Just a basic Getting reincarnated into another world with op powers or is it?

Chu Lingguang, who transmigrated to the Great Yuan Dynasty, rapidly advanced his cultivation progress through a "Favors" stat-adding panel. He originally intended to change his own destiny through the Martial Examination, but unexpectedly became bound by Favors during his days of training with his master at the Martial Arts Hall. "Helped Second Aunt find a job, gained 35 Favor Points. Helped Guo Wei find a laundress, gained 5 Favor Points. Simultaneously received the gratitude of Second Aunt and Guo Wei, and obtained one set of the Basic Breathing Technique."

Li Yuan transmigrates to a martial arts world where demons and ghosts lurk and becomes an ordinary hunter. Just as he's struggling for survival, he awakens his golden finger after sleeping with his wife. [Name: Li Yuan] [Add Points: 5 points] [Realm: Unranked] [Cultivation Skill: None] [Skills: Basic Archery (6/10); Basic Tracking (4/10)] [Divine Techniques: Immortality] [Equipment Bar: Locked]

Zhang Yuan, who has been reborn in a chaotic world, awakens the Divine Nest system in times of crisis. [Activate the Black Giant Ant, grant tenfold, hundredfold... unlimited strength] [Activate the Jade Mantis, grant Basic, Advanced... Saber Technique Mastery] [Activate the Nine-winged Celestial Cicada...]

Three years after graduating, Chu Mo, who could barely maintain his basic livelihood, activated The Tycoon System, and a bank card with an unlimited credit limit that could be safely used appeared before him. Start a company? Make investments? Buy stocks? In the face of the bank card with unlimited credit, these options seemed to lose their significance. Having already obtained inexhaustible and unlimited money, he might as well live comfortably as an infinitely wealthy tycoon.