, I won't let you off easily." He carried his daughter back to his room. (Due to the author's confusion, the introduction is different from the content. For specific reference, please refer to the content. The introduction is for reference only.) * PS: There are many storms in the capital. Let's see how the domineering female protagonist protects her husband to achieve hegemony. Shuangjie, mutual favor, strange sword, trickery, game in game, game in game

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