Everything was fine till the latest chapters 33 and 34. Dude has millions of gold that he will get access on maturity but has complete excess to his mums's vault that hve 400k gold so he Asks GOBLINS to invest it all in ventures keep in mind he does not have future knowledge. Goblins take 15percent of the profit MC offers 20percent, 5percent as an incentive. He wants to invest in muggle side which i don't should be possible as there has to law or rule that makes it so muggle mony like that is not worth it. He is not a businessman or investors but this is dumb things like this tell a lot of what type of fanfiction this is going to be.
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LIKEHow is this dumb? Goblins are famously sharp with money and would not lose it? Haven’t read the story but I don’t follow your argument. The muggle side IS odd and out, though, as Goblins don’t care for muggle money in the story iirc. But they DO care about world domination, so through that lens going full Private Equity overlords checks out. Given that goblins in HP are thinly-veiled and pretty racist references to Jews, why not let them invest and fufull the stereotype?